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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Amazing Results

I have always struggled to save money but finding Chip has totally transformed that. The app is super simple to use and I have all the info I need at my fingertips. I now have a little chunk of money saved up and I didn't even notice it had gone! Recommend to anyone that struggles to put money aside each month for a rainy day! Reviewed on: 14th November 2018

The Future of Banking

Designed to get the best value for money on your savings. Automatic withdrawals that you can afford into an account offering the potential of 5% interest growth! Who wouldn’t want to get that kind of return on their investment. The future of community lending to helps those in debt, those paying extortionate loan rates and others unable to make savings. Reviewed on: 14th November 2018

Saving for non-savers

I’ve always struggled to save meaningful amounts in the past but with Chip I’ve managed to save plenty without even noticing. The automatic saves make it easy to squirrel away amounts you never knew you’d be able to save, without affecting your normal spending habits. A definite recommendation. Reviewed on: 14th November 2018

I just love chip

The app that allows you to save money you didn't know you had. Just love it. The small pockets of money it takes aren't missed by me and have totalled thousands in just a year. If the money was to remain in my current account I'd just spend it on takeway coffees and such. Chip is the future and I'm so pleased to be part of it Reviewed on: 14th November 2018

Chip is the easiest savings app to use

Chip is so easy to use it saves your money without really noticing it going. And from next year you can earn loads of interest on your money. Better than a normal savings account Reviewed on: 14th November 2018

Amazing app

I been using it for nearly a year now and it's an amazing app for saving those extra pennies :) Reviewed on: 14th November 2018

I used to be really appalling at saving until I installed chip to my phone

Well what can I say? my history of trying to save has been little to none existent until I came across chip and in three months I managed to save £300 without even noticing any impact to my bank balance. We all have urges to save for a rainy day and for one reason or another that never happens, well chip looks at your financials intelligently and works out how much you can save notifying you when you are about to make a saving. Of course you can also cancel this action so there is absolutely no commitment, charge etc. to save all the time. Wish this had been around years ago. Reviewed on: 14th November 2018

Just brilliant!

Since using Chip earlier this year, I’ve been able to save without even noticing it. The app is user friendly & customer service is exceptional. I can only see them going from strength to strength and are certainly the standout winner of this award. Reviewed on: 14th November 2018

Fantastic

Great customer service, and the way they listen and interact with their community is unlike anything I've ever encountered. Super easy to save money and get rates better than almost anywhere else. Reviewed on: 14th November 2018

Great intelligent App

I’ve used Chip since the outset and love it. It really does help you save money. The interface is friendly, it’s nice to receive some interest in your saving and it genuinely seems to be an intelligent App. Reviewed on: 14th November 2018

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