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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

A fresh, exciting approach to saving

Chip was recommended to me by my partner and I have been hooked on it since that time. Regular updates, structured savings and a great interest rate means that chop builds a lovely little savings pot for you in the background. The best thing is, it does it all for you! I treat chip saving amounts as an outgoing bill every month, only for it to be stashed away in a little fund for a rainy day, a holiday or some xmas presents! I will continue to save with Chip, invest in Chip and I am excited to see what Chip brings in the future. Jake B Reviewed on: 14th November 2018

Love it! Easy saving

I love chip. Been using it for a year now able to save without even noticing the money has gone always pleasantly surprised when I log on to check the balance! Very adjustable with the amounts you can save too which is good ! Reviewed on: 14th November 2018

Excellent choice for anyone

I found Chip a few months back, and since using it I have thoroughly enjoyed the experience since. The ease of use, plus the engaging messaging Reviewed on: 14th November 2018

Easiest saving app ever!

Chip is great and easy to use, for someone like myself whose terrible at saving, Chip takes just enough every couple of weeks that you really never notice it going, (despite the regular and transparent reminders). I’ve so much faith in the product that I’ve invested some of my savings in Chip so I really can’t reccomend them enough! Reviewed on: 14th November 2018

A fantastic automatic savings app that really works

I've been a Chip user for just over a year now and it's helped me save more than I would have ever believed possible - and without me really noticing that I've been doing it Reviewed on: 14th November 2018

Fantastic!

Chip has actually helped me save money without me having to do anything. It so reassuring knowing that I’ve got a little bit put to one side in case of an emergency. The app is easy to use and I have recommended it to almost everyone I know! Reviewed on: 14th November 2018

Clever ideas

A good way to reduce charges for borrowers and increase interest for lenders! Reviewed on: 14th November 2018

Great service and a useful app

The app is brilliant, saving me plenty of money without me really noticing only what I can afford. And the only time I have had an issue (direct debit wasn't working after changing bank accounts) the customer service and founder were all over it to ensure that the issue was resolved swiftly Reviewed on: 14th November 2018

Great for saving without even realising!

Chip is a great app, which means you can put some money into a savings account without feeling the effects, and before long you have a nice amount saved. Its a great idea, the app runs well and the customer services are good. Reviewed on: 14th November 2018

An incredibly effortless way to save

For its launch K have been using Chip to automatically save small amounts to save certain amounts in a certain time period. The rate at which it calculates the amount to save for you is very accurate and is always manageable, meaning you don’t need to constantly manage it as you have confidence it is saving a manageable amount. It’s so flexible though that if you need to scale back, pause or withdraw savings at any time, it’s very easy to do so and it’s absolutely secure! Look forward to all The new developments and features to make it even better Reviewed on: 14th November 2018

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