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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Exciting Times

I have been using the chip app for going on a year. I believe it's the future for savings. The live chat has always been very helpful and solved many user problems I had. Saving with noticing the money go is a massive thing for me and I assume many others. Looking forward to new ideas chip comes up with.....hopefully soon Reviewed on: 14th November 2018

Love the convenience of this app and a fresh approach to banking

Have had a great experience using the app and getting a great interest rate Reviewed on: 14th November 2018

Saving money has never been so easy

Is the best to save money because it works on the lawn is the best to save money!!! Reviewed on: 14th November 2018

Best way to save

Chip has been the best savings app I have used and helped me save for so much. Chip has a real personal touch unlike other brands which is why I think it’s the best Reviewed on: 14th November 2018

Easy saving

Brilliant app that does the hard work for you. Reviewed on: 14th November 2018

Piece of cake!

As a chip saver I couldnt be happier. Helps me save without noticing it. That is until I take the money out and realise how mich I’ve saved!! Reviewed on: 14th November 2018

Makes saving easy

Chip’s algorithms make saving almost invisible, to a hardened spender like myself, saving has become painless! Very user friendly and really simple to use. Reviewed on: 14th November 2018

Helps me save without even noticing it!

I hate to parrot back what Chip themselves say about their product but it really does do what it says! Been using chip for a while now and I’m amazed at the amount I’ve managed to save without even noticing it, used the money to pay for a holiday and it’s building back up again already. The people at chip work really hard to make the experience as seamless as possible and make the product the best it can be, looking forward to the future and definitely will continue to use the app Reviewed on: 14th November 2018

Smart saving...the future

Has taken the stress out of having to concisiously save. Clever, effective and the user is in full control. The future of personal saving Reviewed on: 14th November 2018

Easy savings

Love this app, managed to save to pay for flights to New Orleans, my car insurance and a healthy bit for emergencies Reviewed on: 14th November 2018

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