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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Makes saving easy

Chip’s algorithms make saving almost invisible, to a hardened spender like myself, saving has become painless! Very user friendly and really simple to use. Reviewed on: 14th November 2018

Helps me save without even noticing it!

I hate to parrot back what Chip themselves say about their product but it really does do what it says! Been using chip for a while now and I’m amazed at the amount I’ve managed to save without even noticing it, used the money to pay for a holiday and it’s building back up again already. The people at chip work really hard to make the experience as seamless as possible and make the product the best it can be, looking forward to the future and definitely will continue to use the app Reviewed on: 14th November 2018

Smart saving...the future

Has taken the stress out of having to concisiously save. Clever, effective and the user is in full control. The future of personal saving Reviewed on: 14th November 2018

Easy savings

Love this app, managed to save to pay for flights to New Orleans, my car insurance and a healthy bit for emergencies Reviewed on: 14th November 2018

A fresh, exciting approach to saving

Chip was recommended to me by my partner and I have been hooked on it since that time. Regular updates, structured savings and a great interest rate means that chop builds a lovely little savings pot for you in the background. The best thing is, it does it all for you! I treat chip saving amounts as an outgoing bill every month, only for it to be stashed away in a little fund for a rainy day, a holiday or some xmas presents! I will continue to save with Chip, invest in Chip and I am excited to see what Chip brings in the future. Jake B Reviewed on: 14th November 2018

Love it! Easy saving

I love chip. Been using it for a year now able to save without even noticing the money has gone always pleasantly surprised when I log on to check the balance! Very adjustable with the amounts you can save too which is good ! Reviewed on: 14th November 2018

Excellent choice for anyone

I found Chip a few months back, and since using it I have thoroughly enjoyed the experience since. The ease of use, plus the engaging messaging Reviewed on: 14th November 2018

Easiest saving app ever!

Chip is great and easy to use, for someone like myself whose terrible at saving, Chip takes just enough every couple of weeks that you really never notice it going, (despite the regular and transparent reminders). I’ve so much faith in the product that I’ve invested some of my savings in Chip so I really can’t reccomend them enough! Reviewed on: 14th November 2018

A fantastic automatic savings app that really works

I've been a Chip user for just over a year now and it's helped me save more than I would have ever believed possible - and without me really noticing that I've been doing it Reviewed on: 14th November 2018

Fantastic!

Chip has actually helped me save money without me having to do anything. It so reassuring knowing that I’ve got a little bit put to one side in case of an emergency. The app is easy to use and I have recommended it to almost everyone I know! Reviewed on: 14th November 2018

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