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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

It just so easy!

5
it saves the money in amounts you level it at, and it will take away what you dont spend and put it in a little put. leave it running for a few months and it a surprise pot of money! great app, great team really happy to be a part of chip Reviewed on: 14th November 2018

Great app and idea!

5
Really good experience with this app. Chip helped me save some good money and im looking forward to earning a good interest on ChipX Reviewed on: 14th November 2018

Simple to use app disrupting banking

5
Let's face it, banking needs a shake-up and it's the latest industry to be disrupted by technology. Chip is part of that - an easy to use app that lets you save money without even thinking about it! Brilliant! Reviewed on: 14th November 2018

Amazing savings app that doesn't make an impact to your bank account

5
Saves little by little every now and then, and builds up quite the saving account. They have competitive interest rates and bonuses. Plus the customer service and social media are great. With the introduction of chipmunks they've allowed the users to shape the future of the app and its features with I've never seen before. 10/10 Reviewed on: 14th November 2018

Top savings app

5
Linked to your bank. What a great idea! Reviewed on: 14th November 2018

A savings account for those who can't save.

5
What a super app this company has. Simply provide access to your account and this app will stash away savings without you noticing. I feel like a squirrel whose stashed all his nuts and now have time to strut my bushy tail! Reviewed on: 14th November 2018

Brilliantly

5
I love the ease of use the versatility the shear pleasure of chip! I can save or not it’s all in my hands! I am a bit rubbish with money this takes the thinking away and saves for me as I go about my busy life. I saved for a holiday, Christmas, Birthdays... it’s fabulous. Reviewed on: 14th November 2018

Awesome!

5
Takes all of the effort out of saving. Awesome app, ethical company, great people. Spread the word! Reviewed on: 14th November 2018

Maximum gain for no pain!

5
I can not believe how much money I have saved without really noticing. Chip is fabulous and cannot recommend enough. Reviewed on: 14th November 2018

Saving made stupidly simple

5
Chip just works, turn it on and without noticing it, in a few months I have accrued a savings pot of a few hundred pounds. This is the first time in my life I've been able to reliably put money into savings. And on top of that, I can get a better interest rate than any bank offers. It doesn't hurt that the guys behind Chip seem like genuinely nice people, if I have a question I'm empoered to reach out and speak to them directly. Reviewed on: 14th November 2018

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