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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Brilliantly

5
I love the ease of use the versatility the shear pleasure of chip! I can save or not it’s all in my hands! I am a bit rubbish with money this takes the thinking away and saves for me as I go about my busy life. I saved for a holiday, Christmas, Birthdays... it’s fabulous. Reviewed on: 14th November 2018

Awesome!

5
Takes all of the effort out of saving. Awesome app, ethical company, great people. Spread the word! Reviewed on: 14th November 2018

Maximum gain for no pain!

5
I can not believe how much money I have saved without really noticing. Chip is fabulous and cannot recommend enough. Reviewed on: 14th November 2018

Saving made stupidly simple

5
Chip just works, turn it on and without noticing it, in a few months I have accrued a savings pot of a few hundred pounds. This is the first time in my life I've been able to reliably put money into savings. And on top of that, I can get a better interest rate than any bank offers. It doesn't hurt that the guys behind Chip seem like genuinely nice people, if I have a question I'm empoered to reach out and speak to them directly. Reviewed on: 14th November 2018

Exciting Times

5
I have been using the chip app for going on a year. I believe it's the future for savings. The live chat has always been very helpful and solved many user problems I had. Saving with noticing the money go is a massive thing for me and I assume many others. Looking forward to new ideas chip comes up with.....hopefully soon Reviewed on: 14th November 2018

Love the convenience of this app and a fresh approach to banking

5
Have had a great experience using the app and getting a great interest rate Reviewed on: 14th November 2018

Saving money has never been so easy

5
Is the best to save money because it works on the lawn is the best to save money!!! Reviewed on: 14th November 2018

Best way to save

5
Chip has been the best savings app I have used and helped me save for so much. Chip has a real personal touch unlike other brands which is why I think it’s the best Reviewed on: 14th November 2018

Easy saving

5
Brilliant app that does the hard work for you. Reviewed on: 14th November 2018

Piece of cake!

5
As a chip saver I couldnt be happier. Helps me save without noticing it. That is until I take the money out and realise how mich I’ve saved!! Reviewed on: 14th November 2018

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