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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Helped me save when I thought I couldn't!

Chip has put away over 2 grand for me that I never would've been able to do on my own, a fantastic company and I recommend it to my friends who don't have it every day! Reviewed on: 14th November 2018

Best app ever!

Chip enables me to save as much money as I can reasonably afford and earn higher interest rates the high street banks don’t even come close to. The app is incredibly easy to use, and easy to share too! I’ve been recommending this to everyone I know! Ps my boyfriend now has more savings than he’s ever had in his 28years... bravo chip, you really can work miracles! Thank you Reviewed on: 14th November 2018

Like a regular saver without the commitment

Great for putting away excess cash either automatically or manually. Helped me to save for the holiday of a lifetime, with the knowledge that I was getting a good interest rate, but had the ability to access the funds immediately in case of an emergency! Reviewed on: 14th November 2018

Chip has helped me get started saving

Having grown up with very little "training" or education when it came to money management putting cash to one side in order to save for something over a long period of time was difficult to do without either putting too much away or not seeing a return because I was saving too little. Chip has helped me change that. By tracking my expenses and automatically transferring funds to a separate account I've now not only got a decent sized rainy day pot but it's taught me how to budget properly with other savings. Reviewed on: 14th November 2018

It just so easy!

it saves the money in amounts you level it at, and it will take away what you dont spend and put it in a little put. leave it running for a few months and it a surprise pot of money! great app, great team really happy to be a part of chip Reviewed on: 14th November 2018

Great app and idea!

Really good experience with this app. Chip helped me save some good money and im looking forward to earning a good interest on ChipX Reviewed on: 14th November 2018

Simple to use app disrupting banking

Let's face it, banking needs a shake-up and it's the latest industry to be disrupted by technology. Chip is part of that - an easy to use app that lets you save money without even thinking about it! Brilliant! Reviewed on: 14th November 2018

Amazing savings app that doesn't make an impact to your bank account

Saves little by little every now and then, and builds up quite the saving account. They have competitive interest rates and bonuses. Plus the customer service and social media are great. With the introduction of chipmunks they've allowed the users to shape the future of the app and its features with I've never seen before. 10/10 Reviewed on: 14th November 2018

Top savings app

Linked to your bank. What a great idea! Reviewed on: 14th November 2018

A savings account for those who can't save.

What a super app this company has. Simply provide access to your account and this app will stash away savings without you noticing. I feel like a squirrel whose stashed all his nuts and now have time to strut my bushy tail! Reviewed on: 14th November 2018

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