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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Mindless saving not spending

Instead of trying not to spend mindlessly this app helps you to save mindlessly, the speed at which those few pounds add up is surprising and rewarding. I am now getting ready for the Caribbean honeymoon I never thought I could afford and still the pounds are rolling in. Reviewed on: 14th November 2018

A game-changer!

I love Chip! It's made saving money easy and, dare I say it, fun. The automatic saves mean you save money without trying and the interest rate is great. I'm recommending I'm recommending Chip to everyone I know Reviewed on: 14th November 2018

Innovative savings for young people

Until I downloaded chip I didn’t have any savings. Committing to a set amount to save each month just wasn’t possible for me, but with chip I can save safely knowing it won’t put away more than I can afford. Reviewed on: 14th November 2018

Easy savings

Great app to use, saves me loads of money in no time and I don't even notice it leaving my account. Reviewed on: 14th November 2018

Fantastic Idea, Fantastic Customer Service, Fantastic Product!

I've used Chip since its very early days have have never looked back! It's a fantastic product that I would truly recommend to anyone! Reviewed on: 14th November 2018

Best savings account out there

A company that really cares about saving you money! Reviewed on: 14th November 2018

Money Saving Made Easy!

Since using chip I have managed to save up nearly £1000 without even noticing it leaving my back account. It has really helped me to save up a decent amount of money which otherwise I wouldn't have thought about putting away. I have recommended Chip to my friends and family which means I am now earning 5% on my savings - a much better rate than any other quick access bank account offers! Reviewed on: 14th November 2018

Keep chipping away

As with most people I’ve told about Chip, I’ve never been fantastic at saving money on a monthly basis and any money left at the end of the month I would spend needlessly. Chip squirrels away £20 every week or so based on what I’ve spent and I feel very proud at the end of the month that I’ve managed to save money! Thanks Chip! Reviewed on: 14th November 2018

Superb app and leading ideas

The app is very user friendly and the service is fantastic. It makes saving money so easy. Reviewed on: 14th November 2018

Tremendous app

There are plenty of similar companies and applications like Chip but Chip has managed to refine it's product and service which has made it so successful. I consistently promote the product to others and will continue to in the future. Chip is a credit to the future of savings and banking. Well done Reviewed on: 14th November 2018

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