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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

A Savings Miracle

5
This app is a savings miracle. I didn't think I had any spare money a month let alone a week until I got this app. It has saved me just over £150 in 2 months and the great thing is I haven't missed the money Chip has taken and just carried on as normal. Reviewed on: 14th November 2018

Saving just became super easy

5
I am terrible for just spending money if it’s in my accounts. Chip allows me to now do this guilt free as it takes care of savings! In a year I have saved nearly 1000 without even really noticing! Reviewed on: 14th November 2018

Super duper

5
Saving made easy. I would and am recommending Chip to family friends and anyone that seems interested Reviewed on: 14th November 2018

Fantastic savings app

5
chip is great it’s helped me save with just taking small unnoticeable amounts each time! Reviewed on: 14th November 2018

Simplicity Savings Plan

5
With little or no effort I am putting away between £20 - 30 each month towards my holiday spending money Reviewed on: 14th November 2018

Saving with realising

5
I’ve managed to save over £800 this year already by using their savings app, little by little each week, soon amounts to a nice little nest egg. Reviewed on: 14th November 2018

Love it

5
I was apprehensive when I first saw this product/idea but I joined and haven’t looked back, I love the app, I tried another similar app at same time but chip won hands down, so quick, easy and communicative. Can fault them Reviewed on: 14th November 2018

Fab app for rubbish savers

5
I love Chip! Easy to set up, easy to operate and makes saving even easier. I don't even have to think and I've saved a bucket load. Their support team are great and helped me out when I was trying swap accounts. They make you feel like part of the chip family. Happy Chipmunk right here :) Reviewed on: 14th November 2018

Amazing

5
Really simple product and fantastic for those who wish to save - cannot recommend it highly enough! Reviewed on: 14th November 2018

Simple and effective

5
I've been using Chip for a long time now, right from the beginning I've felt that it's been a fantastically simple way to save. I've referred friends to the app and as result, I get more interest! Chip has helped me pay for a number of holidays now, long may it continue. Reviewed on: 14th November 2018

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