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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 17th Feb 2026

5700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've used the app for several years, it's easy, stra... I've used the app for several years, it's easy, straightforward and fun to use and encourages me to save more money than I might otherwise and get mys... Read more Reviewed on: 17th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Money Saving Made Easy!

Since using chip I have managed to save up nearly £1000 without even noticing it leaving my back account. It has really helped me to save up a decent amount of money which otherwise I wouldn't have thought about putting away. I have recommended Chip to my friends and family which means I am now earning 5% on my savings - a much better rate than any other quick access bank account offers! Reviewed on: 14th November 2018

Keep chipping away

As with most people I’ve told about Chip, I’ve never been fantastic at saving money on a monthly basis and any money left at the end of the month I would spend needlessly. Chip squirrels away £20 every week or so based on what I’ve spent and I feel very proud at the end of the month that I’ve managed to save money! Thanks Chip! Reviewed on: 14th November 2018

Superb app and leading ideas

The app is very user friendly and the service is fantastic. It makes saving money so easy. Reviewed on: 14th November 2018

Tremendous app

There are plenty of similar companies and applications like Chip but Chip has managed to refine it's product and service which has made it so successful. I consistently promote the product to others and will continue to in the future. Chip is a credit to the future of savings and banking. Well done Reviewed on: 14th November 2018

Chip makes life easy.

Makes saving easy, you don’t have to do anything, monitors your spending patterns over a period sees what’s left , informs you what is be saved for you, even then you have the option to cancel, pause or lower that amount, and bingo it’s saved for you. Also surprising how quickly it mounts up. Want to withdraw, it’s back in your bank account that day. Only wish Chip had been around when I was younger. Reviewed on: 14th November 2018

Fantastic app and service

Chip makes it easy and painless for me to save a little regularly. I can not praise it highly enough Reviewed on: 14th November 2018

Awesome app

Monitors my bank and takes what it thinks I can afford. To be honest I have never really noticed the money going from my account Reviewed on: 14th November 2018

Best interest rates around

Chip interest rates beat those of the “big banks”. Chip makes it easier to save (and make!) money. Reviewed on: 14th November 2018

Revolutionary and Fun

Great app which actually makes saving effortless and fun. Reviewed on: 14th November 2018

Great saving!

Great savings account - you don't even realise you're saving :) Reviewed on: 14th November 2018

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