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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 17th Feb 2026

5700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've used the app for several years, it's easy, stra... I've used the app for several years, it's easy, straightforward and fun to use and encourages me to save more money than I might otherwise and get mys... Read more Reviewed on: 17th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Love it

I was apprehensive when I first saw this product/idea but I joined and haven’t looked back, I love the app, I tried another similar app at same time but chip won hands down, so quick, easy and communicative. Can fault them Reviewed on: 14th November 2018

Fab app for rubbish savers

I love Chip! Easy to set up, easy to operate and makes saving even easier. I don't even have to think and I've saved a bucket load. Their support team are great and helped me out when I was trying swap accounts. They make you feel like part of the chip family. Happy Chipmunk right here :) Reviewed on: 14th November 2018

Amazing

Really simple product and fantastic for those who wish to save - cannot recommend it highly enough! Reviewed on: 14th November 2018

Simple and effective

I've been using Chip for a long time now, right from the beginning I've felt that it's been a fantastically simple way to save. I've referred friends to the app and as result, I get more interest! Chip has helped me pay for a number of holidays now, long may it continue. Reviewed on: 14th November 2018

Mindless saving not spending

Instead of trying not to spend mindlessly this app helps you to save mindlessly, the speed at which those few pounds add up is surprising and rewarding. I am now getting ready for the Caribbean honeymoon I never thought I could afford and still the pounds are rolling in. Reviewed on: 14th November 2018

A game-changer!

I love Chip! It's made saving money easy and, dare I say it, fun. The automatic saves mean you save money without trying and the interest rate is great. I'm recommending I'm recommending Chip to everyone I know Reviewed on: 14th November 2018

Innovative savings for young people

Until I downloaded chip I didn’t have any savings. Committing to a set amount to save each month just wasn’t possible for me, but with chip I can save safely knowing it won’t put away more than I can afford. Reviewed on: 14th November 2018

Easy savings

Great app to use, saves me loads of money in no time and I don't even notice it leaving my account. Reviewed on: 14th November 2018

Fantastic Idea, Fantastic Customer Service, Fantastic Product!

I've used Chip since its very early days have have never looked back! It's a fantastic product that I would truly recommend to anyone! Reviewed on: 14th November 2018

Best savings account out there

A company that really cares about saving you money! Reviewed on: 14th November 2018

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