Paid advertisement
Smart Money People Logo

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Excellent way to save, without really noticing!

5
Easy to use, great customer service, Reviewed on: 14th November 2018

Friend in need

5
Chip has been the friend i need for the time of need. It saved money throughout the year from both me and my wife's account. Now when we need them most, they are in our account without any hassle.... Definitely recommended Reviewed on: 14th November 2018

Saving made easy

5
Small calculated automatic savings every month, helped save a nice little nest egg at an excellent intrest rate of 5%,which i probably wouldnt have saved without chip. Reviewed on: 14th November 2018

Absolutely love this app

5
I initially had concerns about linking to my bank account, however, after doing some research and seeing all the amazing reviews from multiple reliable sources, my mind was soon put at ease. Its surprising how much you can actually save without it having an impact. I started 6 months ago and have enough to pretty much cover the cost of all my Christmas presents. Couldn't be happier and would highly recommend this app to anyone else Reviewed on: 14th November 2018

Simply Amazing

5
A company that was founded on values they are continuing to integrate into future developments! Excited to be a part of Reviewed on: 14th November 2018

Get Chip and get it now!!

5
Great little savings app that helps those of us who struggle to save. Puts away small un-noticeable amounts of money once a week based on your outgoings. Higher interest rate than most banks too with up to 5% available! Future is looking bright also with Chip2.0 and ChipX on the horizon! Reviewed on: 14th November 2018

Best savings app ever

5
Couldn't of saved money unless I used this app, takes small amounts that I don't even notice. Fantastic Reviewed on: 14th November 2018

Changed My Life

5
managed to take my girlfriend on holiday for our anniversary - that was pretty special Reviewed on: 14th November 2018

Amazing app, i've been saving for almost a year and saved £700

5
Puts money into savings without you really feeling it. Pretty good. Reviewed on: 14th November 2018

Chip app

5
Fantastic savings app. Going to be massive Reviewed on: 14th November 2018

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review