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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18460 reviews)

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4.86

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Changed my life

I never saved before, but now Chip has transformed how I see my money. Reviewed on: 14th November 2018

Brilliant app

Great for saving, allowing me to build a nest egg for Christmas. Reviewed on: 14th November 2018

Made to feel part of the business

Chip offered everyone using the app to get involved in a project relating to their new product pipeline. Having a direct input into the app that you use really makes you feel valued and appreciated. Reviewed on: 14th November 2018

Best savings app ever

So easy to save. Good interest and completely hassle-free. Reviewed on: 14th November 2018

I absolutely love chip

Chip has changed my life and allowed me to easily save for holidays and treats without noticing the money leaving my account Reviewed on: 14th November 2018

Easy banking

A fab idea, trustworthy, helps me save Reviewed on: 14th November 2018

So simple but very effective

A few pounds every few days isn’t something I miss from my account, but it makes a great little bonus at the end of the month! Reviewed on: 14th November 2018

Fantastic and easy way to save money

Chip is a really easy concept. You sign up and give it secure read-only access to your bank accounts (and set up a direct debit too). It checks the account every day and works out little amounts you can save without really noticing and then transfers that out to the savings account. Simple as that! I've managed to save a huge amount so far without feeling it - and the system has worked flawlessly every time. I can't recommend it highly enough! Reviewed on: 14th November 2018

Excellent way to save, without really noticing!

Easy to use, great customer service, Reviewed on: 14th November 2018

Friend in need

Chip has been the friend i need for the time of need. It saved money throughout the year from both me and my wife's account. Now when we need them most, they are in our account without any hassle.... Definitely recommended Reviewed on: 14th November 2018

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