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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

The easiest way to save

5
This app is fantastic you can save without having to set up a regular payment and it’s easy to access your money if you need it Reviewed on: 14th November 2018

amazing app, saved me so much money

5
I love Chip, it's not only my favourite financial app, but actually my favourite app overall! I've saved over £3,000 with even really realising or feeling it and I am in such a better financial position now as a result. Thank you Chip! Reviewed on: 14th November 2018

I save money - thats awesome!

5
Chip is brilliant meets my needs. I LOVE saving. Chip makes it easy - I don’t notice the money being saved but I do notice my savings increasing! It’s out of sight so I’m not tempted to slide a tenner back as I would if there account was listed next to my current account The customer service is easy and accessibly - much better than my well known bank once deemed the ‘local bank’ wink wink Reviewed on: 14th November 2018

Saving made simple

5
Chip is making saving accessible to all. No matter your background. You can sign up and start saving towards your goals and dreams Reviewed on: 14th November 2018

A new way to save

5
Chip’s great interface brings a new and refreshing way to save, and the roadmap and rate of development looks fantastic and will provide a whole new way to save going forward. Reviewed on: 14th November 2018

A game changer for savings behaviour

5
Have found Chip a game changer in terms of being able to establish a regular saving behaviour that is otherwise so difficult to achieve. I have recommended the solution to others and seen them achieve similar benefits. A true ‘disrupter’ Reviewed on: 14th November 2018

Great app

5
Automatic saves are great to stash cash Reviewed on: 14th November 2018

Easy, effective saving

5
The Chip app has allowed myself and my girlfriend to save money for rainy days without even noticing the money missing from our day to day lives. We love Chip!! Reviewed on: 14th November 2018

Saving without noticing

5
Love chip. It tells me what I can afford to save and deals with it. If I want to save more - deals with it. If I want to save less or nothing - deals with it. Reviewed on: 14th November 2018

Chip has changed my life

5
As someone who has never, and I mean never, been able to save, I have been pleasantly surprised by how easy it is now CHIP is doing its thing. It’s easy to use, clear, informative and I’m so excited with the future of the app and ChipX. I’ve invested in the company as I think it’s the future! Thank you to CHIP for helping me have my first holiday abroad in 6 years and I’m on my way to many more!!! Reviewed on: 14th November 2018

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