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Chip: Savings app reviews

View other Chip products
4.86
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18460)

Amazing, reliable and simple

5
Easily saved money, without noticing the saving Reviewed on: 14th November 2018
Jake Joe's avatar
Jake Joe

Fantastic

5
Fantastic app, helps to save without having to work hard :) Reviewed on: 14th November 2018
Simona's avatar
Simona

What a great idea

5
A lot of us struggle to save, but with Chip, the saving happens automatically. I barely notice the amounts chip saves for me, then every so often, I'll check the Chip app and be amazed at the balance I've built up. A must for all who want to build up a small Savita pot. Reviewed on: 14th November 2018
benn3004's avatar
benn3004

Great idea and a great app.

5
I've been using chip for a while now and it works perfectly for me. I'm well on the way to reaching my 1st savings goal and with 1 or 2 referrals I'm on one of the best interest rates around. Reviewed on: 14th November 2018
llama's avatar
llama

Saving the cash and the day

5
Chip is a great app that with out realising moves saving and before you know it you have a nice little pot of savings. Going forward earning extra interest and chipx looks super exciting. Reviewed on: 14th November 2018
James bennett's avatar
James bennett

Easy to save

5
I like that chip works out how much you can afford to save and alerts you when it is to take the money out. I don't notice the amount leaving my account so makes saving easy Reviewed on: 14th November 2018
Kellyb's avatar
Kellyb

Saving without realising

5
After years of being terrible at saving and waiting until I had a 'reasonable amount' to transfer into savings, I have found Chip to be an effortless way to save. I am looking forward to their new services and greater returns on my growing pot of savings. Reviewed on: 14th November 2018
TW's avatar
TW

Banking for Life

5
Chip is an innovative saving, banking and lending tool, designed for modern living. The bank of the future and a bank for life. Reviewed on: 14th November 2018
Alistair's avatar
Alistair

The easiest way to save

5
This app is fantastic you can save without having to set up a regular payment and it’s easy to access your money if you need it Reviewed on: 14th November 2018
Debby 's avatar
Debby

amazing app, saved me so much money

5
I love Chip, it's not only my favourite financial app, but actually my favourite app overall! I've saved over £3,000 with even really realising or feeling it and I am in such a better financial position now as a result. Thank you Chip! Reviewed on: 14th November 2018
Hal Sarjant's avatar
Hal Sarjant

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