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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Valuable App - Building financial resilience

Investor - very excited about Chip’s social utility Reviewed on: 14th November 2018

Superb automatic savings app

I love Chip because it has allowed me to save money that I didn't think I had. By saving the occasional small amount it makes you rethink your approach to money and how many small purchases we make that could go into savings instead and how they mount up. Over the course of a month it might save the equivalent of a couple of chinese takeaways, an amount that might otherwise not be thought about or ever put into savings manually but it mounts up really quickly. Has been a fantastic way to save so far. Reviewed on: 14th November 2018

Amazing, reliable and simple

Easily saved money, without noticing the saving Reviewed on: 14th November 2018

Fantastic

Fantastic app, helps to save without having to work hard :) Reviewed on: 14th November 2018

What a great idea

A lot of us struggle to save, but with Chip, the saving happens automatically. I barely notice the amounts chip saves for me, then every so often, I'll check the Chip app and be amazed at the balance I've built up. A must for all who want to build up a small Savita pot. Reviewed on: 14th November 2018

Great idea and a great app.

I've been using chip for a while now and it works perfectly for me. I'm well on the way to reaching my 1st savings goal and with 1 or 2 referrals I'm on one of the best interest rates around. Reviewed on: 14th November 2018

Saving the cash and the day

Chip is a great app that with out realising moves saving and before you know it you have a nice little pot of savings. Going forward earning extra interest and chipx looks super exciting. Reviewed on: 14th November 2018

Easy to save

I like that chip works out how much you can afford to save and alerts you when it is to take the money out. I don't notice the amount leaving my account so makes saving easy Reviewed on: 14th November 2018

Saving without realising

After years of being terrible at saving and waiting until I had a 'reasonable amount' to transfer into savings, I have found Chip to be an effortless way to save. I am looking forward to their new services and greater returns on my growing pot of savings. Reviewed on: 14th November 2018

Banking for Life

Chip is an innovative saving, banking and lending tool, designed for modern living. The bank of the future and a bank for life. Reviewed on: 14th November 2018

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