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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy and painless saving

With a team of staff who seem committed to excellent customer service from the get-go, I have had no problems that haven't been sorted very quickly and efficiently. I have felt involved in the development decisions of this company and the app from early on and truly believe my voice has weight. Chip have been very open regarding their development, releasing videos regarding major decisions and developments. The app and AI itself work excellently to save small amounts often. Chip really does make saving painless, almost to the point of being subconscious. Reviewed on: 14th November 2018

Amazing for saving

Chip is revolutionising personal savings and is set to break out into other areas of retail banking. Their app is clear and easy to use and the savings returns are far in excess of rates available elsewhere. Strongly recommended. Reviewed on: 14th November 2018

Painless saving!

Great stuff. Painless saving. Especially liked how it calculate based on money in my account and when I have less money to take out. Previously would have not saved when low in money so this has been brilliant Reviewed on: 14th November 2018

Save Money without even noticing .. brilliant!

I have saved over £1000 in a year! ... chip is the best app ever! :) Reviewed on: 14th November 2018

Love this!

Have been using since the beginning of the year and have saved over £800 so far without even noticing it disappearing from my account. Have told everyone I know about it and Will continue to do so. Reviewed on: 14th November 2018

Painless Saving & Fab app

Chip enables users to easily and painlessly put away money for that something special, almost without realising it. I’ve saved over £2K and that’s helped fund a short holiday and some new furniture! Highly recommended! Reviewed on: 14th November 2018

Easy saving.

It enabled me to save money with little effort. It’s been very useful in getting my finances in order and building my credit rating. Reviewed on: 14th November 2018

Amazing app makes saving easy with better returns than anywhere else

I have managed to save £1000 in less than two months and get 3% interest, which is amazing for an easy access account where I can withdraw the money at any time!! Reviewed on: 14th November 2018

Best way to save

It's so easy to set up and helps you save without having to think about it. Just install, set up and let it do its job! Great!!! Reviewed on: 14th November 2018

Helps you save without making you feel guilty

It connects to your current bank account, so is really easy to use straight away. It's clever enough to work out how much you can afford to save at different points in the month so you're saving without feeling an impact - and it gives you AMAZING interest rates when you refer friends. Reviewed on: 14th November 2018

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