Write a review

Newsletter

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18460 reviews)

View other Chip products

4.86

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18460)

Impeccable concept and approach to financial security

I downloaded this app not but a year ago and so far it has been the most amazing experience; as a young adult with her first mortgage and in a period of extreme life change it has eliminated my money worries and enabled me to establish myself without the added stress. Thank you so much Chip for the helping hand! Reviewed on: 14th November 2018

Life-changing app

When I started using chip, I never thought I’d have savings. I didn’t think I earned enough and it seemed to daunting. Chip makes it easy, and thanks to them I now have the stability I need when something happens financially. I love that you don’t have to think about it, and if you want to withdraw the money it’s near immediate. I’ve recommended it to lots of family and friends as well who have all had similar results. Reviewed on: 14th November 2018

Saving without knowing

This is a great app, I’ve never been able to save but with Chip you don’t even miss the money that has been squirrelled from your account. Brilliant way to save for luxuries or for long term with a great interest rate Reviewed on: 14th November 2018

Saving made easy

You can always save more than you think you can - and Chip helps you realise that. The generosity of its interest rates are so refreshing in comparison to traditional banks. I think it can go all the way! Reviewed on: 14th November 2018

Unique and ingenious way to save without feeling it

I have been using chip for over a year now and honestly it’s an app I couldn’t live without. It saves me money without even feeling it and as I referred my friends, it also offers the best interest rate on the market for my savings. Along with some manual saves, I now have just under £2000 saved. I recommend this app to everyone I come across and I feel really passionate about it! Keep it up! Reviewed on: 14th November 2018

Chip is great

Although I could save money myself I like the way Chip takes the thought and hassle out of doing weekly savings. The algorithm has been great for me and I have used the money saved to buy some stuff outright when the chance has come up. Great company, app and idea. Reviewed on: 14th November 2018

Best app for painless saving

Chip is a superb app for those who want to save. The main reason for people not saving is inertia, people don’t get around to it. Chip fixes that, it monitors your bank balance in the background and when you seem to be able to afford to salt away a few pounds it moves some money into a savings account. You can adjust the level of saving, you can pause the savings, withdraw whenever you want. Without having to do anything or worry about it, your savings slowly grow. It’s just about perfect. Reviewed on: 14th November 2018

Top saving app

I’m using chip over year and I don’t know any better saving app. Reviewed on: 14th November 2018

Easy and painless saving

With a team of staff who seem committed to excellent customer service from the get-go, I have had no problems that haven't been sorted very quickly and efficiently. I have felt involved in the development decisions of this company and the app from early on and truly believe my voice has weight. Chip have been very open regarding their development, releasing videos regarding major decisions and developments. The app and AI itself work excellently to save small amounts often. Chip really does make saving painless, almost to the point of being subconscious. Reviewed on: 14th November 2018

Amazing for saving

Chip is revolutionising personal savings and is set to break out into other areas of retail banking. Their app is clear and easy to use and the savings returns are far in excess of rates available elsewhere. Strongly recommended. Reviewed on: 14th November 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App (discontinued)
from Yolt (inactive) 4.85 from 607 reviews
Payment Services
from IFX Payments 4.35 from 8 reviews
App
from You Need a Budget (YNAB) 4.34 from 10 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1050 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.83 from 262 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub