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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Painless Saving & Fab app

Chip enables users to easily and painlessly put away money for that something special, almost without realising it. I’ve saved over £2K and that’s helped fund a short holiday and some new furniture! Highly recommended! Reviewed on: 14th November 2018

Easy saving.

It enabled me to save money with little effort. It’s been very useful in getting my finances in order and building my credit rating. Reviewed on: 14th November 2018

Amazing app makes saving easy with better returns than anywhere else

I have managed to save £1000 in less than two months and get 3% interest, which is amazing for an easy access account where I can withdraw the money at any time!! Reviewed on: 14th November 2018

Best way to save

It's so easy to set up and helps you save without having to think about it. Just install, set up and let it do its job! Great!!! Reviewed on: 14th November 2018

Helps you save without making you feel guilty

It connects to your current bank account, so is really easy to use straight away. It's clever enough to work out how much you can afford to save at different points in the month so you're saving without feeling an impact - and it gives you AMAZING interest rates when you refer friends. Reviewed on: 14th November 2018

Valuable App - Building financial resilience

Investor - very excited about Chip’s social utility Reviewed on: 14th November 2018

Superb automatic savings app

I love Chip because it has allowed me to save money that I didn't think I had. By saving the occasional small amount it makes you rethink your approach to money and how many small purchases we make that could go into savings instead and how they mount up. Over the course of a month it might save the equivalent of a couple of chinese takeaways, an amount that might otherwise not be thought about or ever put into savings manually but it mounts up really quickly. Has been a fantastic way to save so far. Reviewed on: 14th November 2018

Amazing, reliable and simple

Easily saved money, without noticing the saving Reviewed on: 14th November 2018

Fantastic

Fantastic app, helps to save without having to work hard :) Reviewed on: 14th November 2018

What a great idea

A lot of us struggle to save, but with Chip, the saving happens automatically. I barely notice the amounts chip saves for me, then every so often, I'll check the Chip app and be amazed at the balance I've built up. A must for all who want to build up a small Savita pot. Reviewed on: 14th November 2018

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