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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Massive help and very easy to save

I was struggling to pay off my debts and I managed to pay them off through the help of chip. Brilliant savings app and couldn’t not recommend to any family or friends. Just PERFECT Reviewed on: 14th November 2018

Saving made easy

Having struggled to save money for some time, this app has made a huge difference. I have now saved enough to pay for Christmas without using the credit card! Reviewed on: 14th November 2018

Impeccable concept and approach to financial security

I downloaded this app not but a year ago and so far it has been the most amazing experience; as a young adult with her first mortgage and in a period of extreme life change it has eliminated my money worries and enabled me to establish myself without the added stress. Thank you so much Chip for the helping hand! Reviewed on: 14th November 2018

Life-changing app

When I started using chip, I never thought I’d have savings. I didn’t think I earned enough and it seemed to daunting. Chip makes it easy, and thanks to them I now have the stability I need when something happens financially. I love that you don’t have to think about it, and if you want to withdraw the money it’s near immediate. I’ve recommended it to lots of family and friends as well who have all had similar results. Reviewed on: 14th November 2018

Saving without knowing

This is a great app, I’ve never been able to save but with Chip you don’t even miss the money that has been squirrelled from your account. Brilliant way to save for luxuries or for long term with a great interest rate Reviewed on: 14th November 2018

Saving made easy

You can always save more than you think you can - and Chip helps you realise that. The generosity of its interest rates are so refreshing in comparison to traditional banks. I think it can go all the way! Reviewed on: 14th November 2018

Unique and ingenious way to save without feeling it

I have been using chip for over a year now and honestly it’s an app I couldn’t live without. It saves me money without even feeling it and as I referred my friends, it also offers the best interest rate on the market for my savings. Along with some manual saves, I now have just under £2000 saved. I recommend this app to everyone I come across and I feel really passionate about it! Keep it up! Reviewed on: 14th November 2018

Chip is great

Although I could save money myself I like the way Chip takes the thought and hassle out of doing weekly savings. The algorithm has been great for me and I have used the money saved to buy some stuff outright when the chance has come up. Great company, app and idea. Reviewed on: 14th November 2018

Best app for painless saving

Chip is a superb app for those who want to save. The main reason for people not saving is inertia, people don’t get around to it. Chip fixes that, it monitors your bank balance in the background and when you seem to be able to afford to salt away a few pounds it moves some money into a savings account. You can adjust the level of saving, you can pause the savings, withdraw whenever you want. Without having to do anything or worry about it, your savings slowly grow. It’s just about perfect. Reviewed on: 14th November 2018

Top saving app

I’m using chip over year and I don’t know any better saving app. Reviewed on: 14th November 2018

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Chip: Savings app reviews

93% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings app now

Chip Savings app reviews (18462)

Massive help and very easy to save

Saving made easy

Impeccable concept and approach to financial security

Life-changing app

Saving without knowing

Saving made easy

Unique and ingenious way to save without feeling it

Chip is great

Best app for painless saving

Top saving app

Do you have a different Chip product?

Want to see more from Chip?

Cash ISA

Easy access savings

Stocks and shares ISA

Join Smart Money People

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