Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

View other Chip products

4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Makes regular savings simple!

Made making regular savings easy and simple to do without the hit to my finances each month it chips away at what you can affored and before you know it you've created a nice little pot. Great community and continues to develop new functionality regular. Reviewed on: 14th November 2018

Smart way to maximise savings

I like this app a lot because it takes money from my account in small chunks, so I can see I am saving the money, and don't hurt as much if I was to make a big saving in one go. Also I can see the amount growing in the Chip app, with a relatively high interest rate compared to the high street banks. It feels like there is a personal advice helping me to save money. I have been using the app for around half a year now, even with their autosave feature, my bank account never went to overdraft, and I am very delighted every week I see some of my money is taken away and put into Chip for a higher return. The interface of the app is like a messenger app, with limited interaction with the AI, when I ran into any sort of problem, I have the option to contact a real person with not much waiting, I found the customer service to be great! Excellent app! If I was to advise them for any improvement, it would be an ability to request an e saving statement, but I am happy with what it is right now. Reviewed on: 14th November 2018

What a great idea

Cracking app. Save money without really noticing. Links to your current account and works out how much you can afford to save every few days. Reviewed on: 14th November 2018

Overdraft free since Chip

Chip is the app that did what I thought I’d never do through will power alone. Taking just small and perfectly estimated amounts every couple of weeks I managed to get out of my student overdraft within a few months. I highly recommend it to anyone who maybe spends a bit too much if it’s in there account. Or just wants an active and interactive savings accounts. Reviewed on: 14th November 2018

Good all round saving

Been there at the start and happy to stay with Reviewed on: 14th November 2018

Proper Innovation

There quite simply isn’t anything else like this on the market. Reviewed on: 14th November 2018

Savings Made Easy

I started using the Chip App approximately 6 months ago and since then I have saved over a £1000 without even noticing the difference in my regular spending capacity. Seeing the money grow in my chip Account is motivating me into trying to save more. Reviewed on: 14th November 2018

Great savings app!

I've been saving without even realising and the interest rate is pretty good. Reviewed on: 14th November 2018

Brilliant app other banks take note

Really easy to use and great way to save without noticing. Straightforward to save and withdraw with no catches I highly recommend Chip. Reviewed on: 14th November 2018

Hassle free savings

Great app that has let me save a significant sum without having to think about and without noticing! Reviewed on: 14th November 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback account
from Cheddar 4.65 from 1686 reviews
The Kantox Platform
from Kantox 0.00 from 0 reviews
Personal finance app
from Doshi app 4.27 from 1148 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1046 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub