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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18460 reviews)

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4.86

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

What a great idea

Cracking app. Save money without really noticing. Links to your current account and works out how much you can afford to save every few days. Reviewed on: 14th November 2018

Overdraft free since Chip

Chip is the app that did what I thought I’d never do through will power alone. Taking just small and perfectly estimated amounts every couple of weeks I managed to get out of my student overdraft within a few months. I highly recommend it to anyone who maybe spends a bit too much if it’s in there account. Or just wants an active and interactive savings accounts. Reviewed on: 14th November 2018

Good all round saving

Been there at the start and happy to stay with Reviewed on: 14th November 2018

Proper Innovation

There quite simply isn’t anything else like this on the market. Reviewed on: 14th November 2018

Savings Made Easy

I started using the Chip App approximately 6 months ago and since then I have saved over a £1000 without even noticing the difference in my regular spending capacity. Seeing the money grow in my chip Account is motivating me into trying to save more. Reviewed on: 14th November 2018

Great savings app!

I've been saving without even realising and the interest rate is pretty good. Reviewed on: 14th November 2018

Brilliant app other banks take note

Really easy to use and great way to save without noticing. Straightforward to save and withdraw with no catches I highly recommend Chip. Reviewed on: 14th November 2018

Hassle free savings

Great app that has let me save a significant sum without having to think about and without noticing! Reviewed on: 14th November 2018

Massive help and very easy to save

I was struggling to pay off my debts and I managed to pay them off through the help of chip. Brilliant savings app and couldn’t not recommend to any family or friends. Just PERFECT Reviewed on: 14th November 2018

Saving made easy

Having struggled to save money for some time, this app has made a huge difference. I have now saved enough to pay for Christmas without using the credit card! Reviewed on: 14th November 2018

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