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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Saving made easy

You can always save more than you think you can - and Chip helps you realise that. The generosity of its interest rates are so refreshing in comparison to traditional banks. I think it can go all the way! Reviewed on: 14th November 2018

Unique and ingenious way to save without feeling it

I have been using chip for over a year now and honestly it’s an app I couldn’t live without. It saves me money without even feeling it and as I referred my friends, it also offers the best interest rate on the market for my savings. Along with some manual saves, I now have just under £2000 saved. I recommend this app to everyone I come across and I feel really passionate about it! Keep it up! Reviewed on: 14th November 2018

Chip is great

Although I could save money myself I like the way Chip takes the thought and hassle out of doing weekly savings. The algorithm has been great for me and I have used the money saved to buy some stuff outright when the chance has come up. Great company, app and idea. Reviewed on: 14th November 2018

Best app for painless saving

Chip is a superb app for those who want to save. The main reason for people not saving is inertia, people don’t get around to it. Chip fixes that, it monitors your bank balance in the background and when you seem to be able to afford to salt away a few pounds it moves some money into a savings account. You can adjust the level of saving, you can pause the savings, withdraw whenever you want. Without having to do anything or worry about it, your savings slowly grow. It’s just about perfect. Reviewed on: 14th November 2018

Top saving app

I’m using chip over year and I don’t know any better saving app. Reviewed on: 14th November 2018

Easy and painless saving

With a team of staff who seem committed to excellent customer service from the get-go, I have had no problems that haven't been sorted very quickly and efficiently. I have felt involved in the development decisions of this company and the app from early on and truly believe my voice has weight. Chip have been very open regarding their development, releasing videos regarding major decisions and developments. The app and AI itself work excellently to save small amounts often. Chip really does make saving painless, almost to the point of being subconscious. Reviewed on: 14th November 2018

Amazing for saving

Chip is revolutionising personal savings and is set to break out into other areas of retail banking. Their app is clear and easy to use and the savings returns are far in excess of rates available elsewhere. Strongly recommended. Reviewed on: 14th November 2018

Painless saving!

Great stuff. Painless saving. Especially liked how it calculate based on money in my account and when I have less money to take out. Previously would have not saved when low in money so this has been brilliant Reviewed on: 14th November 2018

Save Money without even noticing .. brilliant!

I have saved over £1000 in a year! ... chip is the best app ever! :) Reviewed on: 14th November 2018

Love this!

Have been using since the beginning of the year and have saved over £800 so far without even noticing it disappearing from my account. Have told everyone I know about it and Will continue to do so. Reviewed on: 14th November 2018

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