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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18460 reviews)

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4.86

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Easy savings

Takes all the thought out of building up a savings pot. Easy and pain free Reviewed on: 14th November 2018

Savings simplified

Savings are essential, but can be complicated and time consuming. Chip has lifted the burden and created a completely new, simple, effective and worthwhile approach to savings for all. Reviewed on: 14th November 2018

Magic

This app has helped me to save money without feeling any difference to my bank balance Reviewed on: 14th November 2018

Great App

Best app I've got... wouldn;t be without it. Reviewed on: 14th November 2018

Best saving app

Best app ever to save without ever realising !! Reviewed on: 14th November 2018

Best app

Helped me a lot this app, thank you! Reviewed on: 14th November 2018

Just a great app

For someone who wanted to make the most of my income and squeeze out as much savings for a property chip has been a godsend - it’s made saving that little bit easier and helped me achieve my savings goals far sooner Reviewed on: 14th November 2018

Industry changing

A once in a generation idea, changing the shape of the savings industry and making it possible for all types of people to save. Reviewed on: 14th November 2018

Makes regular savings simple!

Made making regular savings easy and simple to do without the hit to my finances each month it chips away at what you can affored and before you know it you've created a nice little pot. Great community and continues to develop new functionality regular. Reviewed on: 14th November 2018

Smart way to maximise savings

I like this app a lot because it takes money from my account in small chunks, so I can see I am saving the money, and don't hurt as much if I was to make a big saving in one go. Also I can see the amount growing in the Chip app, with a relatively high interest rate compared to the high street banks. It feels like there is a personal advice helping me to save money. I have been using the app for around half a year now, even with their autosave feature, my bank account never went to overdraft, and I am very delighted every week I see some of my money is taken away and put into Chip for a higher return. The interface of the app is like a messenger app, with limited interaction with the AI, when I ran into any sort of problem, I have the option to contact a real person with not much waiting, I found the customer service to be great! Excellent app! If I was to advise them for any improvement, it would be an ability to request an e saving statement, but I am happy with what it is right now. Reviewed on: 14th November 2018

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