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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Proper Innovation

There quite simply isn’t anything else like this on the market. Reviewed on: 14th November 2018

Savings Made Easy

I started using the Chip App approximately 6 months ago and since then I have saved over a £1000 without even noticing the difference in my regular spending capacity. Seeing the money grow in my chip Account is motivating me into trying to save more. Reviewed on: 14th November 2018

Great savings app!

I've been saving without even realising and the interest rate is pretty good. Reviewed on: 14th November 2018

Brilliant app other banks take note

Really easy to use and great way to save without noticing. Straightforward to save and withdraw with no catches I highly recommend Chip. Reviewed on: 14th November 2018

Hassle free savings

Great app that has let me save a significant sum without having to think about and without noticing! Reviewed on: 14th November 2018

Massive help and very easy to save

I was struggling to pay off my debts and I managed to pay them off through the help of chip. Brilliant savings app and couldn’t not recommend to any family or friends. Just PERFECT Reviewed on: 14th November 2018

Saving made easy

Having struggled to save money for some time, this app has made a huge difference. I have now saved enough to pay for Christmas without using the credit card! Reviewed on: 14th November 2018

Impeccable concept and approach to financial security

I downloaded this app not but a year ago and so far it has been the most amazing experience; as a young adult with her first mortgage and in a period of extreme life change it has eliminated my money worries and enabled me to establish myself without the added stress. Thank you so much Chip for the helping hand! Reviewed on: 14th November 2018

Life-changing app

When I started using chip, I never thought I’d have savings. I didn’t think I earned enough and it seemed to daunting. Chip makes it easy, and thanks to them I now have the stability I need when something happens financially. I love that you don’t have to think about it, and if you want to withdraw the money it’s near immediate. I’ve recommended it to lots of family and friends as well who have all had similar results. Reviewed on: 14th November 2018

Saving without knowing

This is a great app, I’ve never been able to save but with Chip you don’t even miss the money that has been squirrelled from your account. Brilliant way to save for luxuries or for long term with a great interest rate Reviewed on: 14th November 2018

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