Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

View other Chip products

4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Saving without knowing

Chip is an excellent saving app for those who cannot afford to save lots (and for those who can). With the clever algorithm along with the potential interest rates, I have personally recommended this app to several friends. You never save more than you can afford and you are always in control. But the best thing is that I've barely realised that I've been saving money the months I've been using it. It's got a great interface and is super easy to use. Reviewed on: 14th November 2018

Best Savings App

Fantastic way to save. It's surprising how much extra you can put away without noticing it!! Reviewed on: 14th November 2018

Great savings app

Useful automatic savings app. Helps you draw off the little bits of spare cash you have through the month, so you have them put away for any time you need them. My only complaint is you get 0% interest on those amounts unless you convince other people to join, and your bonuses drop after a year. So there's not much in it for you as a money making service unless you convince several people each year to join. But for what it does, it is top of the class Reviewed on: 14th November 2018

Save Chip

No, not save Chip but save with Chip! Chip has revolutionised saving! Making saving no effort at all, but giving you all the rewards and benefits of saving if not more. Chip is going where no bank has been before and is continuing to evolve and adapt. Chip really is the future and I would encourage anyone to use the app and start saving money you didn’t realise you could afford to! Reviewed on: 14th November 2018

Pain free saving

Chip is a great app which allows me to save those extra pennies which I thought I couldn't afford to miss. I have had no issues using the app and the amount it saves each week is spot on to what I could afford. I think everyone should use the Chip app. Reviewed on: 14th November 2018

Impressive

CHIP. There it is in capital letters because it Is capital. It is the best idea, run by the best team of people using the best app. And not only that they seem to have another app in beta trials so that can only be better. Wow, I am impressed with what they are doing. Reviewed on: 14th November 2018

Saving for a rainy day

Chip has changed my rainy day fund, I was always feeling the pinch if something unexpected happened is car issue house issue a spontaneous night out. Now with my chip cash ready when I need it I don't have that issue I always have "spare" cash too hand. The interface is easy and if ever chip gets carried away with my saving I have plenty of time to stop the saving in an instant. Vice versa if I ever find a little extra I can squirrel it away. Great app Reviewed on: 14th November 2018

Effective saving made simple

I love this app as it enables me to save without feeling I necessarily am. Would recommend and do. Reviewed on: 14th November 2018

Simple and effective

Really simple to use. An easy way to build up some savings without having to worry about it and quick to get your money back if you need it. Reviewed on: 14th November 2018

Great service

I found out about the app a little over 6 months ago and have been using it ever since, it's been simply amazing way to save. So simple and user friendly. I've told all my friends about it and they are equally impressed. I'd recommend it to anyone. Reviewed on: 14th November 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from Cheddar 4.44 from 73 reviews
Payments
from AstroPay 2.81 from 18 reviews
Curve Card
from Curve 2.90 from 96 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1046 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub