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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great App

Best app I've got... wouldn;t be without it. Reviewed on: 14th November 2018

Best saving app

Best app ever to save without ever realising !! Reviewed on: 14th November 2018

Best app

Helped me a lot this app, thank you! Reviewed on: 14th November 2018

Just a great app

For someone who wanted to make the most of my income and squeeze out as much savings for a property chip has been a godsend - it’s made saving that little bit easier and helped me achieve my savings goals far sooner Reviewed on: 14th November 2018

Industry changing

A once in a generation idea, changing the shape of the savings industry and making it possible for all types of people to save. Reviewed on: 14th November 2018

Makes regular savings simple!

Made making regular savings easy and simple to do without the hit to my finances each month it chips away at what you can affored and before you know it you've created a nice little pot. Great community and continues to develop new functionality regular. Reviewed on: 14th November 2018

Smart way to maximise savings

I like this app a lot because it takes money from my account in small chunks, so I can see I am saving the money, and don't hurt as much if I was to make a big saving in one go. Also I can see the amount growing in the Chip app, with a relatively high interest rate compared to the high street banks. It feels like there is a personal advice helping me to save money. I have been using the app for around half a year now, even with their autosave feature, my bank account never went to overdraft, and I am very delighted every week I see some of my money is taken away and put into Chip for a higher return. The interface of the app is like a messenger app, with limited interaction with the AI, when I ran into any sort of problem, I have the option to contact a real person with not much waiting, I found the customer service to be great! Excellent app! If I was to advise them for any improvement, it would be an ability to request an e saving statement, but I am happy with what it is right now. Reviewed on: 14th November 2018

What a great idea

Cracking app. Save money without really noticing. Links to your current account and works out how much you can afford to save every few days. Reviewed on: 14th November 2018

Overdraft free since Chip

Chip is the app that did what I thought I’d never do through will power alone. Taking just small and perfectly estimated amounts every couple of weeks I managed to get out of my student overdraft within a few months. I highly recommend it to anyone who maybe spends a bit too much if it’s in there account. Or just wants an active and interactive savings accounts. Reviewed on: 14th November 2018

Good all round saving

Been there at the start and happy to stay with Reviewed on: 14th November 2018

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