Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18460)

Revolutionary banking

5
Not just the digitisation of existing services, but using the latest technology to truly improve our financial lives! Reviewed on: 14th November 2018

Great App

5
Great little app to help to help with saving up for Christmas :) Reviewed on: 14th November 2018

Simple savings in a fun, easy to use format

5
I have been using Chip for around 6 months now and from setup it has been a fun and easy to use platform. Not only has it helped me save without really noticing, but I actually look forward to their communications by email. I am SO excited for Chip 2.0 and ChipX and I think their release will only make this app even stronger. Reviewed on: 14th November 2018

Easy Saving without nagging!

5
Savings build so quickly, painlessly and cleverly. Easy to use, great help functions and all round best app around Reviewed on: 14th November 2018

Save

5
If you can’t save you can now. ............................. Reviewed on: 14th November 2018

Fantastically easy way to save!

5
Easy to use, fast access, fast withdrawals.. I love the fact it takes little amounts each week (which I can increase or decrease with a few clicks) and before you know it, a little nest egg has started growing. Love, love, love Chip!! Reviewed on: 14th November 2018

Great App

5
This is fab you don't even notice you are saving!!! Reviewed on: 14th November 2018

Little and often

4
Save nearly £10k in 10 months. Earned between 3-5% Reviewed on: 14th November 2018

Saving without knowing

5
Chip is an excellent saving app for those who cannot afford to save lots (and for those who can). With the clever algorithm along with the potential interest rates, I have personally recommended this app to several friends. You never save more than you can afford and you are always in control. But the best thing is that I've barely realised that I've been saving money the months I've been using it. It's got a great interface and is super easy to use. Reviewed on: 14th November 2018

Best Savings App

5
Fantastic way to save. It's surprising how much extra you can put away without noticing it!! Reviewed on: 14th November 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.83 from 262 reviews
    Chip
    View all products