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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy Saving without nagging!

Savings build so quickly, painlessly and cleverly. Easy to use, great help functions and all round best app around Reviewed on: 14th November 2018

Save

If you can’t save you can now. ............................. Reviewed on: 14th November 2018

Fantastically easy way to save!

Easy to use, fast access, fast withdrawals.. I love the fact it takes little amounts each week (which I can increase or decrease with a few clicks) and before you know it, a little nest egg has started growing. Love, love, love Chip!! Reviewed on: 14th November 2018

Great App

This is fab you don't even notice you are saving!!! Reviewed on: 14th November 2018

Little and often

Save nearly £10k in 10 months. Earned between 3-5% Reviewed on: 14th November 2018

Saving without knowing

Chip is an excellent saving app for those who cannot afford to save lots (and for those who can). With the clever algorithm along with the potential interest rates, I have personally recommended this app to several friends. You never save more than you can afford and you are always in control. But the best thing is that I've barely realised that I've been saving money the months I've been using it. It's got a great interface and is super easy to use. Reviewed on: 14th November 2018

Best Savings App

Fantastic way to save. It's surprising how much extra you can put away without noticing it!! Reviewed on: 14th November 2018

Great savings app

Useful automatic savings app. Helps you draw off the little bits of spare cash you have through the month, so you have them put away for any time you need them. My only complaint is you get 0% interest on those amounts unless you convince other people to join, and your bonuses drop after a year. So there's not much in it for you as a money making service unless you convince several people each year to join. But for what it does, it is top of the class Reviewed on: 14th November 2018

Save Chip

No, not save Chip but save with Chip! Chip has revolutionised saving! Making saving no effort at all, but giving you all the rewards and benefits of saving if not more. Chip is going where no bank has been before and is continuing to evolve and adapt. Chip really is the future and I would encourage anyone to use the app and start saving money you didn’t realise you could afford to! Reviewed on: 14th November 2018

Pain free saving

Chip is a great app which allows me to save those extra pennies which I thought I couldn't afford to miss. I have had no issues using the app and the amount it saves each week is spot on to what I could afford. I think everyone should use the Chip app. Reviewed on: 14th November 2018

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