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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Quick and painless saving

Save money without realising! This is the perfect tool. Reviewed on: 14th November 2018

Perfect

At first I was sceptical to use it but gave a try, haven't been disappointed. You honestly don't even notice the payments as they aren't big sums at a time, but definitely notice it build up easily. Highly recommend to anyone trying to save Reviewed on: 14th November 2018

Easy saving

I am not a saver but I’m excited to say I am now with chip it is so easy to use. Reviewed on: 14th November 2018

Brilliant!

Great to save little bits of money automatically. And if you recommend friends you can easily earn more interest than you would from typical high street banks with no fees Reviewed on: 14th November 2018

great savings app

love this app. makes it so easy to save small amounts which soon add up... Reviewed on: 14th November 2018

Perfect solution for a lazy millennial

I love Chip because it helps me save money which I would most likely spend otherwise. Chip takes small amounts of money from your account every few days and puts away for you. The app is very easy to use, is user friendly and allows to get a better interest rate on your savings if you refer the app to your friends. Reviewed on: 14th November 2018

An easy interactive platform for practical savings

There are three main barriers to saving these days: lack of awareness (especially of compound interest) overspending as a habit and poor interest rates. Chip teaches good saving behaviour, non judgementally and with a perfect tone of voice for the younger generation. Great interest rates can be earned through sharing the app. And the chat style interface is a cut above traditional banking app experience. Well done Chip! Reviewed on: 14th November 2018

So easy, you don't even notice that your saving

I've used chip for a couple of years, I link it to my current account and every few days it calculates a small saving that gets moved to my chip account. Lovely Reviewed on: 14th November 2018

Savings all the way!!

The best way to save, without noticing. The app literally 'Chips' away small amounts from your account and before you know it - you have money saved. In these uncertain times, we all need to save what little we can. Reviewed on: 14th November 2018

Simple Automatic Savings

I've been using chip for well over a year now and it's helped me save money I never could before. Its simple because you don't need to look at it. I've already recommended it to lots of people. Great app, great company. Reviewed on: 14th November 2018

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