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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Perfect solution for a lazy millennial

I love Chip because it helps me save money which I would most likely spend otherwise. Chip takes small amounts of money from your account every few days and puts away for you. The app is very easy to use, is user friendly and allows to get a better interest rate on your savings if you refer the app to your friends. Reviewed on: 14th November 2018

An easy interactive platform for practical savings

There are three main barriers to saving these days: lack of awareness (especially of compound interest) overspending as a habit and poor interest rates. Chip teaches good saving behaviour, non judgementally and with a perfect tone of voice for the younger generation. Great interest rates can be earned through sharing the app. And the chat style interface is a cut above traditional banking app experience. Well done Chip! Reviewed on: 14th November 2018

So easy, you don't even notice that your saving

I've used chip for a couple of years, I link it to my current account and every few days it calculates a small saving that gets moved to my chip account. Lovely Reviewed on: 14th November 2018

Savings all the way!!

The best way to save, without noticing. The app literally 'Chips' away small amounts from your account and before you know it - you have money saved. In these uncertain times, we all need to save what little we can. Reviewed on: 14th November 2018

Simple Automatic Savings

I've been using chip for well over a year now and it's helped me save money I never could before. Its simple because you don't need to look at it. I've already recommended it to lots of people. Great app, great company. Reviewed on: 14th November 2018

Effortless savings

Chip offers an excellent product which has helped me save for my dream home. With automatic and manual savings options, an exceptional support team and unbeatable interest rates, it has changed my life. Reviewed on: 14th November 2018

Amazing savings app for those of us who need to save ........... but love our bank card a bit to much

Chip has been amazing as far as helping me save money. I am trying to save for a mortgage, however I will admit I do also love to shop a bit to much. Chip has allowed me to get my finances in order and the little amounts of money coming out of my account every so often have really added up to something larger. You do not miss the amounts and its the same as if you are getting a round of coffee's in which I call a result. Thank you chip :) My dream of owning tiles and a lawn are getting closer with each save! Reviewed on: 14th November 2018

Revolutionary banking

Not just the digitisation of existing services, but using the latest technology to truly improve our financial lives! Reviewed on: 14th November 2018

Great App

Great little app to help to help with saving up for Christmas :) Reviewed on: 14th November 2018

Simple savings in a fun, easy to use format

I have been using Chip for around 6 months now and from setup it has been a fun and easy to use platform. Not only has it helped me save without really noticing, but I actually look forward to their communications by email. I am SO excited for Chip 2.0 and ChipX and I think their release will only make this app even stronger. Reviewed on: 14th November 2018

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