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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

With the consumer in mind

User friendly app, leading to pain free savings with potentially ground breaking interest rates. What's not to love. Reviewed on: 14th November 2018

Life changing app!

Chip has helped me buy tickets home to see my family, thousands of miles away. It’s helped out if sticky financial situations. It’s helped me appreciate the value of saving. It’s helped me live a happier, less stressful life, and all without any effort, or feeling like l have spent money l don’t have. It’s far more than just an app, it’s a best friend. Reviewed on: 14th November 2018

Helped me save for a holiday

I got Chip because money seemed to slip through my fingers. Chip put my money on the side for me (money that would have otherwise just been spent on takeaways or other nonsense). After about a year, I had saved enough money to go to Australia, where I met the love of my life, and have also lost 3 stones!!! Thank you Chip! Reviewed on: 14th November 2018

It's a really painless way to save, without any affort.

I've saved over a thousand pounds in a few months. Very clever.... Reviewed on: 14th November 2018

The Future

Savings and AI is the dream combination. Add in responsible lending and great returns for lenders and savers and you can see why everyone is so excited about it Reviewed on: 14th November 2018

Fantastic idea - saving without the hassle

Chip has been great for me. It’s managed to figure out automatically how much I can afford to save and do it for me without any input. I’ve saved for a holiday and a deposit on a new car through Chip and the extra interest is a great bonus too! Reviewed on: 14th November 2018

Excellent Idea

Chip has helped me save money when I've not been able to in the past. It's simple and effective and such a great idea. Reviewed on: 14th November 2018

Couldn't recommend highly enough

Beautiful app in all ways, from concept to UI to execution. Helped me save hundreds without even thinking about it. Can't wait to see what happens next! Reviewed on: 14th November 2018

Brilliantly simple

A savings app that just works. I save without thinking about it which means I save more! Reviewed on: 14th November 2018

Ideal for Friends & Family on Tight Budgets

I've been with Chip early on since I first heard about it on BBC Radio 4 Moneybox initially as a trial for my son & daughter, who both subsequently signed up, and now my son & I are Chip Investors too. Reviewed on: 14th November 2018

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