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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving without the hassle

5
No one really likes to think about budgeting or saving money so it’s great to let chip sort it for you. Just waiting on Monzo support (coming soon)! Reviewed on: 14th November 2018

Fantastic rate of return and prompt support

5
The app is clever, the business model revolutionary and live support from the help team through the app is quicker than most helpdesks worldwide. There is little more anyone could realistically expect. So with that in mind, top marks, let’s hope they can sustain the quality whilst going through rapid growth! Reviewed on: 14th November 2018

Life changing saving

5
I can’t say enough good things about Chip, has completely changed how i relate to money, saving is so easy and amazing to see my money grow!! Everyone should have Chip Reviewed on: 14th November 2018

Extremely useful app - savings UP

5
Great app and really handy to help the average saver. Once you've invited a couple of friends your already beating the average interest from a savings account. Some unique clever features. Been using it for a year with no trouble and saved much more than I would have. Reviewed on: 14th November 2018

Good product but needs polishing

4
I'm a current user of this product but think the app could use an overhaul as there are a few quirks to be straightened out. Reviewed on: 14th November 2018

The easiest way to save

5
I’ve been using Chip for a little way and managed to save some money without really noticing. I mean how much easier could it be? Reviewed on: 14th November 2018

Easiest App to you for fab savings

5
Started using this app after a recommendation and so pleased I did. Getting 3% savings on a regular savings account. App calculates how much to save and gives plenty of warning before taking anything out to allow time to cancel the payment if necessary. Already recommended to family, friends and colleagues. Reviewed on: 14th November 2018

Helps your dreams come true

5
It is a great saving app which will let you achieve your dreams Reviewed on: 14th November 2018

Save without noticing

5
I love the app, I can't wait for even better functionality and more features. Reviewed on: 14th November 2018

Easy saving

5
Using chips automatic saving function I have built up a nice little nest egg for xmas without noticing the money being moved,highly recommended Reviewed on: 14th November 2018

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