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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Chip Savings App Referral Code

5
Hi All I am now using Chip for a few weeks now and find it amazing Its easy to set up and easy to use... . If anyone wants to use my referral code, it's : Q0BQMT Using this we both get £10 cash. Thank you so much is you use this code. Sam Reviewed on: 29th July 2017

Best saving idea ever

5
Very effective way of saving money very good saving rates which can go upto 5%. Use code FQFT5P and get extra 1% interest plus FREE £10.I can defo see myself saving some extra money every month Reviewed on: 12th June 2017

Easy to use, seems secure

5
I was a little off on the idea of it at first two but the security credentials do seem to check out, and I guess the banks wouldn't work with it if it wasn't secure. I'm using it and I quite like it so far. I much prefer having an app to control it, unlike plum who only run it off your messages! Got £15 in there so far after 2 weeks of using it. I've got a code for anyone to sign up and use to get either a £10 bonus or extra 1% interest if anyone's interested in joining; 6FKK6F. Reviewed on: 12th April 2017

Makes saving easy

4
Chip is an app that makes saving so much easier because it looks at your current account, and uses whizzy algorithms to work out how much you can afford, then transfers small sums here and there into a savings account. Plus, you can earn up to 5% interest, which is an amazing rate right now. #MaxYourMoney Reviewed on: 24th March 2017

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