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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Easiest App to you for fab savings

Started using this app after a recommendation and so pleased I did. Getting 3% savings on a regular savings account. App calculates how much to save and gives plenty of warning before taking anything out to allow time to cancel the payment if necessary. Already recommended to family, friends and colleagues. Reviewed on: 14th November 2018

Helps your dreams come true

It is a great saving app which will let you achieve your dreams Reviewed on: 14th November 2018

Save without noticing

I love the app, I can't wait for even better functionality and more features. Reviewed on: 14th November 2018

Easy saving

Using chips automatic saving function I have built up a nice little nest egg for xmas without noticing the money being moved,highly recommended Reviewed on: 14th November 2018

With the consumer in mind

User friendly app, leading to pain free savings with potentially ground breaking interest rates. What's not to love. Reviewed on: 14th November 2018

Life changing app!

Chip has helped me buy tickets home to see my family, thousands of miles away. It’s helped out if sticky financial situations. It’s helped me appreciate the value of saving. It’s helped me live a happier, less stressful life, and all without any effort, or feeling like l have spent money l don’t have. It’s far more than just an app, it’s a best friend. Reviewed on: 14th November 2018

Helped me save for a holiday

I got Chip because money seemed to slip through my fingers. Chip put my money on the side for me (money that would have otherwise just been spent on takeaways or other nonsense). After about a year, I had saved enough money to go to Australia, where I met the love of my life, and have also lost 3 stones!!! Thank you Chip! Reviewed on: 14th November 2018

It's a really painless way to save, without any affort.

I've saved over a thousand pounds in a few months. Very clever.... Reviewed on: 14th November 2018

The Future

Savings and AI is the dream combination. Add in responsible lending and great returns for lenders and savers and you can see why everyone is so excited about it Reviewed on: 14th November 2018

Fantastic idea - saving without the hassle

Chip has been great for me. It’s managed to figure out automatically how much I can afford to save and do it for me without any input. I’ve saved for a holiday and a deposit on a new car through Chip and the extra interest is a great bonus too! Reviewed on: 14th November 2018

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