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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18460 reviews)

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4.86

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Life changing saving

I can’t say enough good things about Chip, has completely changed how i relate to money, saving is so easy and amazing to see my money grow!! Everyone should have Chip Reviewed on: 14th November 2018

Extremely useful app - savings UP

Great app and really handy to help the average saver. Once you've invited a couple of friends your already beating the average interest from a savings account. Some unique clever features. Been using it for a year with no trouble and saved much more than I would have. Reviewed on: 14th November 2018

Good product but needs polishing

I'm a current user of this product but think the app could use an overhaul as there are a few quirks to be straightened out. Reviewed on: 14th November 2018

The easiest way to save

I’ve been using Chip for a little way and managed to save some money without really noticing. I mean how much easier could it be? Reviewed on: 14th November 2018

Easiest App to you for fab savings

Started using this app after a recommendation and so pleased I did. Getting 3% savings on a regular savings account. App calculates how much to save and gives plenty of warning before taking anything out to allow time to cancel the payment if necessary. Already recommended to family, friends and colleagues. Reviewed on: 14th November 2018

Helps your dreams come true

It is a great saving app which will let you achieve your dreams Reviewed on: 14th November 2018

Save without noticing

I love the app, I can't wait for even better functionality and more features. Reviewed on: 14th November 2018

Easy saving

Using chips automatic saving function I have built up a nice little nest egg for xmas without noticing the money being moved,highly recommended Reviewed on: 14th November 2018

With the consumer in mind

User friendly app, leading to pain free savings with potentially ground breaking interest rates. What's not to love. Reviewed on: 14th November 2018

Life changing app!

Chip has helped me buy tickets home to see my family, thousands of miles away. It’s helped out if sticky financial situations. It’s helped me appreciate the value of saving. It’s helped me live a happier, less stressful life, and all without any effort, or feeling like l have spent money l don’t have. It’s far more than just an app, it’s a best friend. Reviewed on: 14th November 2018

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