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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18460 reviews)

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4.86

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Easy way to save

Chip helps you save money without even knowing you're doing it, and is super easy to use Reviewed on: 14th November 2018

Best saving method ever

To date I have had the best experience from using this savings app. I was slightly apprehensive at first, giving them access to my spending habits etc, however these guys have helped me to spend better than I have ever been able to manage in the past. Truly fantastic idea with customers at the forefront of their minds. Reviewed on: 14th November 2018

Great Savings App

Gets you doing the thing we all talk about!! Saving Reviewed on: 14th November 2018

spot on

easy to use, easy to earn interest Reviewed on: 14th November 2018

Best app! Made me save £800 in a year!

At first sceptical about a saving app, but with its automated “bot” it was easy to setup and start the app saving automatically. It’s saved up approx. £800 over 12 months which I wouldn’t have done otherwise. I then decided to invest in the company after seeing the potential the app and company has. Go Chip!! Reviewed on: 14th November 2018

Smart saving

I’ve been using this app for the last year as I’ve never been able to save. I like the simplicity of it and the fact I’m earning better interest on my balance than any High Street savings account. It’s so simple I’ve even got my 72 yr old mother using Chip. Reviewed on: 14th November 2018

Simply Brillaint

Such a good and clean app. The people who work with the app are ever so helpful and alway keeping its customers updated with every think they do. So I’m glad I’ve joined and I wouldn’t of been able to save the money if I didn’t have chip Reviewed on: 14th November 2018

Awesome app, user friendly yet simple

Loved the app, simple to use and don't have to worry about it as I know it won't take me over drawn. Also, best interest rate in the UK for savings! Reviewed on: 14th November 2018

Saving without the hassle

No one really likes to think about budgeting or saving money so it’s great to let chip sort it for you. Just waiting on Monzo support (coming soon)! Reviewed on: 14th November 2018

Fantastic rate of return and prompt support

The app is clever, the business model revolutionary and live support from the help team through the app is quicker than most helpdesks worldwide. There is little more anyone could realistically expect. So with that in mind, top marks, let’s hope they can sustain the quality whilst going through rapid growth! Reviewed on: 14th November 2018

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