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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Best app! Made me save £800 in a year!

At first sceptical about a saving app, but with its automated “bot” it was easy to setup and start the app saving automatically. It’s saved up approx. £800 over 12 months which I wouldn’t have done otherwise. I then decided to invest in the company after seeing the potential the app and company has. Go Chip!! Reviewed on: 14th November 2018

Smart saving

I’ve been using this app for the last year as I’ve never been able to save. I like the simplicity of it and the fact I’m earning better interest on my balance than any High Street savings account. It’s so simple I’ve even got my 72 yr old mother using Chip. Reviewed on: 14th November 2018

Simply Brillaint

Such a good and clean app. The people who work with the app are ever so helpful and alway keeping its customers updated with every think they do. So I’m glad I’ve joined and I wouldn’t of been able to save the money if I didn’t have chip Reviewed on: 14th November 2018

Awesome app, user friendly yet simple

Loved the app, simple to use and don't have to worry about it as I know it won't take me over drawn. Also, best interest rate in the UK for savings! Reviewed on: 14th November 2018

Saving without the hassle

No one really likes to think about budgeting or saving money so it’s great to let chip sort it for you. Just waiting on Monzo support (coming soon)! Reviewed on: 14th November 2018

Fantastic rate of return and prompt support

The app is clever, the business model revolutionary and live support from the help team through the app is quicker than most helpdesks worldwide. There is little more anyone could realistically expect. So with that in mind, top marks, let’s hope they can sustain the quality whilst going through rapid growth! Reviewed on: 14th November 2018

Life changing saving

I can’t say enough good things about Chip, has completely changed how i relate to money, saving is so easy and amazing to see my money grow!! Everyone should have Chip Reviewed on: 14th November 2018

Extremely useful app - savings UP

Great app and really handy to help the average saver. Once you've invited a couple of friends your already beating the average interest from a savings account. Some unique clever features. Been using it for a year with no trouble and saved much more than I would have. Reviewed on: 14th November 2018

Good product but needs polishing

I'm a current user of this product but think the app could use an overhaul as there are a few quirks to be straightened out. Reviewed on: 14th November 2018

The easiest way to save

I’ve been using Chip for a little way and managed to save some money without really noticing. I mean how much easier could it be? Reviewed on: 14th November 2018

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