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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent saving app

5
A great company with excellent staff that provide a great and fun savings app. The app is easy to use and enables me to reach my savings goals hassle free. Reviewed on: 14th November 2018

An amazing app that helps me save

5
I have saved almost £500 this year without even trying to! Chip makes saving painless. And it is easy to withdraw the money at anytime Reviewed on: 14th November 2018

Easy way to save

5
Chip helps you save money without even knowing you're doing it, and is super easy to use Reviewed on: 14th November 2018

Best saving method ever

5
To date I have had the best experience from using this savings app. I was slightly apprehensive at first, giving them access to my spending habits etc, however these guys have helped me to spend better than I have ever been able to manage in the past. Truly fantastic idea with customers at the forefront of their minds. Reviewed on: 14th November 2018

Great Savings App

5
Gets you doing the thing we all talk about!! Saving Reviewed on: 14th November 2018

spot on

5
easy to use, easy to earn interest Reviewed on: 14th November 2018

Best app! Made me save £800 in a year!

5
At first sceptical about a saving app, but with its automated “bot” it was easy to setup and start the app saving automatically. It’s saved up approx. £800 over 12 months which I wouldn’t have done otherwise. I then decided to invest in the company after seeing the potential the app and company has. Go Chip!! Reviewed on: 14th November 2018

Smart saving

5
I’ve been using this app for the last year as I’ve never been able to save. I like the simplicity of it and the fact I’m earning better interest on my balance than any High Street savings account. It’s so simple I’ve even got my 72 yr old mother using Chip. Reviewed on: 14th November 2018

Simply Brillaint

5
Such a good and clean app. The people who work with the app are ever so helpful and alway keeping its customers updated with every think they do. So I’m glad I’ve joined and I wouldn’t of been able to save the money if I didn’t have chip Reviewed on: 14th November 2018

Awesome app, user friendly yet simple

5
Loved the app, simple to use and don't have to worry about it as I know it won't take me over drawn. Also, best interest rate in the UK for savings! Reviewed on: 14th November 2018

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