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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18442 reviews)

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4.94

Based on 18,442 reviews, last reviewed 15th Feb 2026

5600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to save with the automatic saving function - fi... Easy to save with the automatic saving function - finds money I won’t miss to save for the future. Costs little to utilise and has competitive rates Reviewed on: 15th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18442)

Great app

Chip is a great app. Very pleased with it and the interest rate is way better than most savings accounts around at the moment. Quick access to money when needed, customer service very prompt and helpful with one issue I had. Already recommended to family. Reviewed on: 14th November 2018

Effortless saving!

I love this app! Every month I tried to move miney to my savings account, but would slowly transfer more and more back in to my current account. With Chip, I never miss the money coming out and only use it when required. It has been the easiest way to save money. Reviewed on: 14th November 2018

Amazing

I love how much money I can without even noticing, the app is clear and simple to use too. Reviewed on: 14th November 2018

Great company!

Chip is a fantastic new savings app abd their employees are way cool. Fun to use and makes savings a joy not a drag.... Reviewed on: 14th November 2018

Quick, easy and effective

Brilliant app. I don't notice the money going into m chip account and then when I remember to look at it, it's a nice surprise to see how much has built up. Highly recommended for anyone who wants to save but doesn't want to think about saving, this app does it all for you Reviewed on: 14th November 2018

Chip is absolutely wonderful for helping people save money!

Chip uses open banking and robots to help you save money. Beam me up Scotty; they are way ahead of everyone else! Reviewed on: 14th November 2018

Rainy day savings made easy.

You hardly notice it. Little by little it takes money from your account. Never too much. If it notices more it takes more. But you can get it back in a flash. Great wee app. Does what it advertises. Reviewed on: 13th November 2018

Easy saving

Chip is a great app that uses clever AI to help you save effortlessly. Money builds up slowly overtime and you can earn interest on it too. Exciting times ahead also with cool new features coming. Reviewed on: 13th November 2018

Saving for dummies

An app that will automate saving for you. Every couple of days it will, if you can afford it, recommend transferring some of your hard-earned pennies into a savings account. You always have the option to cancel (as I have done, buying a house meant lots of unexpected bills) but generally it's spot on; it's an amount you could afford to save. Been using since May, and saved just over £400, without it I doubt I'd have saved anything. Reviewed on: 13th November 2018

Saving made simple

I had heard about this miraculous 'Chip' app from a few friends but discounted it as a gimmick. My husband is disabled and I am his full time carer so we are not able to save from a salary on from the state benefits we receive. I'm a great believer in budgeting and watching the pennies but even I had a hard time trying to save anything at all. So in the end I gave into my friends and downloaded Chip. It is seriously the best thing since sliced bread..! In less than 6 months I cannot believe how much I have saved. Compared to some people I'm sure it's peanuts but when you live on a very limited income....it's incredible to see what can be done and the peace of mind that a little 'rainy day money' can bring. These guys deserve a medal..! Reviewed on: 7th November 2018

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