Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

View other Chip products

4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18446)

More than a savings app. More a savings community

Saveing made simple, rewarding and painless Reviewed on: 14th November 2018

Never thought I could save as much automatically

I started using Chip on a whim, after some safe reviews from established places, I didn't think i was in a financial position to save anything at all when i started using it, 2 years later I've saved well over 2.5k automatically, and i haven't noticed any difference in my day to day spending...its some kind of saving magic Reviewed on: 14th November 2018

Easy to use, even easier to get you in the savings habit

Have saved almost £2k in 12 months, and not really noticed it! Reviewed on: 14th November 2018

Fantastic, easy and functional

Chip has allowed me to save thousands over the course of the year. It is a company that cares about its customers and puts them first. In an age where saving can be so challenging for so many, Chip have really got their ideas right. Reviewed on: 14th November 2018

Great app

Chip is a great app. Very pleased with it and the interest rate is way better than most savings accounts around at the moment. Quick access to money when needed, customer service very prompt and helpful with one issue I had. Already recommended to family. Reviewed on: 14th November 2018

Effortless saving!

I love this app! Every month I tried to move miney to my savings account, but would slowly transfer more and more back in to my current account. With Chip, I never miss the money coming out and only use it when required. It has been the easiest way to save money. Reviewed on: 14th November 2018

Amazing

I love how much money I can without even noticing, the app is clear and simple to use too. Reviewed on: 14th November 2018

Great company!

Chip is a fantastic new savings app abd their employees are way cool. Fun to use and makes savings a joy not a drag.... Reviewed on: 14th November 2018

Quick, easy and effective

Brilliant app. I don't notice the money going into m chip account and then when I remember to look at it, it's a nice surprise to see how much has built up. Highly recommended for anyone who wants to save but doesn't want to think about saving, this app does it all for you Reviewed on: 14th November 2018

Chip is absolutely wonderful for helping people save money!

Chip uses open banking and robots to help you save money. Beam me up Scotty; they are way ahead of everyone else! Reviewed on: 14th November 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payment Services
from IFX Payments 5.00 from 8 reviews
App
from You Need a Budget (YNAB) 4.84 from 10 reviews
Spot app
from Spot 4.98 from 736 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1041 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub