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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Life-SAVER

Been using chip for about a year and have saved about £800 all in all. Only ever takes what I can afford and I get interest better than any bank account available. Would recommend to anybody Reviewed on: 14th November 2018

Forward thinking, customer aware saving mechanism

A financial app that works with its users, for everyone's benefit. Simple to use, very responsive, inventive, and financially savvy - there's nothing not to like. Reviewed on: 14th November 2018

Brilliant

Brilliant company, they’re going to to far Reviewed on: 14th November 2018

Great savings app

Massively helped me get into saving money when I used to spend as soon as I got paid Reviewed on: 14th November 2018

Automated savings you can afford

I love how Chip's algorithms know how much I can afford to save and slowly builds up without me noticing, I earn interest too. It has a dedicated app, which is great and feels very secure. Reviewed on: 14th November 2018

The little saves really add up

Chip is fantastic, its A regular little saving that makes a big difference and all automatic. Managed to save over £1000 a year just from it putting away £10-£20 here and there depend on how much is in my current account, Can’t recommend enough! Reviewed on: 14th November 2018

Amazing Results

I have always struggled to save money but finding Chip has totally transformed that. The app is super simple to use and I have all the info I need at my fingertips. I now have a little chunk of money saved up and I didn't even notice it had gone! Recommend to anyone that struggles to put money aside each month for a rainy day! Reviewed on: 14th November 2018

The Future of Banking

Designed to get the best value for money on your savings. Automatic withdrawals that you can afford into an account offering the potential of 5% interest growth! Who wouldn’t want to get that kind of return on their investment. The future of community lending to helps those in debt, those paying extortionate loan rates and others unable to make savings. Reviewed on: 14th November 2018

Saving for non-savers

I’ve always struggled to save meaningful amounts in the past but with Chip I’ve managed to save plenty without even noticing. The automatic saves make it easy to squirrel away amounts you never knew you’d be able to save, without affecting your normal spending habits. A definite recommendation. Reviewed on: 14th November 2018

I just love chip

The app that allows you to save money you didn't know you had. Just love it. The small pockets of money it takes aren't missed by me and have totalled thousands in just a year. If the money was to remain in my current account I'd just spend it on takeway coffees and such. Chip is the future and I'm so pleased to be part of it Reviewed on: 14th November 2018

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