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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18442 reviews)

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4.94

Based on 18,442 reviews, last reviewed 15th Feb 2026

5600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to save with the automatic saving function - fi... Easy to save with the automatic saving function - finds money I won’t miss to save for the future. Costs little to utilise and has competitive rates Reviewed on: 15th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18442)

Amazing flexible saving - without even noticing!

I love Chip. The app suggests amounts to save based on your current account balance and usage, and you can say yes or no to the amount as easy as touching a button in the app. Without even noticing I’ve saved over £100 in a few months. It’s brilliant! Reviewed on: 6th November 2018

Changed My Life

Chip is truly revolutionary. Not just riding on the coattails of Open Banks, its combining tech with an actual problem - I couldn't save, now I can - untill you download chip you really dont understand the difference it can make. Smart tech, ethical solutions and not a copy of a bank - a completely unique product. PLEASE consider chip for this prize or a special commendation - they are a lot smaller than the other nominees but can certainly compete ... REVOLUTIONARY Reviewed on: 23rd October 2018

So far so good!! Use my promo code for an extra 1% interest on your savings: QPIRAW

Really promising so far! Good promo offer as well! Reviewed on: 4th October 2018

Amazing App! Giving me a kickstart to saving! Use my Code NLWHA5

This App is really awesome. It has given me that kick up the bum to start saving money. You don't even notice it coming out and then it leaves you with a nice surprise at the end of a few months. Use my code NLWHA5 to start with 1% like I did :D Reviewed on: 3rd October 2018

£300 saved in a few months! YECXH1

I love chip and recommend it to everyone - a great way to save and barely notice it - fabulous interest rate too. Use YECXH1 to start with 2%!!' Reviewed on: 11th September 2018

Promising! (ref code H52ZCT)

Firstly, the reason I'm here, obivously is to try to get you to use my code: H52ZCT. Please do, so we will both get 1% bonus each for a year. Now,to actually review, I've been really impressed with Chip so far and using it in addition to my regular saver and potentially it should return higher rates on my savings. The current bonuses are apparently paid out of marketing budget so hopefully they last. I get regular updates from Chip about upcoming improvements to the service and they seem to be growing and hiring so looks promising that they're here to stay. Reviewed on: 24th August 2018

Great App

Great App, unbelievably easy to use. Use code CFH7PQ for an extra 1% interest if you decide to sign up, which I would definitely recommend you do :) Reviewed on: 24th July 2018

Good app. MXJ1TW code 1% interest for you and me.

Straightforward, read reviews, high security, makes sense. Give it a go and see what you think, luck. Reviewed on: 21st July 2018

Great savings app

Use my code Q1UCPG for 1% each plus I’ll donate £5 to NSPCC Reviewed on: 20th June 2018

Chip Savings App Referral Code : Q0BQMT

I have been using the app for a few months and I agree, it is excellent. My referral code is : Q0BQMT . Using this we both get 1% extra interest. Reviewed on: 13th May 2018

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Chip: Savings App reviews

5600% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings App now

Chip Savings App reviews (18442)

Amazing flexible saving - without even noticing!

Changed My Life

So far so good!! Use my promo code for an extra 1% interest on your savings: QPIRAW

Amazing App! Giving me a kickstart to saving! Use my Code NLWHA5

£300 saved in a few months! YECXH1

Promising! (ref code H52ZCT)

Great App

Good app. MXJ1TW code 1% interest for you and me.

Great savings app

Chip Savings App Referral Code : Q0BQMT

Review Chip: Savings App now

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