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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

So simple and clever!

I was with Chip from the beginning, and it amazes me how simple but effortless it is to save money. Watching your chip balance grow is fascinating, and the algorithm does a great job at adjusting the amounts. And fear not, you can always cancel the save before a certain deadline! As for customer experience, it is super easy to get through to someone if something is wrong or unclear. I fully trust Chip with my money and my savings, cannot praise them highly enough! Reviewed on: 15th November 2018

I tell everyone about chip.

Chip has made two of my biggest purchases so much easier. I’ve been able to pay a thousand pounds for my partners visa and for a plane ticket to visit family in Colorado all without even noticing the payments being taken every month! It’s really the best app on my phone Reviewed on: 15th November 2018

Game-changing!

Chip connects to your existing bank, and analyses your spending, moving small amounts that you won't miss into a savings account. In a few months I built up over £300 savings, which went towards an engagement ring. I'm now saving towards our wedding with Chip and it's helping me more than any manual saving account ever has! Reviewed on: 15th November 2018

Fantastic app- life changing

Chip is fantastic, its life changing. Im saving regularly i dont even know it! Great customer service and the app is so easy to use and makes managing my money a breeze! Reviewed on: 15th November 2018

Brilliant app

Easy to use and great customer support. The saving without thinking aspect of it is genius - since starting to use it in late July I’m 300 into savings and honestly can’t say I’ve missed that money at all. Reviewed on: 15th November 2018

Brilliant automated savings

I don't have to think about it, money just goes from my current account to my savings account automatically and enables me to do some big spending from time to time without feeling guilty. It's the best Reviewed on: 15th November 2018

Really easy way to make saving exciting and painless

Chip is a fantastic idea, well executed. The small team help you overcome your natural human bias to spend what you have available and automate saving based on what you can afford. They've communicated changes and updates efficiently , consulted with a group of users and quickly resolved any of the (small) errors I've encountered. I'm looking forward to seeing this company grow! Reviewed on: 15th November 2018

Fabulous

This is The Thing for 21st century! Easy. Mobile. Friendly. Saves the money effortlessly. Do you need more than that? I’m happy:-) Reviewed on: 15th November 2018

Effortless saving from an engaging brand

I'm not one who thought about actively saving money before I was recommended Chip by a friend. A truly engaging experience I check in once or twice a week to review how my saving is progressing. The team at Chip are also incredibly helpful. Their customer service is beyond that of any banking service I have used in the past. Reviewed on: 15th November 2018

Smart little chip

Automatic savings and decent interest - what more could you want?! A great team also on hand in the chat section and via Facebook to assist as swiftly as possible. Thoroughly recommend. Reviewed on: 15th November 2018

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