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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Smart saving...the future

5
Has taken the stress out of having to concisiously save. Clever, effective and the user is in full control. The future of personal saving Reviewed on: 14th November 2018
Chris Whittick's avatar
Chris Whittick

Easy savings

5
Love this app, managed to save to pay for flights to New Orleans, my car insurance and a healthy bit for emergencies Reviewed on: 14th November 2018
Louise's avatar
Louise

A fresh, exciting approach to saving

5
Chip was recommended to me by my partner and I have been hooked on it since that time. Regular updates, structured savings and a great interest rate means that chop builds a lovely little savings pot for you in the background. The best thing is, it does it all for you! I treat chip saving amounts as an outgoing bill every month, only for it to be stashed away in a little fund for a rainy day, a holiday or some xmas presents! I will continue to save with Chip, invest in Chip and I am excited to see what Chip brings in the future. Jake B Reviewed on: 14th November 2018
Jake Brown's avatar
Jake Brown

Love it! Easy saving

5
I love chip. Been using it for a year now able to save without even noticing the money has gone always pleasantly surprised when I log on to check the balance! Very adjustable with the amounts you can save too which is good ! Reviewed on: 14th November 2018
Rebecca McEwan's avatar
Rebecca McEwan

Excellent choice for anyone

5
I found Chip a few months back, and since using it I have thoroughly enjoyed the experience since. The ease of use, plus the engaging messaging Reviewed on: 14th November 2018
Kitty Bates's avatar
Kitty Bates

Easiest saving app ever!

5
Chip is great and easy to use, for someone like myself whose terrible at saving, Chip takes just enough every couple of weeks that you really never notice it going, (despite the regular and transparent reminders). I’ve so much faith in the product that I’ve invested some of my savings in Chip so I really can’t reccomend them enough! Reviewed on: 14th November 2018
JackR92's avatar
JackR92

A fantastic automatic savings app that really works

5
I've been a Chip user for just over a year now and it's helped me save more than I would have ever believed possible - and without me really noticing that I've been doing it Reviewed on: 14th November 2018
Gus Just Gus's avatar
Gus Just Gus

Fantastic!

5
Chip has actually helped me save money without me having to do anything. It so reassuring knowing that I’ve got a little bit put to one side in case of an emergency. The app is easy to use and I have recommended it to almost everyone I know! Reviewed on: 14th November 2018
Lottista123's avatar
Lottista123

Clever ideas

4
A good way to reduce charges for borrowers and increase interest for lenders! Reviewed on: 14th November 2018
LJ's avatar
LJ

Great service and a useful app

5
The app is brilliant, saving me plenty of money without me really noticing only what I can afford. And the only time I have had an issue (direct debit wasn't working after changing bank accounts) the customer service and founder were all over it to ensure that the issue was resolved swiftly Reviewed on: 14th November 2018
Josh Sebastian Payne's avatar
Josh Sebastian Payne

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