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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I've already recommended!

Chip is so easy to use, and you barely notice the money leaving your account. I have several friends I've already recommended to use it as they have problems saving, and it's really helping Reviewed on: 15th November 2018

Life changing way to save

Saving money has always been difficult and I found I used to tap into my savings. Maybe I’d been trying to save so much? Chip saves just smaller amounts so I didn’t feel I was missing it and I’ve been able to save hundreds with ease. Reviewed on: 15th November 2018

Chip changed the way I saved money!

My chip savings have helped me more than once, pushchair for new baby, holiday spends. This app made saving much more realistic. Reviewed on: 15th November 2018

Very useful app!

Using chip I was able to save over 1000 in a time when I thought I cant save any money. All of my friends that I reffered are very happy with it too! Reviewed on: 15th November 2018

The best Finance App

It is very easy to use and to Understatement. Settings are fabulous! Reviewed on: 15th November 2018

Great way to help save money

In the past i've always struggled to save money. Chip makes it easier by taking money every-time you spend. It works in the background without you noticing. Reviewed on: 15th November 2018

So simple and clever!

I was with Chip from the beginning, and it amazes me how simple but effortless it is to save money. Watching your chip balance grow is fascinating, and the algorithm does a great job at adjusting the amounts. And fear not, you can always cancel the save before a certain deadline! As for customer experience, it is super easy to get through to someone if something is wrong or unclear. I fully trust Chip with my money and my savings, cannot praise them highly enough! Reviewed on: 15th November 2018

I tell everyone about chip.

Chip has made two of my biggest purchases so much easier. I’ve been able to pay a thousand pounds for my partners visa and for a plane ticket to visit family in Colorado all without even noticing the payments being taken every month! It’s really the best app on my phone Reviewed on: 15th November 2018

Game-changing!

Chip connects to your existing bank, and analyses your spending, moving small amounts that you won't miss into a savings account. In a few months I built up over £300 savings, which went towards an engagement ring. I'm now saving towards our wedding with Chip and it's helping me more than any manual saving account ever has! Reviewed on: 15th November 2018

Fantastic app- life changing

Chip is fantastic, its life changing. Im saving regularly i dont even know it! Great customer service and the app is so easy to use and makes managing my money a breeze! Reviewed on: 15th November 2018

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