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Chip: Savings app reviews

View other Chip products
4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I've managed to save when I didn't think it was possible

5
Chip has helped me save little by little (and sometimes in bigger chunks) whilst before I thought I didn't have enough money to save. Their algorithm really learns from your usual expenses and takes what you can manage to save. I'm really happy with the app and hope it will just keep getting better and better. Reviewed on: 15th November 2018
Marissa Dibrow's avatar
Marissa Dibrow

CHIP - why wouldn't you?

5
Convenient, High-Tech, Innovative Providential App - this is one App you will grow to APPreciate more and more, as your savings grow!!! Reviewed on: 15th November 2018
peterevd's avatar
peterevd

The future of savings

5
Quite simply the best finance idea I have come accross in a long time. Easy to use, customer focused, a very valuable tool to aid me in my savings goal. Reviewed on: 15th November 2018
Steve White's avatar
Steve White

This is the future of saving!

5
I was very sceptical when i signed up to chip. I didnt trust a robot to look after my finances. I decided to give it a go for a short period of time. here i am months later and i am totally in love with the app!! I have full control over the level of savings Chip puts away, an option to recieve notifications when chip wants to put money away, a choice to cancel the save if i want to, and the option to manually add funds to the savings account. whats even better is the 3% interest rate which is more than 200% better than my current high street savings account interest. I truly believe this is the future for saving for the next generation. Reviewed on: 15th November 2018
Dale Fisher's avatar
Dale Fisher

Great app to put money away

5
Fantastic app, saves little chunks that you don't notice, and before you know it you've got a very nice little savings package. Very easy to use and the customer support is excellent. Reviewed on: 15th November 2018
stepotts's avatar
stepotts

Easy and Simple saving

5
It's a great, convenient way to save when your overloaded with a crowded saving market that doesn't give you a lot of reward for your money. Chip on the other hand saves what you can, can let you build up your interest by referrals, and you feel good that you've save a surprisingly big chunk of money without realising it. It's great! Reviewed on: 15th November 2018
Meilir Rhys Owen's avatar
Meilir Rhys Owen

Does all the stuff you are supposed to do but never get round to

5
Sign up, point it at your account and it saves your money in a high interest account just the way your mum told you to but you never did... Reviewed on: 15th November 2018
Matthew Tulett's avatar
Matthew Tulett

Great modern savings app

4
It's a great way to save, with a really user-friendly interface. Great savings rate available through friend referrals. Reviewed on: 15th November 2018
FLG's avatar
FLG

Life changing app

5
I started using chip 4 months ago after having it recommended by a friend. It is literally life changing!! I haven’t even noticed the amounts chip has taken from my bank account but now have saved over £300. It’s a great way to save money I know would normally have been wasted on nonsense!!! Reviewed on: 15th November 2018
Emma Holland's avatar
Emma Holland

Great app

5
Savings without noticing!! Good interest too Reviewed on: 15th November 2018
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Alex Haldane

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