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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18214 reviews)

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4.94

Based on 18,214 reviews, last reviewed 5th Sep 2025

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Maximum gain for no pain!

I can not believe how much money I have saved without really noticing. Chip is fabulous and cannot recommend enough. Reviewed on: 14th November 2018

Saving made stupidly simple

Chip just works, turn it on and without noticing it, in a few months I have accrued a savings pot of a few hundred pounds. This is the first time in my life I've been able to reliably put money into savings. And on top of that, I can get a better interest rate than any bank offers. It doesn't hurt that the guys behind Chip seem like genuinely nice people, if I have a question I'm empoered to reach out and speak to them directly. Reviewed on: 14th November 2018

Exciting Times

I have been using the chip app for going on a year. I believe it's the future for savings. The live chat has always been very helpful and solved many user problems I had. Saving with noticing the money go is a massive thing for me and I assume many others. Looking forward to new ideas chip comes up with.....hopefully soon Reviewed on: 14th November 2018

Love the convenience of this app and a fresh approach to banking

Have had a great experience using the app and getting a great interest rate Reviewed on: 14th November 2018

Saving money has never been so easy

Is the best to save money because it works on the lawn is the best to save money!!! Reviewed on: 14th November 2018

Best way to save

Chip has been the best savings app I have used and helped me save for so much. Chip has a real personal touch unlike other brands which is why I think it’s the best Reviewed on: 14th November 2018

Easy saving

Brilliant app that does the hard work for you. Reviewed on: 14th November 2018

Piece of cake!

As a chip saver I couldnt be happier. Helps me save without noticing it. That is until I take the money out and realise how mich I’ve saved!! Reviewed on: 14th November 2018

Makes saving easy

Chip’s algorithms make saving almost invisible, to a hardened spender like myself, saving has become painless! Very user friendly and really simple to use. Reviewed on: 14th November 2018

Helps me save without even noticing it!

I hate to parrot back what Chip themselves say about their product but it really does do what it says! Been using chip for a while now and I’m amazed at the amount I’ve managed to save without even noticing it, used the money to pay for a holiday and it’s building back up again already. The people at chip work really hard to make the experience as seamless as possible and make the product the best it can be, looking forward to the future and definitely will continue to use the app Reviewed on: 14th November 2018

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Chip: Savings App reviews

73% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings App now

Chip Savings App reviews (18214)

Maximum gain for no pain!

Saving made stupidly simple

Exciting Times

Love the convenience of this app and a fresh approach to banking

Saving money has never been so easy

Best way to save

Easy saving

Piece of cake!

Makes saving easy

Helps me save without even noticing it!

Review Chip: Savings App now

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