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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Does all the stuff you are supposed to do but never get round to

Sign up, point it at your account and it saves your money in a high interest account just the way your mum told you to but you never did... Reviewed on: 15th November 2018

Great modern savings app

It's a great way to save, with a really user-friendly interface. Great savings rate available through friend referrals. Reviewed on: 15th November 2018

Life changing app

I started using chip 4 months ago after having it recommended by a friend. It is literally life changing!! I haven’t even noticed the amounts chip has taken from my bank account but now have saved over £300. It’s a great way to save money I know would normally have been wasted on nonsense!!! Reviewed on: 15th November 2018

Great app

Savings without noticing!! Good interest too Reviewed on: 15th November 2018

I've already recommended!

Chip is so easy to use, and you barely notice the money leaving your account. I have several friends I've already recommended to use it as they have problems saving, and it's really helping Reviewed on: 15th November 2018

Life changing way to save

Saving money has always been difficult and I found I used to tap into my savings. Maybe I’d been trying to save so much? Chip saves just smaller amounts so I didn’t feel I was missing it and I’ve been able to save hundreds with ease. Reviewed on: 15th November 2018

Chip changed the way I saved money!

My chip savings have helped me more than once, pushchair for new baby, holiday spends. This app made saving much more realistic. Reviewed on: 15th November 2018

Very useful app!

Using chip I was able to save over 1000 in a time when I thought I cant save any money. All of my friends that I reffered are very happy with it too! Reviewed on: 15th November 2018

The best Finance App

It is very easy to use and to Understatement. Settings are fabulous! Reviewed on: 15th November 2018

Great way to help save money

In the past i've always struggled to save money. Chip makes it easier by taking money every-time you spend. It works in the background without you noticing. Reviewed on: 15th November 2018

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