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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Savings app of choice

Easy to use, good interest through referrals Reviewed on: 15th November 2018

Savings app for real people

Such a simple product, easy to use, to engage with and ultimately to save. A little adds up to a lot very quickly Reviewed on: 15th November 2018

Saved for two holidays

I managed to save for two holidays without really noticing. Perfect app Reviewed on: 15th November 2018

Brilliant

Chip is a great app. I've saved nearly £600 without even noticing, and the interest rate is better than any other account. Lovelovelove it. Reviewed on: 15th November 2018

I've managed to save when I didn't think it was possible

Chip has helped me save little by little (and sometimes in bigger chunks) whilst before I thought I didn't have enough money to save. Their algorithm really learns from your usual expenses and takes what you can manage to save. I'm really happy with the app and hope it will just keep getting better and better. Reviewed on: 15th November 2018

CHIP - why wouldn't you?

Convenient, High-Tech, Innovative Providential App - this is one App you will grow to APPreciate more and more, as your savings grow!!! Reviewed on: 15th November 2018

The future of savings

Quite simply the best finance idea I have come accross in a long time. Easy to use, customer focused, a very valuable tool to aid me in my savings goal. Reviewed on: 15th November 2018

This is the future of saving!

I was very sceptical when i signed up to chip. I didnt trust a robot to look after my finances. I decided to give it a go for a short period of time. here i am months later and i am totally in love with the app!! I have full control over the level of savings Chip puts away, an option to recieve notifications when chip wants to put money away, a choice to cancel the save if i want to, and the option to manually add funds to the savings account. whats even better is the 3% interest rate which is more than 200% better than my current high street savings account interest. I truly believe this is the future for saving for the next generation. Reviewed on: 15th November 2018

Great app to put money away

Fantastic app, saves little chunks that you don't notice, and before you know it you've got a very nice little savings package. Very easy to use and the customer support is excellent. Reviewed on: 15th November 2018

Easy and Simple saving

It's a great, convenient way to save when your overloaded with a crowded saving market that doesn't give you a lot of reward for your money. Chip on the other hand saves what you can, can let you build up your interest by referrals, and you feel good that you've save a surprisingly big chunk of money without realising it. It's great! Reviewed on: 15th November 2018

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