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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Like a regular saver without the commitment

5
Great for putting away excess cash either automatically or manually. Helped me to save for the holiday of a lifetime, with the knowledge that I was getting a good interest rate, but had the ability to access the funds immediately in case of an emergency! Reviewed on: 14th November 2018

Chip has helped me get started saving

5
Having grown up with very little "training" or education when it came to money management putting cash to one side in order to save for something over a long period of time was difficult to do without either putting too much away or not seeing a return because I was saving too little. Chip has helped me change that. By tracking my expenses and automatically transferring funds to a separate account I've now not only got a decent sized rainy day pot but it's taught me how to budget properly with other savings. Reviewed on: 14th November 2018

It just so easy!

5
it saves the money in amounts you level it at, and it will take away what you dont spend and put it in a little put. leave it running for a few months and it a surprise pot of money! great app, great team really happy to be a part of chip Reviewed on: 14th November 2018

Great app and idea!

5
Really good experience with this app. Chip helped me save some good money and im looking forward to earning a good interest on ChipX Reviewed on: 14th November 2018

Simple to use app disrupting banking

5
Let's face it, banking needs a shake-up and it's the latest industry to be disrupted by technology. Chip is part of that - an easy to use app that lets you save money without even thinking about it! Brilliant! Reviewed on: 14th November 2018

Amazing savings app that doesn't make an impact to your bank account

5
Saves little by little every now and then, and builds up quite the saving account. They have competitive interest rates and bonuses. Plus the customer service and social media are great. With the introduction of chipmunks they've allowed the users to shape the future of the app and its features with I've never seen before. 10/10 Reviewed on: 14th November 2018

Top savings app

5
Linked to your bank. What a great idea! Reviewed on: 14th November 2018

A savings account for those who can't save.

5
What a super app this company has. Simply provide access to your account and this app will stash away savings without you noticing. I feel like a squirrel whose stashed all his nuts and now have time to strut my bushy tail! Reviewed on: 14th November 2018

Brilliantly

5
I love the ease of use the versatility the shear pleasure of chip! I can save or not it’s all in my hands! I am a bit rubbish with money this takes the thinking away and saves for me as I go about my busy life. I saved for a holiday, Christmas, Birthdays... it’s fabulous. Reviewed on: 14th November 2018

Awesome!

5
Takes all of the effort out of saving. Awesome app, ethical company, great people. Spread the word! Reviewed on: 14th November 2018

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