Paid advertisement
Smart Money People Logo

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Brilliant savings app

5
Next level user friendly, great interface and support facilities. My favourite banking app by far. Reviewed on: 15th November 2018

Perfect way to save

5
Affordable amounts withdrawn every few days, with excellent customer service and ways to track your spending. I've saved more than ever with chip. Reviewed on: 15th November 2018

Excellent, convenient and hassle free.

5
I love Chip. The app is easy to set up and use and it does the saving for you. I've saved much more than I ever would have by myself. Highly recommended! Reviewed on: 15th November 2018

Simple saving

5
Great product with easy to set up app paying high interest rates with no notice period. Reviewed on: 15th November 2018

Simple, Effective, Smart

5
New user, in the last 6 months so far so brilliant Reviewed on: 15th November 2018

Best savings app by far

5
Easy saving, quick access to your money if needed and high interest rates. Reviewed on: 15th November 2018

Savings app of choice

4
Easy to use, good interest through referrals Reviewed on: 15th November 2018

Savings app for real people

5
Such a simple product, easy to use, to engage with and ultimately to save. A little adds up to a lot very quickly Reviewed on: 15th November 2018

Saved for two holidays

5
I managed to save for two holidays without really noticing. Perfect app Reviewed on: 15th November 2018

Brilliant

5
Chip is a great app. I've saved nearly £600 without even noticing, and the interest rate is better than any other account. Lovelovelove it. Reviewed on: 15th November 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1046 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products