Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,162 reviews, last reviewed 31st Mar 2025
175450% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Savings. Had no problems from the moment I joined. Reviewed on: 31st March 2025
Michelle McGregor's avatar
Michelle McGregor

Latest lowest rating:

1

I’m unable to sold my shares this unacceptable I’m unable to sold my shares this unacceptable Reviewed on: 21st March 2025
Saud A's avatar
Saud A

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18162)

Great app

5
Chip is a great app. Very pleased with it and the interest rate is way better than most savings accounts around at the moment. Quick access to money when needed, customer service very prompt and helpful with one issue I had. Already recommended to family. Reviewed on: 14th November 2018

Effortless saving!

5
I love this app! Every month I tried to move miney to my savings account, but would slowly transfer more and more back in to my current account. With Chip, I never miss the money coming out and only use it when required. It has been the easiest way to save money. Reviewed on: 14th November 2018

Amazing

5
I love how much money I can without even noticing, the app is clear and simple to use too. Reviewed on: 14th November 2018

Great company!

5
Chip is a fantastic new savings app abd their employees are way cool. Fun to use and makes savings a joy not a drag.... Reviewed on: 14th November 2018

Quick, easy and effective

5
Brilliant app. I don't notice the money going into m chip account and then when I remember to look at it, it's a nice surprise to see how much has built up. Highly recommended for anyone who wants to save but doesn't want to think about saving, this app does it all for you Reviewed on: 14th November 2018

Chip is absolutely wonderful for helping people save money!

5
Chip uses open banking and robots to help you save money. Beam me up Scotty; they are way ahead of everyone else! Reviewed on: 14th November 2018

Rainy day savings made easy.

5
You hardly notice it. Little by little it takes money from your account. Never too much. If it notices more it takes more. But you can get it back in a flash. Great wee app. Does what it advertises. Reviewed on: 13th November 2018

Easy saving

5
Chip is a great app that uses clever AI to help you save effortlessly. Money builds up slowly overtime and you can earn interest on it too. Exciting times ahead also with cool new features coming. Reviewed on: 13th November 2018

Saving for dummies

5
An app that will automate saving for you. Every couple of days it will, if you can afford it, recommend transferring some of your hard-earned pennies into a savings account. You always have the option to cancel (as I have done, buying a house meant lots of unexpected bills) but generally it's spot on; it's an amount you could afford to save. Been using since May, and saved just over £400, without it I doubt I'd have saved anything. Reviewed on: 13th November 2018

Saving made simple

5
I had heard about this miraculous 'Chip' app from a few friends but discounted it as a gimmick. My husband is disabled and I am his full time carer so we are not able to save from a salary on from the state benefits we receive. I'm a great believer in budgeting and watching the pennies but even I had a hard time trying to save anything at all. So in the end I gave into my friends and downloaded Chip. It is seriously the best thing since sliced bread..! In less than 6 months I cannot believe how much I have saved. Compared to some people I'm sure it's peanuts but when you live on a very limited income....it's incredible to see what can be done and the peace of mind that a little 'rainy day money' can bring. These guys deserve a medal..! Reviewed on: 7th November 2018

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review