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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18460 reviews)

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4.86

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Excellent, convenient and hassle free.

I love Chip. The app is easy to set up and use and it does the saving for you. I've saved much more than I ever would have by myself. Highly recommended! Reviewed on: 15th November 2018

Simple saving

Great product with easy to set up app paying high interest rates with no notice period. Reviewed on: 15th November 2018

Simple, Effective, Smart

New user, in the last 6 months so far so brilliant Reviewed on: 15th November 2018

Best savings app by far

Easy saving, quick access to your money if needed and high interest rates. Reviewed on: 15th November 2018

Savings app of choice

Easy to use, good interest through referrals Reviewed on: 15th November 2018

Savings app for real people

Such a simple product, easy to use, to engage with and ultimately to save. A little adds up to a lot very quickly Reviewed on: 15th November 2018

Saved for two holidays

I managed to save for two holidays without really noticing. Perfect app Reviewed on: 15th November 2018

Brilliant

Chip is a great app. I've saved nearly £600 without even noticing, and the interest rate is better than any other account. Lovelovelove it. Reviewed on: 15th November 2018

I've managed to save when I didn't think it was possible

Chip has helped me save little by little (and sometimes in bigger chunks) whilst before I thought I didn't have enough money to save. Their algorithm really learns from your usual expenses and takes what you can manage to save. I'm really happy with the app and hope it will just keep getting better and better. Reviewed on: 15th November 2018

CHIP - why wouldn't you?

Convenient, High-Tech, Innovative Providential App - this is one App you will grow to APPreciate more and more, as your savings grow!!! Reviewed on: 15th November 2018

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