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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy Saving

5
Even when finances seem a bit tight some clever regular background saving means that you end up with a surprise fund that you can use at the right moment. Certainly be continuing to use this app and is well recommended! Reviewed on: 16th November 2018

Easy and hassle free

4
I don’t need to think about saving, chip does it for me. If I have a bit extra I can add that too. Chip almost makes saving money a game, which makes it so much easier. Reviewed on: 15th November 2018

Save money without the worry or thinking about it!

5
Once you get over the initial concern about allowing a strange app access to your account and information about it. You leave it to work out how much you can afford to save based on your usage & it will suggest amounts to save. You still have complete control whether to go ahead, reduce or increase your saving rate or even pause your saving. You can withdraw anytime! Reviewed on: 15th November 2018

Great customer service

5
Great customer support, the app has real potential Reviewed on: 15th November 2018

Best app ever!

5
So easy to save, it does everything for me! Reviewed on: 15th November 2018

Easy, quick and fast to save

5
Recommend Chip by a friend and only been a few months in and it was a fun way to set up a new a savings account plus being able to recommend others and seeing your saving interest rate going up was brilliant to see but on the other hand has encouraged me to try and save more Reviewed on: 15th November 2018

Top customer service

4
Given that this is a relatively new idea, the trust, service and innovation associated with this company is second to none. Onwards and upwards. Reviewed on: 15th November 2018

Reliable and pushing forward the boundaries of what can be done when tech meets an everyday problem

5
Chip user for over 2 years. Fantastic experience saving and collecting the money saved whilst having an unparalleled interest rate. Keep it up. Reviewed on: 15th November 2018

Refreshingly different

5
My experience with chip has been great from the get go, a new idea to solve an age old problem with a side of helpful friendly people. What could you want more? Reviewed on: 15th November 2018

Easiest savings app ever!!!!!!!

5
Save for whatever you want without even noticing the amounts coming out of your bank. Easy, saving!!!!!! Reviewed on: 15th November 2018

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