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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Superb app and leading ideas

5
The app is very user friendly and the service is fantastic. It makes saving money so easy. Reviewed on: 14th November 2018
Graham Rands's avatar
Graham Rands

Tremendous app

5
There are plenty of similar companies and applications like Chip but Chip has managed to refine it's product and service which has made it so successful. I consistently promote the product to others and will continue to in the future. Chip is a credit to the future of savings and banking. Well done Reviewed on: 14th November 2018
Chi-Wah Tang's avatar
Chi-Wah Tang

Chip makes life easy.

5
Makes saving easy, you don’t have to do anything, monitors your spending patterns over a period sees what’s left , informs you what is be saved for you, even then you have the option to cancel, pause or lower that amount, and bingo it’s saved for you. Also surprising how quickly it mounts up. Want to withdraw, it’s back in your bank account that day. Only wish Chip had been around when I was younger. Reviewed on: 14th November 2018
Robie's avatar
Robie

Fantastic app and service

5
Chip makes it easy and painless for me to save a little regularly. I can not praise it highly enough Reviewed on: 14th November 2018
Chris Mellis's avatar
Chris Mellis

Awesome app

5
Monitors my bank and takes what it thinks I can afford. To be honest I have never really noticed the money going from my account Reviewed on: 14th November 2018
Shaunie's avatar
Shaunie

Best interest rates around

5
Chip interest rates beat those of the “big banks”. Chip makes it easier to save (and make!) money. Reviewed on: 14th November 2018
Sonia's avatar
Sonia

Revolutionary and Fun

5
Great app which actually makes saving effortless and fun. Reviewed on: 14th November 2018
Jon's avatar
Jon

Great saving!

5
Great savings account - you don't even realise you're saving :) Reviewed on: 14th November 2018
Becky Davies's avatar
Becky Davies

Helped me save when I thought I couldn't!

5
Chip has put away over 2 grand for me that I never would've been able to do on my own, a fantastic company and I recommend it to my friends who don't have it every day! Reviewed on: 14th November 2018
Martin Brooksbank 's avatar
Martin Brooksbank

Best app ever!

5
Chip enables me to save as much money as I can reasonably afford and earn higher interest rates the high street banks don’t even come close to. The app is incredibly easy to use, and easy to share too! I’ve been recommending this to everyone I know! Ps my boyfriend now has more savings than he’s ever had in his 28years... bravo chip, you really can work miracles! Thank you Reviewed on: 14th November 2018
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LouisaN

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