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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
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100% decrease in 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Amazing

5
Really simple product and fantastic for those who wish to save - cannot recommend it highly enough! Reviewed on: 14th November 2018
Anoop Okhai's avatar
Anoop Okhai

Simple and effective

5
I've been using Chip for a long time now, right from the beginning I've felt that it's been a fantastically simple way to save. I've referred friends to the app and as result, I get more interest! Chip has helped me pay for a number of holidays now, long may it continue. Reviewed on: 14th November 2018
Simon Alexander's avatar
Simon Alexander

Mindless saving not spending

5
Instead of trying not to spend mindlessly this app helps you to save mindlessly, the speed at which those few pounds add up is surprising and rewarding. I am now getting ready for the Caribbean honeymoon I never thought I could afford and still the pounds are rolling in. Reviewed on: 14th November 2018
Roni Bee's avatar
Roni Bee

A game-changer!

5
I love Chip! It's made saving money easy and, dare I say it, fun. The automatic saves mean you save money without trying and the interest rate is great. I'm recommending I'm recommending Chip to everyone I know Reviewed on: 14th November 2018
Sazzle's avatar
Sazzle

Innovative savings for young people

5
Until I downloaded chip I didn’t have any savings. Committing to a set amount to save each month just wasn’t possible for me, but with chip I can save safely knowing it won’t put away more than I can afford. Reviewed on: 14th November 2018
Faye's avatar
Faye

Easy savings

5
Great app to use, saves me loads of money in no time and I don't even notice it leaving my account. Reviewed on: 14th November 2018
Mark Gilroy's avatar
Mark Gilroy

Fantastic Idea, Fantastic Customer Service, Fantastic Product!

5
I've used Chip since its very early days have have never looked back! It's a fantastic product that I would truly recommend to anyone! Reviewed on: 14th November 2018
Chris's avatar
Chris

Best savings account out there

5
A company that really cares about saving you money! Reviewed on: 14th November 2018
taitrj's avatar
taitrj

Money Saving Made Easy!

5
Since using chip I have managed to save up nearly £1000 without even noticing it leaving my back account. It has really helped me to save up a decent amount of money which otherwise I wouldn't have thought about putting away. I have recommended Chip to my friends and family which means I am now earning 5% on my savings - a much better rate than any other quick access bank account offers! Reviewed on: 14th November 2018
Hannah S's avatar
Hannah S

Keep chipping away

5
As with most people I’ve told about Chip, I’ve never been fantastic at saving money on a monthly basis and any money left at the end of the month I would spend needlessly. Chip squirrels away £20 every week or so based on what I’ve spent and I feel very proud at the end of the month that I’ve managed to save money! Thanks Chip! Reviewed on: 14th November 2018
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DFern90

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