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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

So easy to save

5
Chip is such an easy way to save and with the potential to increase the percentage rate quite easily. You don't have to do a thing once you're set up. Reviewed on: 16th November 2018

Chip-in for your future

5
Chip makes saving fun and effortless! Reviewed on: 16th November 2018

Great savings scheme

5
Wonderful company. Let’s you refer friends to build up to a cracking intrest rate. Easy to use app too. Perfect! Reviewed on: 16th November 2018

Helped me save

5
Never saved before but chip helped me save money without feeling it. Great app!! Reviewed on: 16th November 2018

Easy Saving

5
Even when finances seem a bit tight some clever regular background saving means that you end up with a surprise fund that you can use at the right moment. Certainly be continuing to use this app and is well recommended! Reviewed on: 16th November 2018

Easy and hassle free

4
I don’t need to think about saving, chip does it for me. If I have a bit extra I can add that too. Chip almost makes saving money a game, which makes it so much easier. Reviewed on: 15th November 2018

Save money without the worry or thinking about it!

5
Once you get over the initial concern about allowing a strange app access to your account and information about it. You leave it to work out how much you can afford to save based on your usage & it will suggest amounts to save. You still have complete control whether to go ahead, reduce or increase your saving rate or even pause your saving. You can withdraw anytime! Reviewed on: 15th November 2018

Great customer service

5
Great customer support, the app has real potential Reviewed on: 15th November 2018

Best app ever!

5
So easy to save, it does everything for me! Reviewed on: 15th November 2018

Easy, quick and fast to save

5
Recommend Chip by a friend and only been a few months in and it was a fun way to set up a new a savings account plus being able to recommend others and seeing your saving interest rate going up was brilliant to see but on the other hand has encouraged me to try and save more Reviewed on: 15th November 2018

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