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Chip: Savings App reviews

4.94
Based on 18,211 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18211)

A game-changer!

5
I love Chip! It's made saving money easy and, dare I say it, fun. The automatic saves mean you save money without trying and the interest rate is great. I'm recommending I'm recommending Chip to everyone I know Reviewed on: 14th November 2018

Innovative savings for young people

5
Until I downloaded chip I didn’t have any savings. Committing to a set amount to save each month just wasn’t possible for me, but with chip I can save safely knowing it won’t put away more than I can afford. Reviewed on: 14th November 2018

Easy savings

5
Great app to use, saves me loads of money in no time and I don't even notice it leaving my account. Reviewed on: 14th November 2018

Fantastic Idea, Fantastic Customer Service, Fantastic Product!

5
I've used Chip since its very early days have have never looked back! It's a fantastic product that I would truly recommend to anyone! Reviewed on: 14th November 2018

Best savings account out there

5
A company that really cares about saving you money! Reviewed on: 14th November 2018

Money Saving Made Easy!

5
Since using chip I have managed to save up nearly £1000 without even noticing it leaving my back account. It has really helped me to save up a decent amount of money which otherwise I wouldn't have thought about putting away. I have recommended Chip to my friends and family which means I am now earning 5% on my savings - a much better rate than any other quick access bank account offers! Reviewed on: 14th November 2018

Keep chipping away

5
As with most people I’ve told about Chip, I’ve never been fantastic at saving money on a monthly basis and any money left at the end of the month I would spend needlessly. Chip squirrels away £20 every week or so based on what I’ve spent and I feel very proud at the end of the month that I’ve managed to save money! Thanks Chip! Reviewed on: 14th November 2018

Superb app and leading ideas

5
The app is very user friendly and the service is fantastic. It makes saving money so easy. Reviewed on: 14th November 2018

Tremendous app

5
There are plenty of similar companies and applications like Chip but Chip has managed to refine it's product and service which has made it so successful. I consistently promote the product to others and will continue to in the future. Chip is a credit to the future of savings and banking. Well done Reviewed on: 14th November 2018

Chip makes life easy.

5
Makes saving easy, you don’t have to do anything, monitors your spending patterns over a period sees what’s left , informs you what is be saved for you, even then you have the option to cancel, pause or lower that amount, and bingo it’s saved for you. Also surprising how quickly it mounts up. Want to withdraw, it’s back in your bank account that day. Only wish Chip had been around when I was younger. Reviewed on: 14th November 2018

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