Paid advertisement
Smart Money People Logo

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

the best startup to save

5
great app if you want to save monies without thinking Reviewed on: 17th November 2018

Chip Review

5
What an excellent app... what an excellent idea! Reviewed on: 17th November 2018

Chip

5
I joined chip a year ago and I just forget about the savings the AI does for me . Nice surprise when I look how much Chip has saved for me when I do have a look Reviewed on: 17th November 2018

Saving made easy

5
Chip has seen me regularly save every month, something I have never been able to achieve in the past ad I haven't even noticed! It has skimmed a bit off every week or so and has helped me pay off loans, and even go on holiday. If you have small goals you want to achieve, or struggle saving, this is the app for you. Reviewed on: 17th November 2018

Great innovation, save loads without any effort and often without even noticing!

5
Chip is a great app and product that saves directly from your bank account without you really noticing! The app is very user friendly and the company have great customer service. The interest paid is double my traditional savings account and it so much easier! A great idea, amazing innovation and just the breath of fresh air the banking and saving Industry needs!! Love that they are always innovating v and improving, and they communicate really well with customers. Highly recommended. Reviewed on: 17th November 2018

Fantastic App

5
This app is so easy to use and chips away little by little until your savings really add up. I love the flexibility too. Reviewed on: 17th November 2018

Savings made easy

5
Great little app for squirreling away small amounts that really build up over time. Customer service is really speedy and excellent even though the team are seriously busy right now with development on new features. Reviewed on: 16th November 2018

Excellent app!

5
Really great way to automatically save and hassle free. Highly recommend Reviewed on: 16th November 2018

Excellent savings app

5
Great way to automatically save and smartly! Really pleased to have an app I can trust and use easily and freely. Reviewed on: 16th November 2018

Brill

5
Set it up and forgets about it, after a while check and I've finally had a emergency savings Reviewed on: 16th November 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1046 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products