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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy saving.

Using Chip allows me to save without even knowing that I am and got me out of my overdraft and then some! Reviewed on: 19th November 2018

Easy to use

Great app and fast response from team Reviewed on: 19th November 2018

Easy to use and a great idea

I love this app. As someone who didn’t save chip allows me to save without feeling it. The app is so simple to use and I am always pleasantly surprised when I log in and see how much I’ve acrually saved up. This is a great idea for People to save money who normally wouldn’t and to help get people out of their debts. Reviewed on: 18th November 2018

Simple but effective

Such an easy app to use and unknowingly helped me save a substantial sum of mo eh without me or my wife even noticing the money leave our account. Reviewed on: 18th November 2018

Definitely worth doing!

I got Chip because my fiancée got it and we could both get a interest boost. I struggle to actively save, more because I forget to move money into accounts, or put them into accounts that I can't touch for 12 months. But Chip painlessly takes amounts away that I don't feel are hitting my wallet, but add up to a fantastic amount over time. For that reason alone I would recommend it - but the the behind Chip are also incredibly helpful and supportive of any questions or issues. Add to that the fact that they are always listening to what we, the customers, are saying and adapting/evolving Chip to suit us, makes this a fantastic company. Reviewed on: 18th November 2018

Was unable to save, and they were rude to me

Poor customer service and a product that doesnt work Reviewed on: 18th November 2018

Chip - Simple, Honest, Transparent Banking

chip, a great simple way to save and manage your money. Reviewed on: 18th November 2018

Best thing I did in 2018

In Jan 2018, I carried out a full review of our finances working out if we were overspending anywhere and trying to reign it in. I can across the chip app after seeing it advertised on the Martin Lewis show and thought I would give it a go. This year I’ve managed to save £2300 so far and have 8%interest. The customer service has been great anytime I’ve needed it and I just love their quirky gifs that they use. Reviewed on: 18th November 2018

The MONZO crusher!

The app is very user friendly & although, since childhood, I’m the worlds worst saver, I’ve managed to save over a £1,000 in just a few months! I think that this Company is so innovative, I’ve actually invested my own money into it because if it can get ME to save, without me feeling the pinch, then this is well worth the investment. This is going to win a shit load of awards! Watch this space MONZO. Reviewed on: 17th November 2018

Easy way to save without trying

I’ve never been successful at saving, any money I put I to savings at the start of the month is usually withdrawn again by the end of the month.. but chip handles it in a way that you don’t even realise you’re saving. You don’t miss the money going out of your account and has meant That I’ve been able to actually hit a savings goal for the first time since my teens Reviewed on: 17th November 2018

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