Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

View other Chip products

4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18456)

Chip - Simple, Honest, Transparent Banking

chip, a great simple way to save and manage your money. Reviewed on: 18th November 2018

Best thing I did in 2018

In Jan 2018, I carried out a full review of our finances working out if we were overspending anywhere and trying to reign it in. I can across the chip app after seeing it advertised on the Martin Lewis show and thought I would give it a go. This year I’ve managed to save £2300 so far and have 8%interest. The customer service has been great anytime I’ve needed it and I just love their quirky gifs that they use. Reviewed on: 18th November 2018

The MONZO crusher!

The app is very user friendly & although, since childhood, I’m the worlds worst saver, I’ve managed to save over a £1,000 in just a few months! I think that this Company is so innovative, I’ve actually invested my own money into it because if it can get ME to save, without me feeling the pinch, then this is well worth the investment. This is going to win a shit load of awards! Watch this space MONZO. Reviewed on: 17th November 2018

Easy way to save without trying

I’ve never been successful at saving, any money I put I to savings at the start of the month is usually withdrawn again by the end of the month.. but chip handles it in a way that you don’t even realise you’re saving. You don’t miss the money going out of your account and has meant That I’ve been able to actually hit a savings goal for the first time since my teens Reviewed on: 17th November 2018

the best startup to save

great app if you want to save monies without thinking Reviewed on: 17th November 2018

Chip Review

What an excellent app... what an excellent idea! Reviewed on: 17th November 2018

Chip

I joined chip a year ago and I just forget about the savings the AI does for me . Nice surprise when I look how much Chip has saved for me when I do have a look Reviewed on: 17th November 2018

Saving made easy

Chip has seen me regularly save every month, something I have never been able to achieve in the past ad I haven't even noticed! It has skimmed a bit off every week or so and has helped me pay off loans, and even go on holiday. If you have small goals you want to achieve, or struggle saving, this is the app for you. Reviewed on: 17th November 2018

Great innovation, save loads without any effort and often without even noticing!

Chip is a great app and product that saves directly from your bank account without you really noticing! The app is very user friendly and the company have great customer service. The interest paid is double my traditional savings account and it so much easier! A great idea, amazing innovation and just the breath of fresh air the banking and saving Industry needs!! Love that they are always innovating v and improving, and they communicate really well with customers. Highly recommended. Reviewed on: 17th November 2018

Fantastic App

This app is so easy to use and chips away little by little until your savings really add up. I love the flexibility too. Reviewed on: 17th November 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from B-Social 4.72 from 46 reviews
Money Transfer
from Smart Currency Exchange 4.73 from 30 reviews
Mobile Wallet
from bibimoney 5.00 from 1 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1041 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub