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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
98% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

So simple but very effective

5
A few pounds every few days isn’t something I miss from my account, but it makes a great little bonus at the end of the month! Reviewed on: 14th November 2018
Jonathan Bowdin's avatar
Jonathan Bowdin

Fantastic and easy way to save money

5
Chip is a really easy concept. You sign up and give it secure read-only access to your bank accounts (and set up a direct debit too). It checks the account every day and works out little amounts you can save without really noticing and then transfers that out to the savings account. Simple as that! I've managed to save a huge amount so far without feeling it - and the system has worked flawlessly every time. I can't recommend it highly enough! Reviewed on: 14th November 2018
Kieran Cooper's avatar
Kieran Cooper

Excellent way to save, without really noticing!

5
Easy to use, great customer service, Reviewed on: 14th November 2018
Sarah Donaldson's avatar
Sarah Donaldson

Friend in need

5
Chip has been the friend i need for the time of need. It saved money throughout the year from both me and my wife's account. Now when we need them most, they are in our account without any hassle.... Definitely recommended Reviewed on: 14th November 2018
Atiqur Rahman's avatar
Atiqur Rahman

Saving made easy

5
Small calculated automatic savings every month, helped save a nice little nest egg at an excellent intrest rate of 5%,which i probably wouldnt have saved without chip. Reviewed on: 14th November 2018
Neily1 's avatar
Neily1

Absolutely love this app

5
I initially had concerns about linking to my bank account, however, after doing some research and seeing all the amazing reviews from multiple reliable sources, my mind was soon put at ease. Its surprising how much you can actually save without it having an impact. I started 6 months ago and have enough to pretty much cover the cost of all my Christmas presents. Couldn't be happier and would highly recommend this app to anyone else Reviewed on: 14th November 2018
David Richardson's avatar
David Richardson

Simply Amazing

5
A company that was founded on values they are continuing to integrate into future developments! Excited to be a part of Reviewed on: 14th November 2018
Mattbee's avatar
Mattbee

Get Chip and get it now!!

5
Great little savings app that helps those of us who struggle to save. Puts away small un-noticeable amounts of money once a week based on your outgoings. Higher interest rate than most banks too with up to 5% available! Future is looking bright also with Chip2.0 and ChipX on the horizon! Reviewed on: 14th November 2018
Richard Dyball's avatar
Richard Dyball

Best savings app ever

5
Couldn't of saved money unless I used this app, takes small amounts that I don't even notice. Fantastic Reviewed on: 14th November 2018
Craig Johnson's avatar
Craig Johnson

Changed My Life

5
managed to take my girlfriend on holiday for our anniversary - that was pretty special Reviewed on: 14th November 2018
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