Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

View other Chip products

4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Innovative and best saving app

I've been able to save progressively thanks to their algorithm. Very nicely designed app with strong projects for the future Reviewed on: 22nd November 2018

Fantastic!

Never would be able to save without it and the interest rates are amazing!! Reviewed on: 21st November 2018

Easy enough to use, good for bad savers.

It's something the banks should of done as soon as online banking became more commonplace but probably never will. The app is especially good for effortless saving. Brilliant for poor savers or people who aren't very good at budgeting. Reviewed on: 21st November 2018

I never thought I could save so much

I turned it on, then a year later I have thousands of pounds of savings and no idea it had left my account. Love it. Reviewed on: 21st November 2018

Brilliant way to save

A fantastic little app that analyses your bank account transactions, works out what you can afford to save, and tucks it away without you really noticing. Makes a big difference to the ability to build a savings nest egg. Reviewed on: 20th November 2018

Smart saving

I always struggled not to dip into my savings when I used a traditional bank savings account moving over a lump sum each month. Since using Chip I have saved more money than ever before without feeling financial strain. I have also got a higher interest rate with Chip than with my bank, which equates to pounds of interest rather than pence! Overall it is a fantastic app, I would (and do!) recommend this app to friends and I will not be going back to a traditional savings account. Reviewed on: 20th November 2018

Nice and modern

Very interesting idea with goal based saving and lending money in the future. Love it Reviewed on: 20th November 2018

Saving made easy

Ability to save without realising. Has no impact on finances whilst putting away a little each time at a good interest rate Reviewed on: 20th November 2018

Life changing savings app!

Absolutely brilliant idea to save money without noticing a massive difference to day to day funds. Reviewed on: 19th November 2018

Awsome

Young, new and very helpfull. Inovation and incentives to save are a must. Reviewed on: 19th November 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal finance app
from Emma 4.88 from 3559 reviews
App
from Daily Budget 4.26 from 8 reviews
Spot app
from Spot 4.83 from 736 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1046 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub