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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Nice and modern

Very interesting idea with goal based saving and lending money in the future. Love it Reviewed on: 20th November 2018

Saving made easy

Ability to save without realising. Has no impact on finances whilst putting away a little each time at a good interest rate Reviewed on: 20th November 2018

Life changing savings app!

Absolutely brilliant idea to save money without noticing a massive difference to day to day funds. Reviewed on: 19th November 2018

Awsome

Young, new and very helpfull. Inovation and incentives to save are a must. Reviewed on: 19th November 2018

Easy saving.

Using Chip allows me to save without even knowing that I am and got me out of my overdraft and then some! Reviewed on: 19th November 2018

Easy to use

Great app and fast response from team Reviewed on: 19th November 2018

Easy to use and a great idea

I love this app. As someone who didn’t save chip allows me to save without feeling it. The app is so simple to use and I am always pleasantly surprised when I log in and see how much I’ve acrually saved up. This is a great idea for People to save money who normally wouldn’t and to help get people out of their debts. Reviewed on: 18th November 2018

Simple but effective

Such an easy app to use and unknowingly helped me save a substantial sum of mo eh without me or my wife even noticing the money leave our account. Reviewed on: 18th November 2018

Definitely worth doing!

I got Chip because my fiancée got it and we could both get a interest boost. I struggle to actively save, more because I forget to move money into accounts, or put them into accounts that I can't touch for 12 months. But Chip painlessly takes amounts away that I don't feel are hitting my wallet, but add up to a fantastic amount over time. For that reason alone I would recommend it - but the the behind Chip are also incredibly helpful and supportive of any questions or issues. Add to that the fact that they are always listening to what we, the customers, are saying and adapting/evolving Chip to suit us, makes this a fantastic company. Reviewed on: 18th November 2018

Was unable to save, and they were rude to me

Poor customer service and a product that doesnt work Reviewed on: 18th November 2018

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