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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Saving without realising

5
After years of being terrible at saving and waiting until I had a 'reasonable amount' to transfer into savings, I have found Chip to be an effortless way to save. I am looking forward to their new services and greater returns on my growing pot of savings. Reviewed on: 14th November 2018
TW's avatar
TW

Banking for Life

5
Chip is an innovative saving, banking and lending tool, designed for modern living. The bank of the future and a bank for life. Reviewed on: 14th November 2018
Alistair's avatar
Alistair

The easiest way to save

5
This app is fantastic you can save without having to set up a regular payment and it’s easy to access your money if you need it Reviewed on: 14th November 2018
Debby 's avatar
Debby

amazing app, saved me so much money

5
I love Chip, it's not only my favourite financial app, but actually my favourite app overall! I've saved over £3,000 with even really realising or feeling it and I am in such a better financial position now as a result. Thank you Chip! Reviewed on: 14th November 2018
Hal Sarjant's avatar
Hal Sarjant

I save money - thats awesome!

5
Chip is brilliant meets my needs. I LOVE saving. Chip makes it easy - I don’t notice the money being saved but I do notice my savings increasing! It’s out of sight so I’m not tempted to slide a tenner back as I would if there account was listed next to my current account The customer service is easy and accessibly - much better than my well known bank once deemed the ‘local bank’ wink wink Reviewed on: 14th November 2018
Dylzydo's avatar
Dylzydo

Saving made simple

5
Chip is making saving accessible to all. No matter your background. You can sign up and start saving towards your goals and dreams Reviewed on: 14th November 2018
Lequan's avatar
Lequan

A new way to save

5
Chip’s great interface brings a new and refreshing way to save, and the roadmap and rate of development looks fantastic and will provide a whole new way to save going forward. Reviewed on: 14th November 2018
Ben's avatar
Ben

A game changer for savings behaviour

5
Have found Chip a game changer in terms of being able to establish a regular saving behaviour that is otherwise so difficult to achieve. I have recommended the solution to others and seen them achieve similar benefits. A true ‘disrupter’ Reviewed on: 14th November 2018
BLD's avatar
BLD

Great app

5
Automatic saves are great to stash cash Reviewed on: 14th November 2018
Mike Shi's avatar
Mike Shi

Easy, effective saving

5
The Chip app has allowed myself and my girlfriend to save money for rainy days without even noticing the money missing from our day to day lives. We love Chip!! Reviewed on: 14th November 2018
Asa Farr's avatar
Asa Farr

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