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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18215 reviews)

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4.94

Based on 18,215 reviews, last reviewed 30th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip makes saving easy! Chip makes saving easy! I wish it had been around 20 years earlier. The app has changed the way I think about saving money, taking the jargon out o... Read more Reviewed on: 30th January 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18215)

Easy to save

I like that chip works out how much you can afford to save and alerts you when it is to take the money out. I don't notice the amount leaving my account so makes saving easy Reviewed on: 14th November 2018

Saving without realising

After years of being terrible at saving and waiting until I had a 'reasonable amount' to transfer into savings, I have found Chip to be an effortless way to save. I am looking forward to their new services and greater returns on my growing pot of savings. Reviewed on: 14th November 2018

Banking for Life

Chip is an innovative saving, banking and lending tool, designed for modern living. The bank of the future and a bank for life. Reviewed on: 14th November 2018

The easiest way to save

This app is fantastic you can save without having to set up a regular payment and it’s easy to access your money if you need it Reviewed on: 14th November 2018

amazing app, saved me so much money

I love Chip, it's not only my favourite financial app, but actually my favourite app overall! I've saved over £3,000 with even really realising or feeling it and I am in such a better financial position now as a result. Thank you Chip! Reviewed on: 14th November 2018

I save money - thats awesome!

Chip is brilliant meets my needs. I LOVE saving. Chip makes it easy - I don’t notice the money being saved but I do notice my savings increasing! It’s out of sight so I’m not tempted to slide a tenner back as I would if there account was listed next to my current account The customer service is easy and accessibly - much better than my well known bank once deemed the ‘local bank’ wink wink Reviewed on: 14th November 2018

Saving made simple

Chip is making saving accessible to all. No matter your background. You can sign up and start saving towards your goals and dreams Reviewed on: 14th November 2018

A new way to save

Chip’s great interface brings a new and refreshing way to save, and the roadmap and rate of development looks fantastic and will provide a whole new way to save going forward. Reviewed on: 14th November 2018

A game changer for savings behaviour

Have found Chip a game changer in terms of being able to establish a regular saving behaviour that is otherwise so difficult to achieve. I have recommended the solution to others and seen them achieve similar benefits. A true ‘disrupter’ Reviewed on: 14th November 2018

Great app

Automatic saves are great to stash cash Reviewed on: 14th November 2018

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