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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Positivemy habit changing

Has increased my financial confidence. Saving a little chip from normal spend here and there is great in itself. Better is that it has made me plan longer and larger goals now I feel more in control of outgoings. Great app to use, clear, clean, informative. Reviewed on: 22nd November 2018

Fabulous

Don't think about it for weeks, don't really notice money leaving my account, and a month later I have enough saved for a cheeky holiday! Recommend it to all my friends. Reviewed on: 22nd November 2018

Really happy customer

I really love chip and recommending this app to everyone. Have been using this app for sometime now and without the hassle I saved money for my holiday. When I joined I used someone elses code for and extra 1% of saving. Please feel free to use my code so you and I can receive extra 1% on our savings. My code X6OY6H ( please note there is a letter O not zero) Reviewed on: 22nd November 2018

Finally - pain-free savings

Every little bit helps - literally. Chip has taken the pain of saving hard-earned cash away and replaced it with something that just works in the background - out of sight, out of mind. Achieving my savings goals without having to try? Seems pretty good to me. Reviewed on: 22nd November 2018

Innovative and best saving app

I've been able to save progressively thanks to their algorithm. Very nicely designed app with strong projects for the future Reviewed on: 22nd November 2018

Fantastic!

Never would be able to save without it and the interest rates are amazing!! Reviewed on: 21st November 2018

Easy enough to use, good for bad savers.

It's something the banks should of done as soon as online banking became more commonplace but probably never will. The app is especially good for effortless saving. Brilliant for poor savers or people who aren't very good at budgeting. Reviewed on: 21st November 2018

I never thought I could save so much

I turned it on, then a year later I have thousands of pounds of savings and no idea it had left my account. Love it. Reviewed on: 21st November 2018

Brilliant way to save

A fantastic little app that analyses your bank account transactions, works out what you can afford to save, and tucks it away without you really noticing. Makes a big difference to the ability to build a savings nest egg. Reviewed on: 20th November 2018

Smart saving

I always struggled not to dip into my savings when I used a traditional bank savings account moving over a lump sum each month. Since using Chip I have saved more money than ever before without feeling financial strain. I have also got a higher interest rate with Chip than with my bank, which equates to pounds of interest rather than pence! Overall it is a fantastic app, I would (and do!) recommend this app to friends and I will not be going back to a traditional savings account. Reviewed on: 20th November 2018

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