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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

So helpful!

Chip saving in the background without me even knowing is great. I find that I have little chunks of money to do things with my fiancé I hadn’t thought I was able to before I had this app. The customer service is really personal and very modern. They’re a forward thinking bunch! Love it. Reviewed on: 30th November 2018

Easy way to regularly save at an affordable rate.

Saves a small amount regularly at an affordable rate. Savings goals and good interest rate makes it meaningful. Reviewed on: 27th November 2018

Small app, huge potential impact

This is a great little app which really helps change behaviour and positively impacts financial situations by taking away some of the barriers to saving. Before you know it the app has helped you save for whatever you wanted by ananlysing your finances and suggesting odd amounts to ferret away, which it does automatically for you. Reviewed on: 27th November 2018

Auto savings without any impact

It is a fantastic app. Sign up was very easy. Now app is doing regular saving by using some smart calculations without even feeling the impact on going my money into a saving account. Reviewed on: 25th November 2018

Let it do its thing

Love this little app. It squirrels away little amounts that you would not normally save. Use it alongside a regular savings account and you could soon have a fair amount more saved than you were planning. Love it. Reviewed on: 23rd November 2018

The best savings app I have ever used

Chip chips away at seemingly looming goals with automatic saving that is barely noticeable. Chip has helped people save for holidays, engagement rings and even the big day itself. A fantastic application that is disrupting the bank market. I couldn’t recommend it more. Reviewed on: 23rd November 2018

Easiest way to save and great interest rates

So easy to set up don’t even notice your saving Reviewed on: 22nd November 2018

Positivemy habit changing

Has increased my financial confidence. Saving a little chip from normal spend here and there is great in itself. Better is that it has made me plan longer and larger goals now I feel more in control of outgoings. Great app to use, clear, clean, informative. Reviewed on: 22nd November 2018

Fabulous

Don't think about it for weeks, don't really notice money leaving my account, and a month later I have enough saved for a cheeky holiday! Recommend it to all my friends. Reviewed on: 22nd November 2018

Really happy customer

I really love chip and recommending this app to everyone. Have been using this app for sometime now and without the hassle I saved money for my holiday. When I joined I used someone elses code for and extra 1% of saving. Please feel free to use my code so you and I can receive extra 1% on our savings. My code X6OY6H ( please note there is a letter O not zero) Reviewed on: 22nd November 2018

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