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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18459 reviews)

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4.86

Based on 18,459 reviews, last reviewed 16th Apr 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18459)

Let it do its thing

Love this little app. It squirrels away little amounts that you would not normally save. Use it alongside a regular savings account and you could soon have a fair amount more saved than you were planning. Love it. Reviewed on: 23rd November 2018

The best savings app I have ever used

Chip chips away at seemingly looming goals with automatic saving that is barely noticeable. Chip has helped people save for holidays, engagement rings and even the big day itself. A fantastic application that is disrupting the bank market. I couldn’t recommend it more. Reviewed on: 23rd November 2018

Easiest way to save and great interest rates

So easy to set up don’t even notice your saving Reviewed on: 22nd November 2018

Positivemy habit changing

Has increased my financial confidence. Saving a little chip from normal spend here and there is great in itself. Better is that it has made me plan longer and larger goals now I feel more in control of outgoings. Great app to use, clear, clean, informative. Reviewed on: 22nd November 2018

Fabulous

Don't think about it for weeks, don't really notice money leaving my account, and a month later I have enough saved for a cheeky holiday! Recommend it to all my friends. Reviewed on: 22nd November 2018

Really happy customer

I really love chip and recommending this app to everyone. Have been using this app for sometime now and without the hassle I saved money for my holiday. When I joined I used someone elses code for and extra 1% of saving. Please feel free to use my code so you and I can receive extra 1% on our savings. My code X6OY6H ( please note there is a letter O not zero) Reviewed on: 22nd November 2018

Finally - pain-free savings

Every little bit helps - literally. Chip has taken the pain of saving hard-earned cash away and replaced it with something that just works in the background - out of sight, out of mind. Achieving my savings goals without having to try? Seems pretty good to me. Reviewed on: 22nd November 2018

Innovative and best saving app

I've been able to save progressively thanks to their algorithm. Very nicely designed app with strong projects for the future Reviewed on: 22nd November 2018

Fantastic!

Never would be able to save without it and the interest rates are amazing!! Reviewed on: 21st November 2018

Easy enough to use, good for bad savers.

It's something the banks should of done as soon as online banking became more commonplace but probably never will. The app is especially good for effortless saving. Brilliant for poor savers or people who aren't very good at budgeting. Reviewed on: 21st November 2018

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