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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Groundbreaking

5
Chip makes saving easier and more enjoyable, a breath of fresh air Reviewed on: 12th December 2018

Fantastically easy to use

5
Fantastic way of starting the saving journey and building up a balance without realising it. So easy to use, and so successful in reaching your financial objectives. Reviewed on: 12th December 2018

Super saver

5
This is really quite a good app, it helps me to save money which I would normally just spend on nonsense. Can't say anything bad about chip imo. Reviewed on: 12th December 2018

Simple saving

5
Chip has transformed the way i save - making it easy to squirrel away a little something without even noticing. Great app, good design, simple to use. what more could you ask for? Reviewed on: 12th December 2018

A simple way to save

5
Chip takes the hassle out of saving. Just give chip your details and let the app do the thinking and saving for you. Reviewed on: 7th December 2018

Amazing app

5
I've been saving with Chip for about a year now and have around £600 saved. I also recently invested in the app as i'm so confident in its success Reviewed on: 4th December 2018

Revolutionary and a new future bench mark

5
Revolutionary and a new future bench mark 6% interest rate and can save £600+ per month. Need I say more? Reviewed on: 2nd December 2018

So easy to save - I don't even notice it!

5
I am saving small amount, regularly - amounts like £24.26! Random savings which have added up to nearly £2000 without me feeling the pinch at all. I love the ease of the product - set it up and watch it go. I also like the fact that I can make additional payments if I want - the flexibility is excellent. Reviewed on: 2nd December 2018

Efficient and fun

5
Fun graphics and good interest make this a great app Reviewed on: 30th November 2018

So helpful!

5
Chip saving in the background without me even knowing is great. I find that I have little chunks of money to do things with my fiancé I hadn’t thought I was able to before I had this app. The customer service is really personal and very modern. They’re a forward thinking bunch! Love it. Reviewed on: 30th November 2018

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