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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Best way to save

5
It's so easy to set up and helps you save without having to think about it. Just install, set up and let it do its job! Great!!! Reviewed on: 14th November 2018
Dmanian's avatar
Dmanian

Helps you save without making you feel guilty

4
It connects to your current bank account, so is really easy to use straight away. It's clever enough to work out how much you can afford to save at different points in the month so you're saving without feeling an impact - and it gives you AMAZING interest rates when you refer friends. Reviewed on: 14th November 2018
sarahb's avatar
sarahb

Valuable App - Building financial resilience

5
Investor - very excited about Chip’s social utility Reviewed on: 14th November 2018
Philip Gray's avatar
Philip Gray

Superb automatic savings app

5
I love Chip because it has allowed me to save money that I didn't think I had. By saving the occasional small amount it makes you rethink your approach to money and how many small purchases we make that could go into savings instead and how they mount up. Over the course of a month it might save the equivalent of a couple of chinese takeaways, an amount that might otherwise not be thought about or ever put into savings manually but it mounts up really quickly. Has been a fantastic way to save so far. Reviewed on: 14th November 2018
smp2018's avatar
smp2018

Amazing, reliable and simple

5
Easily saved money, without noticing the saving Reviewed on: 14th November 2018
Jake Joe's avatar
Jake Joe

Fantastic

5
Fantastic app, helps to save without having to work hard :) Reviewed on: 14th November 2018
Simona's avatar
Simona

What a great idea

5
A lot of us struggle to save, but with Chip, the saving happens automatically. I barely notice the amounts chip saves for me, then every so often, I'll check the Chip app and be amazed at the balance I've built up. A must for all who want to build up a small Savita pot. Reviewed on: 14th November 2018
benn3004's avatar
benn3004

Great idea and a great app.

5
I've been using chip for a while now and it works perfectly for me. I'm well on the way to reaching my 1st savings goal and with 1 or 2 referrals I'm on one of the best interest rates around. Reviewed on: 14th November 2018
llama's avatar
llama

Saving the cash and the day

5
Chip is a great app that with out realising moves saving and before you know it you have a nice little pot of savings. Going forward earning extra interest and chipx looks super exciting. Reviewed on: 14th November 2018
James bennett's avatar
James bennett

Easy to save

5
I like that chip works out how much you can afford to save and alerts you when it is to take the money out. I don't notice the amount leaving my account so makes saving easy Reviewed on: 14th November 2018
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Kellyb

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