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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18456)

Revolutionary and a new future bench mark

Revolutionary and a new future bench mark 6% interest rate and can save £600+ per month. Need I say more? Reviewed on: 2nd December 2018

So easy to save - I don't even notice it!

I am saving small amount, regularly - amounts like £24.26! Random savings which have added up to nearly £2000 without me feeling the pinch at all. I love the ease of the product - set it up and watch it go. I also like the fact that I can make additional payments if I want - the flexibility is excellent. Reviewed on: 2nd December 2018

Efficient and fun

Fun graphics and good interest make this a great app Reviewed on: 30th November 2018

So helpful!

Chip saving in the background without me even knowing is great. I find that I have little chunks of money to do things with my fiancé I hadn’t thought I was able to before I had this app. The customer service is really personal and very modern. They’re a forward thinking bunch! Love it. Reviewed on: 30th November 2018

Easy way to regularly save at an affordable rate.

Saves a small amount regularly at an affordable rate. Savings goals and good interest rate makes it meaningful. Reviewed on: 27th November 2018

Small app, huge potential impact

This is a great little app which really helps change behaviour and positively impacts financial situations by taking away some of the barriers to saving. Before you know it the app has helped you save for whatever you wanted by ananlysing your finances and suggesting odd amounts to ferret away, which it does automatically for you. Reviewed on: 27th November 2018

Auto savings without any impact

It is a fantastic app. Sign up was very easy. Now app is doing regular saving by using some smart calculations without even feeling the impact on going my money into a saving account. Reviewed on: 25th November 2018

Let it do its thing

Love this little app. It squirrels away little amounts that you would not normally save. Use it alongside a regular savings account and you could soon have a fair amount more saved than you were planning. Love it. Reviewed on: 23rd November 2018

The best savings app I have ever used

Chip chips away at seemingly looming goals with automatic saving that is barely noticeable. Chip has helped people save for holidays, engagement rings and even the big day itself. A fantastic application that is disrupting the bank market. I couldn’t recommend it more. Reviewed on: 23rd November 2018

Easiest way to save and great interest rates

So easy to set up don’t even notice your saving Reviewed on: 22nd November 2018

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