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Chip: Savings App reviews

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4.94
Based on 18,211 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
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80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18211)

Superb automatic savings app

5
I love Chip because it has allowed me to save money that I didn't think I had. By saving the occasional small amount it makes you rethink your approach to money and how many small purchases we make that could go into savings instead and how they mount up. Over the course of a month it might save the equivalent of a couple of chinese takeaways, an amount that might otherwise not be thought about or ever put into savings manually but it mounts up really quickly. Has been a fantastic way to save so far. Reviewed on: 14th November 2018
smp2018's avatar
smp2018

Amazing, reliable and simple

5
Easily saved money, without noticing the saving Reviewed on: 14th November 2018
Jake Joe's avatar
Jake Joe

Fantastic

5
Fantastic app, helps to save without having to work hard :) Reviewed on: 14th November 2018
Simona's avatar
Simona

What a great idea

5
A lot of us struggle to save, but with Chip, the saving happens automatically. I barely notice the amounts chip saves for me, then every so often, I'll check the Chip app and be amazed at the balance I've built up. A must for all who want to build up a small Savita pot. Reviewed on: 14th November 2018
benn3004's avatar
benn3004

Great idea and a great app.

5
I've been using chip for a while now and it works perfectly for me. I'm well on the way to reaching my 1st savings goal and with 1 or 2 referrals I'm on one of the best interest rates around. Reviewed on: 14th November 2018
llama's avatar
llama

Saving the cash and the day

5
Chip is a great app that with out realising moves saving and before you know it you have a nice little pot of savings. Going forward earning extra interest and chipx looks super exciting. Reviewed on: 14th November 2018
James bennett's avatar
James bennett

Easy to save

5
I like that chip works out how much you can afford to save and alerts you when it is to take the money out. I don't notice the amount leaving my account so makes saving easy Reviewed on: 14th November 2018
Kellyb's avatar
Kellyb

Saving without realising

5
After years of being terrible at saving and waiting until I had a 'reasonable amount' to transfer into savings, I have found Chip to be an effortless way to save. I am looking forward to their new services and greater returns on my growing pot of savings. Reviewed on: 14th November 2018
TW's avatar
TW

Banking for Life

5
Chip is an innovative saving, banking and lending tool, designed for modern living. The bank of the future and a bank for life. Reviewed on: 14th November 2018
Alistair's avatar
Alistair

The easiest way to save

5
This app is fantastic you can save without having to set up a regular payment and it’s easy to access your money if you need it Reviewed on: 14th November 2018
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Debby

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