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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

The best possible savings app out there

5
I've never been very good at saving money or being fiscally responsible, but in just under a year i finally have made a sizable amount of savings and now finally feel i'm on my way to be coming financially sensible Reviewed on: 12th December 2018

Forget about saving!

5
Chip helps you forget about saving. Chip sorts everything out for you and it works seemlessly. I’ve tried loads of banking apps before and this is the only one I’ve stuck with. Reviewed on: 12th December 2018

So simple, so effective!

5
Such a clever idea - saving a little bit of money automatically. You really don't notice it's gone but the savings add up so quickly. In the space of a few months I'd saved enough to buy flights for me and the family to go on holiday in the summer! Absolutely love Chip! Reviewed on: 12th December 2018

Simply the best

5
A brilliant saving app which has already in one year sorted out my finances! Reviewed on: 12th December 2018

Groundbreaking

5
Chip makes saving easier and more enjoyable, a breath of fresh air Reviewed on: 12th December 2018

Fantastically easy to use

5
Fantastic way of starting the saving journey and building up a balance without realising it. So easy to use, and so successful in reaching your financial objectives. Reviewed on: 12th December 2018

Super saver

5
This is really quite a good app, it helps me to save money which I would normally just spend on nonsense. Can't say anything bad about chip imo. Reviewed on: 12th December 2018

Simple saving

5
Chip has transformed the way i save - making it easy to squirrel away a little something without even noticing. Great app, good design, simple to use. what more could you ask for? Reviewed on: 12th December 2018

A simple way to save

5
Chip takes the hassle out of saving. Just give chip your details and let the app do the thinking and saving for you. Reviewed on: 7th December 2018

Amazing app

5
I've been saving with Chip for about a year now and have around £600 saved. I also recently invested in the app as i'm so confident in its success Reviewed on: 4th December 2018

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