Paid advertisement
Smart Money People Logo

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Effortless Saving

5
Chip has allowed me to save so much money but always only what I can afford. It's so nice to know that if anything happens, like an appliance breaks and needs replacing, I've got money put aside to dip into and I didn't even notice I had! It doesn't feel like a sudden blow to your monthly funds. I've already recommended this app to everyone I can! Reviewed on: 12th December 2018

Great app

5
Has helped me save a substantial amount without even realising it! Reviewed on: 12th December 2018

Easy peasy lemon squeezy

5
Takes minutes to set up, totally secure, it just turns a few pounds into a lot of pounds! You’d be silly not to! Reviewed on: 12th December 2018

Not a bad word to say

5
This is a brilliant way to save money without putting a hole in my bank account. Keep up the good work :) Reviewed on: 12th December 2018

Great Customer Service

5
Great customer service and a useful savings tool with decent rates Reviewed on: 12th December 2018

Simple and effective way to save

5
If you know nothing about saving and think you can't, they do all the work for you, couldn't be easier Reviewed on: 12th December 2018

The best possible savings app out there

5
I've never been very good at saving money or being fiscally responsible, but in just under a year i finally have made a sizable amount of savings and now finally feel i'm on my way to be coming financially sensible Reviewed on: 12th December 2018

Forget about saving!

5
Chip helps you forget about saving. Chip sorts everything out for you and it works seemlessly. I’ve tried loads of banking apps before and this is the only one I’ve stuck with. Reviewed on: 12th December 2018

So simple, so effective!

5
Such a clever idea - saving a little bit of money automatically. You really don't notice it's gone but the savings add up so quickly. In the space of a few months I'd saved enough to buy flights for me and the family to go on holiday in the summer! Absolutely love Chip! Reviewed on: 12th December 2018

Simply the best

5
A brilliant saving app which has already in one year sorted out my finances! Reviewed on: 12th December 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1046 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products