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Chip: Savings App reviews

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4.94
Based on 18,211 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
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80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18211)

Amazing for saving

5
Chip is revolutionising personal savings and is set to break out into other areas of retail banking. Their app is clear and easy to use and the savings returns are far in excess of rates available elsewhere. Strongly recommended. Reviewed on: 14th November 2018
Chris Gillman's avatar
Chris Gillman

Painless saving!

5
Great stuff. Painless saving. Especially liked how it calculate based on money in my account and when I have less money to take out. Previously would have not saved when low in money so this has been brilliant Reviewed on: 14th November 2018
Sarah 's avatar
Sarah

Save Money without even noticing .. brilliant!

5
I have saved over £1000 in a year! ... chip is the best app ever! :) Reviewed on: 14th November 2018
KJ Laing's avatar
KJ Laing

Love this!

5
Have been using since the beginning of the year and have saved over £800 so far without even noticing it disappearing from my account. Have told everyone I know about it and Will continue to do so. Reviewed on: 14th November 2018
Claire's avatar
Claire

Painless Saving & Fab app

5
Chip enables users to easily and painlessly put away money for that something special, almost without realising it. I’ve saved over £2K and that’s helped fund a short holiday and some new furniture! Highly recommended! Reviewed on: 14th November 2018
Sagar Barua 's avatar
Sagar Barua

Easy saving.

5
It enabled me to save money with little effort. It’s been very useful in getting my finances in order and building my credit rating. Reviewed on: 14th November 2018
Edward Madden's avatar
Edward Madden

Amazing app makes saving easy with better returns than anywhere else

5
I have managed to save £1000 in less than two months and get 3% interest, which is amazing for an easy access account where I can withdraw the money at any time!! Reviewed on: 14th November 2018
Alex Haldane's avatar
Alex Haldane

Best way to save

5
It's so easy to set up and helps you save without having to think about it. Just install, set up and let it do its job! Great!!! Reviewed on: 14th November 2018
Dmanian's avatar
Dmanian

Helps you save without making you feel guilty

4
It connects to your current bank account, so is really easy to use straight away. It's clever enough to work out how much you can afford to save at different points in the month so you're saving without feeling an impact - and it gives you AMAZING interest rates when you refer friends. Reviewed on: 14th November 2018
sarahb's avatar
sarahb

Valuable App - Building financial resilience

5
Investor - very excited about Chip’s social utility Reviewed on: 14th November 2018
Philip Gray's avatar
Philip Gray

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