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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18214 reviews)

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4.94

Based on 18,214 reviews, last reviewed 5th Sep 2025

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Best app for painless saving

Chip is a superb app for those who want to save. The main reason for people not saving is inertia, people don’t get around to it. Chip fixes that, it monitors your bank balance in the background and when you seem to be able to afford to salt away a few pounds it moves some money into a savings account. You can adjust the level of saving, you can pause the savings, withdraw whenever you want. Without having to do anything or worry about it, your savings slowly grow. It’s just about perfect. Reviewed on: 14th November 2018

Top saving app

I’m using chip over year and I don’t know any better saving app. Reviewed on: 14th November 2018

Easy and painless saving

With a team of staff who seem committed to excellent customer service from the get-go, I have had no problems that haven't been sorted very quickly and efficiently. I have felt involved in the development decisions of this company and the app from early on and truly believe my voice has weight. Chip have been very open regarding their development, releasing videos regarding major decisions and developments. The app and AI itself work excellently to save small amounts often. Chip really does make saving painless, almost to the point of being subconscious. Reviewed on: 14th November 2018

Amazing for saving

Chip is revolutionising personal savings and is set to break out into other areas of retail banking. Their app is clear and easy to use and the savings returns are far in excess of rates available elsewhere. Strongly recommended. Reviewed on: 14th November 2018

Painless saving!

Great stuff. Painless saving. Especially liked how it calculate based on money in my account and when I have less money to take out. Previously would have not saved when low in money so this has been brilliant Reviewed on: 14th November 2018

Save Money without even noticing .. brilliant!

I have saved over £1000 in a year! ... chip is the best app ever! :) Reviewed on: 14th November 2018

Love this!

Have been using since the beginning of the year and have saved over £800 so far without even noticing it disappearing from my account. Have told everyone I know about it and Will continue to do so. Reviewed on: 14th November 2018

Painless Saving & Fab app

Chip enables users to easily and painlessly put away money for that something special, almost without realising it. I’ve saved over £2K and that’s helped fund a short holiday and some new furniture! Highly recommended! Reviewed on: 14th November 2018

Easy saving.

It enabled me to save money with little effort. It’s been very useful in getting my finances in order and building my credit rating. Reviewed on: 14th November 2018

Amazing app makes saving easy with better returns than anywhere else

I have managed to save £1000 in less than two months and get 3% interest, which is amazing for an easy access account where I can withdraw the money at any time!! Reviewed on: 14th November 2018

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Chip: Savings App reviews

73% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings App now

Chip Savings App reviews (18214)

Best app for painless saving

Top saving app

Easy and painless saving

Amazing for saving

Painless saving!

Save Money without even noticing .. brilliant!

Love this!

Painless Saving & Fab app

Easy saving.

Amazing app makes saving easy with better returns than anywhere else

Review Chip: Savings App now

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