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Chip: Savings App reviews

4.94
Based on 18,211 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18211)

Saving made easy

5
Having struggled to save money for some time, this app has made a huge difference. I have now saved enough to pay for Christmas without using the credit card! Reviewed on: 14th November 2018

Impeccable concept and approach to financial security

5
I downloaded this app not but a year ago and so far it has been the most amazing experience; as a young adult with her first mortgage and in a period of extreme life change it has eliminated my money worries and enabled me to establish myself without the added stress. Thank you so much Chip for the helping hand! Reviewed on: 14th November 2018

Life-changing app

5
When I started using chip, I never thought I’d have savings. I didn’t think I earned enough and it seemed to daunting. Chip makes it easy, and thanks to them I now have the stability I need when something happens financially. I love that you don’t have to think about it, and if you want to withdraw the money it’s near immediate. I’ve recommended it to lots of family and friends as well who have all had similar results. Reviewed on: 14th November 2018

Saving without knowing

5
This is a great app, I’ve never been able to save but with Chip you don’t even miss the money that has been squirrelled from your account. Brilliant way to save for luxuries or for long term with a great interest rate Reviewed on: 14th November 2018

Saving made easy

5
You can always save more than you think you can - and Chip helps you realise that. The generosity of its interest rates are so refreshing in comparison to traditional banks. I think it can go all the way! Reviewed on: 14th November 2018

Unique and ingenious way to save without feeling it

5
I have been using chip for over a year now and honestly it’s an app I couldn’t live without. It saves me money without even feeling it and as I referred my friends, it also offers the best interest rate on the market for my savings. Along with some manual saves, I now have just under £2000 saved. I recommend this app to everyone I come across and I feel really passionate about it! Keep it up! Reviewed on: 14th November 2018

Chip is great

5
Although I could save money myself I like the way Chip takes the thought and hassle out of doing weekly savings. The algorithm has been great for me and I have used the money saved to buy some stuff outright when the chance has come up. Great company, app and idea. Reviewed on: 14th November 2018

Best app for painless saving

5
Chip is a superb app for those who want to save. The main reason for people not saving is inertia, people don’t get around to it. Chip fixes that, it monitors your bank balance in the background and when you seem to be able to afford to salt away a few pounds it moves some money into a savings account. You can adjust the level of saving, you can pause the savings, withdraw whenever you want. Without having to do anything or worry about it, your savings slowly grow. It’s just about perfect. Reviewed on: 14th November 2018

Top saving app

5
I’m using chip over year and I don’t know any better saving app. Reviewed on: 14th November 2018

Easy and painless saving

5
With a team of staff who seem committed to excellent customer service from the get-go, I have had no problems that haven't been sorted very quickly and efficiently. I have felt involved in the development decisions of this company and the app from early on and truly believe my voice has weight. Chip have been very open regarding their development, releasing videos regarding major decisions and developments. The app and AI itself work excellently to save small amounts often. Chip really does make saving painless, almost to the point of being subconscious. Reviewed on: 14th November 2018

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