Paid advertisement
Smart Money People Logo

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Chip saved my life!!! Well, my Christmas at the least.

5
Without Chip funneling what I could afford out into another secure area, i would have just spent my money on nothing in particular. But now I have a bit of money put aside to ensure I can afford to enjoy the holiday period, or replace the bushings on my car, or help put more towards a family holiday. Thank you Chip! Reviewed on: 12th December 2018

Recommended

5
Once set up, the app is very easy to use, both with the automatic/suggested saves and the potential for (limited) manual saves. Reviewed on: 12th December 2018

Treat yourself

5
For savings that you don't notice and sneak up on you. Lump sums that appear out of nowhere. Can't recommend highly enough! Reviewed on: 12th December 2018

Hassle free saving while you sleep

5
Hassle free saving which happens while you sleep or do other stuff Reviewed on: 12th December 2018

Chips amazingly easy to save

5
Love it! So simple to save without even noticing...apps easy to. So impressed I invested! Reviewed on: 12th December 2018

Effortless banking

5
Easy to use, simple, clean and takes out all the boring banking process Reviewed on: 12th December 2018

A Chip off the old block!

5
Superb company, would highly recommend when comparing not only to older banks, but more so the internet competitors. Easy to use, good communication and a 5 STAR service. Would Highly Recommend. ***** AAAAA Reviewed on: 12th December 2018

Chip Chip Hooray

5
A fun and easy way to bank all day! Reviewed on: 12th December 2018

A little often adds up to a lot!

5
Excellent app, saved for my new laptop in no time and didn’t notice the small amounts leaving my account!! Reviewed on: 12th December 2018

Best savings app on the market!

5
Incredible UI and state of the art platform set to disrupt the high street banks in the UK Reviewed on: 12th December 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1046 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products