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Chip: Savings App reviews

4.93
Based on 14,613 reviews, last reviewed 2nd Feb 2025
642% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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6%
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0%
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0%
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0%

Latest highest rating:

5

Long Term Chip User I’ve been using Chip for years and the range of products available makes for a great user experience. I like that I can have a standard savings accoun... Read more Reviewed on: 2nd February 2025
Simon Ayling's avatar
Simon Ayling

Latest lowest rating:

1

All that glimmers is not gold! All that glimmers is not gold! Frightful organisation Reviewed on: 31st January 2025
Aubrey J's avatar
Aubrey J

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14613)

Review of the Chip, Savings App:

Speedy transfers, easy access to savings, I like th...

5
Speedy transfers, easy access to savings, I like the prize savings account as a fun way to save Reviewed on: 19th January 2025

Such an easy to use app that helps you save by round...

5
Such an easy to use app that helps you save by rounding off your bank balance at regular intervals. Hardly notice you’re saving which is the beauty of it! I found it super easy to sign up and then it saves for you, no need to even log in. Apart from to check your every growing balance :) Reviewed on: 26th August 2024

Simple focus on savings.

5
Simple focus on savings. If you are looking for something to just park your money with simple access this is the best Reviewed on: 25th August 2024

Very good, easy to use, good returns.

5
Very good, easy to use, good returns. Reviewed on: 24th August 2024

App is extremely easy to use, it has a very clear la...

5
App is extremely easy to use, it has a very clear layout Reviewed on: 23rd August 2024

It's good

4
It's good win me some money aight! Reviewed on: 23rd August 2024

Happy Customer Here!

5
Decent rates of interest and a great app make Chip one of my favourite savings providers. Reviewed on: 23rd August 2024

Easy to use app

5
Easy to use app but with a decent, stable interest rate Reviewed on: 23rd August 2024

Tracking savings and building wealth

5
An app that helps me track my savings and build wealth across multiple accounts, I have used chip for years and have managed to save more than I thought I could! The app is always evolving to stay ahead of the curve Reviewed on: 23rd August 2024

Really good savings app.

5
Really good savings app. Simple to use and with a good rate Reviewed on: 31st May 2024

Chip channel the brand new customers only advert

3
Remember the Nationwide Brand New Customers Only advert in 2020 when a customer could only have something if they are a new customer and were not allowed to have it if they were an existing customer, e.g. free pens were only for brand new customers only. Well the Chip marketing team must have remembered this advert as they are only offering the new 5.01% rate to brand new customers only for a year. It then reduces to the standard rate that existing customers get, currently 4.84%.. So the current standard rate is obviously not attracting new customers well so they have to offer a better rate to attract them. However they want to save money by not offering this rate to existing customers. As highlighted in the Nationwide advert not a great customer service approach that may impact customer loyalty down the line as if the customers see a better offer they will be less likely to stay with Chip as they do not feel they are dealt with fairly there. I may move to another provide that offers a better 12 month brand new customers only rate if I can find one as I see no reason to have any customer loyalty for Chip. with this sort of focused offer. Reviewed on: 31st May 2024