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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Seamless saving !

5
Seamless saving ! I’ve already recommended it to some friends who are also benefiting from the platform. Reviewed on: 10th March 2021

Excellent, but perhaps someone you could talk to directly might help improve the experience.

5
Had some teething problems initially with communication and getting +1.25 account up and running. Need to have better control on auto save though. Reviewed on: 10th March 2021

Its such a good app

5
I’ve struggled to save all my life I suffers from ADHD so saving is very tricky for me to do but this app has me well on my way to saving to buy my first house !! THANK YOU CHIP Reviewed on: 10th March 2021

Excellent Savings App!

5
So easy to navigate the app and set up auto savings! Best savings rate of 1.25% up to 5K in the market too! Reviewed on: 10th March 2021

Great rates

5
Great rates for the saver 5000 account and easy to use Reviewed on: 10th March 2021

Effortless saving

5
Easy to use app, market leading interest, really happy Reviewed on: 10th March 2021

Innovating Savings Account

5
A great app to help save using my spend data to ensure the right amounts gets saved without causing issues. Amazing how quickly savings build up! Reviewed on: 10th March 2021

Almost unnoticeable with transfers

5
Used as a piggy bank...pretty seamless stuff Reviewed on: 10th March 2021

Easy savings with little effort

5
I have been a Chip user for a few years now after joining through a referral and from all of the saving account AIs this is the one I like the most since I have full control on the level of saving and also can easily access my saved money. The company is invested in its app/product and that keeps my mind at ease. Can't wait to see what they have planned for next! Reviewed on: 10th March 2021

So easy to use & save

5
All very easy to use and save! Clear concise and extremely user friendly!! Good interest rates as aswell Reviewed on: 10th March 2021

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