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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Superb app that keeps getting better

The app is really easy to use and requires very little manual input. It has helped me to save over £15,000 in 3 years . With the new features added it helps to save more and encourages saving as opposed to spending. For example the pay day put away is a great feature. The AI is another that works out how much is able to be saved without noticing it. Reviewed on: 10th March 2021

Great savings app

Very good interest and easy to use app Reviewed on: 10th March 2021

Great way to save

Since joining chip I have found the saving app easy to use and have watched my savings grow. They offer great savings rates and are releasing new products all the time. Reviewed on: 10th March 2021

Great way to save!!

Chip has been a great way for me to save a small fortune without even realising. I have had trouble in the past with saving, now I know I can save without having to do anything but watch the savings increase. It's been great way to achieve short and long term goals. I'm currently saving for a once in a lifetime holiday and I am well on my way to achieving this goal through Chip! Reviewed on: 10th March 2021

Great savings account

Really helps to save and so nice to be rewarded for saving Reviewed on: 10th March 2021

Excellent savings app

Have been with Chip since it was founded. Been a great help with saving without having to think about it. Now offering market leading rates and investment opportunities. Cares for its customers and continues to strive to offer the best service. Reviewed on: 10th March 2021

Best and easiest to use savings app!

Chip has allowed me to save 1000s over the past couple of years that I wouldn’t have otherwise. It takes an amount based on your current balance ensuring it won’t be felt. The savings I barley noticed coming out and they amounted to huge figures which went towards a once in a life time holiday to Vegas and now saving for a house! Would totally recommend to everyone even if not saving for anything in particular as it makes a huge difference to how much money you have! Reviewed on: 10th March 2021

No brainer

As the title says, it's a no brainer. Simple, easy to set up and chip does the rest! I certainly wouldn't have saved almost 4k in a year myself! Huge thankyou chip for making it possible Reviewed on: 10th March 2021

Great for saving

Easy to use, chips away into a saving account allowing us to save without knowing it. Reviewed on: 10th March 2021

Easy way to save money

Chip makes it very easy to save money through their app and also means you can check up on your funds easily and quickly via the app. Reviewed on: 10th March 2021

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