Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Savings Taken Care Of

Chip makes it super easy to save. The app does everything for you and the bonus is better than the interest rate of most banks for easy access savings. Reviewed on: 10th March 2021

Simple to use with great customer serive

Having used numerous phone banking apps and spent a good amount of time hunting around for a company who offers good to great customer service and a decent interest rate (in the current economy at least) I stumbled upon Chip. Initially I was uncertain about a company I personally hadn't heard about but took the plunge and put some money into the savings account. Whilst I don't top-up the account on a regular basis, instead opting to leave a lump-sum in the account, I have found the app is very clean, simple to use and am yet to experience any bugs or niggles. Their customer service seems top notch, having only contacted them twice in the time I have had an account, they answer my queries quickly and rectified a small account error within minutes of it being raised with them. Seeing the app develop over time is very exciting, now about to offer an investment platform and best of all, it offers a free to use option with no fees should you wish to just try the app out - which I recommend you do. Go and download it now, we'll wait.... Reviewed on: 10th March 2021

Easy to use app with great features

Since the first day using Chip I've had a great experience in setting up auto saves and processing some manual saves. I'm looking forward to what is to come with the app. Reviewed on: 10th March 2021

Saving by stealth

easiest way to save painlessly, ever Reviewed on: 10th March 2021

excellent and timely support very responsive and helpful

I really like the automatic saving feature as i don't notice how much i am saving and don't miss the money which is building up nicely in my CHIP account. I like the fact that you get 1.25% interest on balances of up to 5000 and i also like the saving goals feature which helps to motivate me Reviewed on: 10th March 2021

Superb app that keeps getting better

The app is really easy to use and requires very little manual input. It has helped me to save over £15,000 in 3 years . With the new features added it helps to save more and encourages saving as opposed to spending. For example the pay day put away is a great feature. The AI is another that works out how much is able to be saved without noticing it. Reviewed on: 10th March 2021

Great savings app

Very good interest and easy to use app Reviewed on: 10th March 2021

Great way to save

Since joining chip I have found the saving app easy to use and have watched my savings grow. They offer great savings rates and are releasing new products all the time. Reviewed on: 10th March 2021

Great way to save!!

Chip has been a great way for me to save a small fortune without even realising. I have had trouble in the past with saving, now I know I can save without having to do anything but watch the savings increase. It's been great way to achieve short and long term goals. I'm currently saving for a once in a lifetime holiday and I am well on my way to achieving this goal through Chip! Reviewed on: 10th March 2021

Great savings account

Really helps to save and so nice to be rewarded for saving Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback account
from Cheddar 4.83 from 1686 reviews
Payments
from Modulr 2.14 from 4 reviews
App (discontinued)
from Moneyhub 4.84 from 5350 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1046 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub