Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Easy peasy savings

4
Savings had never been so rewarding and simple! Reviewed on: 10th March 2021

Great app , withdrawals take a while

4
Quick and easy to set up , great bonuses, withdrawals do take 3/4 days Reviewed on: 10th March 2021

Chip savings app

5
This app has transformed my way of saving a simple process to sign up and allow the app to work it’s magic this app has allowed me to save for various personal goals and I would recommend to everyone , a very informative company that values its customers feedback too Reviewed on: 10th March 2021

Easy to use and very intuitive!

5
Handy little app that is easy to use and pays a good interest! Have recommended to some friends and family too. Well worth getting! Reviewed on: 10th March 2021

Making it easy to do the right thing.

5
Chip has made it easy for me to save a significant sum; money that might otherwise have been spent on meaningless trinketry. And I’m now earning 1.25% on that money. What’s not to like!! Reviewed on: 10th March 2021

Chip and easy way to manage your money

5
Very easy to save with the Chip app. They assess what’s affordable for you and save that amount. You can say no if you don’t want to. I have saved a lot without even noticing! Reviewed on: 10th March 2021

A simple and fun way to save

5
Excellent user interface that is easy to use. Saving AI works out just the right amount of money to save. I'm actually enjoying saving money..... Reviewed on: 10th March 2021

Innovative and welcome

4
A new type of product to me, the Chip autosave is a clever way of getting you to save more Reviewed on: 10th March 2021

Awesome app

5
Love this app! Managed to save over £2,000 in a year & don’t notice it going out my bank account. Highly recommend Reviewed on: 10th March 2021

Taking control of your money

5
I have been saving with CHIP from the start and have enjoyed watching them grow alongside providing greater saving power and incentive me. There communication is easy, positive and supportive and this is important to me. The product itself has enabled me to save for particular goals many times and with the new ChipA1 investment saving I am now earning a competitive rate on my savings which are more important now than ever. They are very clear when they introduce new aspects of the app and have consulted with me and others many times regarding its suitability, before launching it live, so I feel very much personally invested in this company as I feel valued as a customer. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1035 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products