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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Unethical business

Chip was off to a great start, but then started to mess with its customers since late 2020/ early 2021. Chip heavily advertised the Chip+1 account (which promised 1.25% interest on up to £5,000). However, after customers have shared this with their friends & families and signed up (you need to bring a “+1” to join), they unilaterally enrolled everyone into their “Chip AI” trial without their consent. Chip then forced everyone (who were still within their free trial) into paying the subscription of £1.50 per 28 days by updating their T&Cs. Alternatively, customers can manually downgrade from “Chip AI” to “Chip Lite” but only earn 1.25% interests on up to £2,000. Chip has managed to make a simple product so convoluted. I am also worried that they are also misleading its customers with their bait advertising & automatically enrolling their customers into a higher plan. I will be closing my Chip account soon. Reviewed on: 10th March 2021

Easy saving machine

The chip app is amazing and so easy to save on their with its very smart algorithm. I don't even notice the money going! The staff members are amazing as well and I fully support the business Reviewed on: 10th March 2021

Easy to ise

App is laid out in a way that is easy to use and understand. The AI makes saving effortless but is customisable to how fast you want to save Reviewed on: 10th March 2021

Simple and easy.

Does what it says on the tin in a unique way! Reviewed on: 10th March 2021

Easy, hassle-free way to save

I am not the best conscious saver and have been using Chip for 2 years now, linked to my current account and the auto saves and payday payment options have helped me save money I would have otherwise squandered. Can't recommend them highly enough. Reviewed on: 10th March 2021

Easy peasy savings

Savings had never been so rewarding and simple! Reviewed on: 10th March 2021

Great app , withdrawals take a while

Quick and easy to set up , great bonuses, withdrawals do take 3/4 days Reviewed on: 10th March 2021

Chip savings app

This app has transformed my way of saving a simple process to sign up and allow the app to work it’s magic this app has allowed me to save for various personal goals and I would recommend to everyone , a very informative company that values its customers feedback too Reviewed on: 10th March 2021

Easy to use and very intuitive!

Handy little app that is easy to use and pays a good interest! Have recommended to some friends and family too. Well worth getting! Reviewed on: 10th March 2021

Making it easy to do the right thing.

Chip has made it easy for me to save a significant sum; money that might otherwise have been spent on meaningless trinketry. And I’m now earning 1.25% on that money. What’s not to like!! Reviewed on: 10th March 2021

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