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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
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80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

So easy!

5
Easy and encouraging in terms of maintaining a savings objective. Reviewed on: 10th March 2021
Michael Dean's avatar
Michael Dean

Great way to save

5
Massively helpful, user friendly app. Highly recommend Reviewed on: 10th March 2021
George Luther's avatar
George Luther

Excellent little app

5
With Chip you don’t really notice the money leaving your account. Everyone should have this Reviewed on: 10th March 2021
fac.fmk@icloud.com's avatar
[email protected]

Outstanding Innovative App With True 21st Century Approach

5
In the era of contactless payments and all-to-easy online shopping, Chip cuts through the noise and presents saving in a way that works with our instantaneous lifestyle. By saving money in such a way that could be likened to buying lunch or a few coffees each week, all without you needing to either notice or actively save yourself, Chip integrates itself wonderfully into your individual experience by learning from your spending habits. Due to the auto-save function, I've managed to save up for multiple holidays and personal treats without even feeling like my bank account has suffered for it. The app is incredibly simple to use and money can be withdrawn very easily. I'm also currently lucky enough to be the beneficiary of the Chip+1 account, which boasts an industry-beating 1.25% interest! I would highly recommend this saving app to anybody who is struggling to save using traditional, bulky standing orders, and instead needs a modern app to do the work behind the scenes, in a way that truly works for YOU. Reviewed on: 10th March 2021
Harry's avatar
Harry

Brilliant App

5
I love this app, it takes care of your savings for you and goes unnoticed. Your money is accessible when needed and you can change your rate of saving. The gifs help as well :) Reviewed on: 10th March 2021
Becky's avatar
Becky

Fantastic Savings App

5
This app is the best of all the savings apps and I know because I've tried them all. It works out an amount to save through monitoring your spending. That way it saves the highest amount possible that you wouldn't even notice. I've saved thousands. Reviewed on: 10th March 2021
Nelivesey's avatar
Nelivesey

Easy savings without hassle

5
Love that the algorithm automatically calculates how much you can put away each month without any fuss. The amounts are affordable and amazed at how much it quickly accumulates into an impressive pot. Recently had to transfer a lump sum towards pension payments, easy, no fuss instant access. Best of all, interest offered on your savings which is a rarity at the moment. Reviewed on: 10th March 2021
BatgirlW4's avatar
BatgirlW4

Amazing savings tool

5
I have passively saved hundreds of pounds with this chip during lockdown. Money which would have otherwise definitely been spent! Reviewed on: 10th March 2021
Dan 's avatar
Dan

Great Customer Service

5
When a glitch occurred in my account, the customer team compensated me appropriately for my troubles. Great service! Reviewed on: 10th March 2021
Javi's avatar
Javi

Great app

5
Love the app, helped me save in a simple and effective way! Reviewed on: 10th March 2021
MattRHD's avatar
MattRHD

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