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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

savings culture

Maintaining saving discipline and helps to achieve monetary goals Reviewed on: 10th March 2021

Amazing!

Such a great app. I have saved thousands without noticing! I would highly recommend to all. Reviewed on: 10th March 2021

Great App for emergency fund

I signed up to hold my emergency cash savings due to the bonus. Great % considering interest rates Reviewed on: 10th March 2021

Great product with great service

I've used Chip for years now and have been able to rely on the app to intelligently save away for me, and it has given me better returns than any bank i can find out there. And i'm looking forward to more investment options soon for more risk more reward type savings too. Quick customer service as well. Reviewed on: 10th March 2021

Excellent, hands-off, management app

Chip is supremely easy to use - simple first-time set-up then just leave it running without worry. That combined with industry-beating savings rates on up to £5k makes this a no-brainer for money management. Reviewed on: 10th March 2021

Best app ever

The apps intelligent AI has helped me save far more than my human brain would normally have managed. Reviewed on: 10th March 2021

Simple and easy painless saving

CHIP has blown me away with its ability to make saving so simple. I use both the payday saver which allows me to put away an amount of money on pay day but the real star is the ability to sweep a small amount of money (under a tenner) from my account into the savings account. Its sad (but true) that I do not even notice it going out, as it is like just buying a coffee or a beer or a snack. CHIP lets me know its going to do it, so I am not surprised by it. But what is surprising is when you look at your CHIP balance at the end of the month in the app and you see how much you have saved without even realising it. Reviewed on: 10th March 2021

So easy to save

I have saved loads since I started using the app and the auto save makes it so much easier as you are unconsciously saving regularly- so handy Reviewed on: 10th March 2021

All round good company

Leading rate of return coupled with rapid support responses to get things set up the way you would like. Reviewed on: 10th March 2021

Good, easy to use app!

Good savings account, easy to use, good communication! Reviewed on: 10th March 2021

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