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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip and easy way to manage your money

5
Very easy to save with the Chip app. They assess what’s affordable for you and save that amount. You can say no if you don’t want to. I have saved a lot without even noticing! Reviewed on: 10th March 2021

A simple and fun way to save

5
Excellent user interface that is easy to use. Saving AI works out just the right amount of money to save. I'm actually enjoying saving money..... Reviewed on: 10th March 2021

Innovative and welcome

4
A new type of product to me, the Chip autosave is a clever way of getting you to save more Reviewed on: 10th March 2021

Awesome app

5
Love this app! Managed to save over £2,000 in a year & don’t notice it going out my bank account. Highly recommend Reviewed on: 10th March 2021

Taking control of your money

5
I have been saving with CHIP from the start and have enjoyed watching them grow alongside providing greater saving power and incentive me. There communication is easy, positive and supportive and this is important to me. The product itself has enabled me to save for particular goals many times and with the new ChipA1 investment saving I am now earning a competitive rate on my savings which are more important now than ever. They are very clear when they introduce new aspects of the app and have consulted with me and others many times regarding its suitability, before launching it live, so I feel very much personally invested in this company as I feel valued as a customer. Reviewed on: 10th March 2021

Easy to use

5
Handy little app, I am using at the moment to earn some interest but I can see how useful it could be for helping folks save for a special something Reviewed on: 10th March 2021

Good company, good rates good communication

4
Good company, good rates good communication - have recommended to friends Reviewed on: 10th March 2021

Great Auto Saving app

5
Chip is a great auto Saving app, that helps you save automatically with their AI powered software and it's great to see my saving grow each week without having a pinch. Reviewed on: 10th March 2021

Impeccable service/app

5
I have had chip for a little over a year now and it has been the most convenient and simple app to use for saving money. The automatic saves are always well calculated so that they do not impact my finances but enough that I'm able to save well. Overall, I would (and have) recommended chip to everyone as it really is a great app. Reviewed on: 10th March 2021

Great rates and interface

5
A really useful app for saving and very user friendly, offering good incentives to save and not touch money Reviewed on: 10th March 2021

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