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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Good way to save

This is a clever way to automatically save. Very easy to operate. Reviewed on: 10th March 2021

So easy!

This app is excellent! Money comes out without even noticing it. You can cancel the save if you can’t afford it. It has just saved my wallet big time with an unexpected ver bill. Reviewed on: 10th March 2021

Simple savings

I never though I could save so much! Before Chip, I would never move money across to my savings and if I did it would be much smaller batches that would inevitably come back to my current account. With Chip, it saves for me, much more frequently and at higher amounts. Still I take a little back but its making the hard choices for me. I'm now excited to start investing my Chip money when the investment options come! Reviewed on: 10th March 2021

Good rate but slow to get and retrieve

Good rate but slow to get and retrieve Reviewed on: 10th March 2021

Sleek easy to use app

I wanted a place to save money with good interest, and Chip made that easy. Reviewed on: 10th March 2021

savings culture

Maintaining saving discipline and helps to achieve monetary goals Reviewed on: 10th March 2021

Amazing!

Such a great app. I have saved thousands without noticing! I would highly recommend to all. Reviewed on: 10th March 2021

Great App for emergency fund

I signed up to hold my emergency cash savings due to the bonus. Great % considering interest rates Reviewed on: 10th March 2021

Great product with great service

I've used Chip for years now and have been able to rely on the app to intelligently save away for me, and it has given me better returns than any bank i can find out there. And i'm looking forward to more investment options soon for more risk more reward type savings too. Quick customer service as well. Reviewed on: 10th March 2021

Excellent, hands-off, management app

Chip is supremely easy to use - simple first-time set-up then just leave it running without worry. That combined with industry-beating savings rates on up to £5k makes this a no-brainer for money management. Reviewed on: 10th March 2021

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