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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Life changing

Chip has made saving incredibly easy and straightforward particularly for someone that struggles with saving. Reviewed on: 10th March 2021

Easy and best interest rate

Chip is easy to use and offers 1.25% up to £5,000 which is much better than anything else on the market at the moment. Reviewed on: 10th March 2021

Simply and easy

A great simple way to save money and get rewarded with great interest rates. Reviewed on: 10th March 2021

Easy to use smart savings account

Good product, good community, and good communication. Reviewed on: 10th March 2021

Easy to use App with good rates

Good rate of return compared to other banks. Easy to use App. Reviewed on: 10th March 2021

Easiest savings app to use!

The user interface is sleek and very easy to navigate. The market leading 1.25 bonus on savings of up to £5000 is very good in current conditions. I also use the automatic savings feature which helps me out if I ever need additional funds for those rainy day expenses. I would recommend to anyone. Reviewed on: 10th March 2021

Brilliant

Easy and straight forward way to regularly save money and with great savings rates when using Chip 2.0 Reviewed on: 10th March 2021

Automatic saves

Great for automatic saves and decent interest rate Reviewed on: 10th March 2021

Game Changer

Chip has completely changed the way I save and I don't know how I managed before without it. I've saved more in the last few months than I ever have and I will never use anything else again! Reviewed on: 10th March 2021

Maximum savings with minimal effort

Fantastic service, save as little or as much as you like, set up automatics saves or let chip calculate how much you can afford to save each month and put it away automatically for you! Reviewed on: 10th March 2021

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