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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Easy, secure saving

5
Chip savings app has helped me save 100s, both by auto-saving small amounts and manually saving larger amounts when I feel like it. Daily accrual of interest on its HTB account is a nice thing to see on a morning and the 1.25% interest account (up to £5k) can’t be beaten really for easy access savings. App platform makes it really quick and easy to manage the money you keep with Chip. Reviewed on: 10th March 2021
Loz's avatar
Loz

The best savings app!!!

5
So easy to save with having different levels of automatic payments being taken out your bank every few days. Having easy access into the chip app to track your savings and withdraw/deposit as and when you want. Highly recommend Reviewed on: 10th March 2021
Katie hartnell's avatar
Katie hartnell

Easy, accessible

5
Fabulous savings app that I have had for two years now, with addition to investment options plus bonus for sign up etc. Easy to use, no minimum. Highly recommend. Reviewed on: 10th March 2021
K.I's avatar
K.I

Intelligently saved me thousands!

5
I’ve used chip for a couple of years, initially it was a way for me to save money to be able to spend of Christmas each year. Since then it has evolved and has enabled me to save more and more money without me having to do a thing. I have saved thousands which has not only been used for Christmas but also for having that rainy day fund that I’ve always been missing. Their support team have always been great and the regular updates and communication about the future of the app and company has been brilliant. Overall I’m extremely pleased with the app and the service they provide. Reviewed on: 10th March 2021
Nick Blackburn's avatar
Nick Blackburn

so easy......

5
easy, efficient, quick, but adaptable when you want it to be. Reviewed on: 10th March 2021
penster's avatar
penster

Makes it easy to save, pays the best rate I could find.

5
Easy to use. Only downsides are money takes a few days to come through - can't be helped! Reviewed on: 10th March 2021
jb2020's avatar
jb2020

Perfect for saving without noticing!

5
I got Chip a few years ago- to start building up some savings again. After having pretty much nothing following buying a house, Chip was perfect to start putting away small amounts without realising. Before long id saved up hundred of pounds! A really great app and account, im definitely glad i signed up Reviewed on: 10th March 2021
Andrew Houten's avatar
Andrew Houten

Good experience so far

4
started saving 2 months ago and had no problems to date. Best interest on market at the moment. Would recommend Reviewed on: 10th March 2021
Tony Heaton 's avatar
Tony Heaton

Great app, easy savings

5
Great app that’s really helped me save a lot money within my means which has been especially helpful throughout lockdown and job uncertainty. The Chip+1 app has the best interest rate out of my savings accounts which is an added bonus! Reviewed on: 10th March 2021
Shiann's avatar
Shiann

Easy saving

5
Saving is so easy. I hardly notice the money leaving my account. Reviewed on: 10th March 2021
Caroline Wallis-Furlong's avatar
Caroline Wallis-Furlong

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