Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Best app ever

5
The apps intelligent AI has helped me save far more than my human brain would normally have managed. Reviewed on: 10th March 2021

Simple and easy painless saving

5
CHIP has blown me away with its ability to make saving so simple. I use both the payday saver which allows me to put away an amount of money on pay day but the real star is the ability to sweep a small amount of money (under a tenner) from my account into the savings account. Its sad (but true) that I do not even notice it going out, as it is like just buying a coffee or a beer or a snack. CHIP lets me know its going to do it, so I am not surprised by it. But what is surprising is when you look at your CHIP balance at the end of the month in the app and you see how much you have saved without even realising it. Reviewed on: 10th March 2021

So easy to save

5
I have saved loads since I started using the app and the auto save makes it so much easier as you are unconsciously saving regularly- so handy Reviewed on: 10th March 2021

All round good company

4
Leading rate of return coupled with rapid support responses to get things set up the way you would like. Reviewed on: 10th March 2021

Good, easy to use app!

5
Good savings account, easy to use, good communication! Reviewed on: 10th March 2021

Life changing

5
Chip has made saving incredibly easy and straightforward particularly for someone that struggles with saving. Reviewed on: 10th March 2021

Easy and best interest rate

5
Chip is easy to use and offers 1.25% up to £5,000 which is much better than anything else on the market at the moment. Reviewed on: 10th March 2021

Simply and easy

5
A great simple way to save money and get rewarded with great interest rates. Reviewed on: 10th March 2021

Easy to use smart savings account

4
Good product, good community, and good communication. Reviewed on: 10th March 2021

Easy to use App with good rates

5
Good rate of return compared to other banks. Easy to use App. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products