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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy saving, great rate, good app.

Everything is nice and simple. Really helpful in terms of goals and options to save. Reviewed on: 10th March 2021

The app is far too complex.

Constantly having to go into the app to correct various settings and transactions that the app carries out. Reviewed on: 10th March 2021

Very easy to use, great rates, with more to come . . .

I was recommended to this product via Snoop (also a great app). It was very easy to get set up, rates are clear and uncomplicated and are pretty good based on interest rates today. They are expanding the app to include uncomplicated investing options and I expect more will follow. Reviewed on: 10th March 2021

Save the optimal amount with no admin

I really appreciate the automated approach to Chip, which lets you connect the app and forget about it, while it gradually amasses savings for you in the background. In my experience this has been much better than the "round-up" style features in many other apps since the amount is dynamic. Reviewed on: 10th March 2021

So easy to save

This is such an easy and clever way to build up a savings pot through a 'little and often' approach. Easy to use platform and you can change the frequency of auto top ups or even turn them off if needed. Total control when you need it and easy automated saving when you don't. Ideal. Reviewed on: 10th March 2021

Amazing product

Forces me to say money without impacting my day to day. Smart algorithm. Reviewed on: 10th March 2021

Makes regular saving a breeze!

Great interest rates being offered and new ideas coming along all the time Reviewed on: 10th March 2021

The Best Saving App

It's the best saving App which is available. They pay you 1.25% Interest p.a. for a maximum of £5K, which is more than any isa or other high street banks. The customer service is excellent and soon they are coming up wit investment platform. Reviewed on: 10th March 2021

Set, forget & be rewarded with a surprise

The simplest way I have ever found to save money for that “rainy day” fund or an unexpected emergency that you need to pay for. It literally couldn’t be easier. Just set your limit and then forget about it. The app automatically withdraws insignificant amounts from you nominated account and put them into a savings account that is easily accessed. You’ll have saved £500 with zero effort before you know it. Reviewed on: 10th March 2021

Innovation

Takes the brain power out of saving! Reviewed on: 10th March 2021

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