Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Easiest savings app to use!

5
The user interface is sleek and very easy to navigate. The market leading 1.25 bonus on savings of up to £5000 is very good in current conditions. I also use the automatic savings feature which helps me out if I ever need additional funds for those rainy day expenses. I would recommend to anyone. Reviewed on: 10th March 2021

Brilliant

5
Easy and straight forward way to regularly save money and with great savings rates when using Chip 2.0 Reviewed on: 10th March 2021

Automatic saves

5
Great for automatic saves and decent interest rate Reviewed on: 10th March 2021

Game Changer

5
Chip has completely changed the way I save and I don't know how I managed before without it. I've saved more in the last few months than I ever have and I will never use anything else again! Reviewed on: 10th March 2021

Maximum savings with minimal effort

5
Fantastic service, save as little or as much as you like, set up automatics saves or let chip calculate how much you can afford to save each month and put it away automatically for you! Reviewed on: 10th March 2021

Helped me save - a really amazing app

5
I was never any good at saving money until I got Chip. I have now saved over £2k! This is probably the most useful app I have - I love it! Reviewed on: 10th March 2021

A great innovative app to help savers 'chip away' at those savings targets...

5
Smart technology plus can-do attitude has resulted in a customer focused team helping savers 'chip away'. Reviewed on: 10th March 2021

Impressive interest rate and app

5
What else can you say. Chip are leading the market with their inovative approach to saving and fantastic interest rates. You simply can't afford to miss out! Reviewed on: 10th March 2021

User friendly

5
Chip is a great way to save. Once it is set up, Chip automatically takes a portion of money from your current account which is affordable and is then transferred into the savings account. The great thing is that you don’t have to worry about too much being taken out and there is always the option of cancelling as an email explains how much is going to be taken and when it is taken. Great way to save. Reviewed on: 10th March 2021

Great saving tool

5
Great saving tool That far outweighs anything traditional banks have to offer Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products