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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Lovely Interactive Company

I joined Chip early on. I almost feel like part of the team! It’s a great way to save without noticing, it’s easy to access your money AND you receive emails and updates that let you know what is happening and what’s in the pipeline. Basically you are kept informed, feel involved and it feels like your mates are telling you not a stuffy detached organisation. Reviewed on: 10th March 2021

Great for most saving goals

The automatic saving option means that those who are not so good at saving can easily build their accounts without knowing it. The Chip+1 account is also an excellent way to get returns on money already saved Reviewed on: 10th March 2021

Easy & Effective

I had always struggled to save but Chip introduced me to how easy it can be to start. The small amounts taken regularly have built up & the app in general has focused my saving habits. With the investment platform with BlackRock on the horizon Chip is pushing the boundaries of helping everyone to save & use their money in ways they may have thought not possible Reviewed on: 10th March 2021

Customer focused smart savings

Chip's AI makes saving easier and painless. On top of this, they go to great lengths to reward customers and are continually adding ways for customers to make the most of their money. Couldn't recommend it more! Reviewed on: 10th March 2021

Simple Savings

It’s savings on autopilot. No longer do I need to worry about putting savings aside, this app does it for me - it’s simple savings. Reviewed on: 10th March 2021

Game changing approach to savings

Chip has revolutionised the way I approach personal savings with no hassle automated approach that means I save more regularly when it knows I can afford it but at the same time keeps me in control. The market beating bonus / interest payment of 1.25% is an added attraction that significantly exceeds the tiny basic monthly admin fee that the app charges you to use. Reviewed on: 10th March 2021

Brilliant

This app has changed my life I have saved thousands I really used to struggle to save anything in the past it’s a great app Reviewed on: 10th March 2021

Very useful app

Chip is a great way to save money without even realising it. It has helped me save towards my first house, something I had struggled to do. Reviewed on: 10th March 2021

Fantastic savings app

I love this app, the auto save feature works brilliantly, just ticks away in the background putting a little bit of money away every few days, great for passive savings. That coupled with their 1.25% interest on their bonus account makes it a no brainer for somewhere to stash a nice little rainy day fund. I'm also very much looking forward the their imminent launch of their investors account. As someone who found this app way back when it first started (i was around the 1300 saver) and seeing the steady progress they've made icant rate this app highly enough. Reviewed on: 10th March 2021

Saving made easy

Chip compels you to keep an active eye on saving - managing the process is simple & straightforward via the Chip app which leaves you in complete control of what you save. Reviewed on: 10th March 2021

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