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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

User friendly savings

Great app, simple to use, makes savings much more visual and interesting! Reviewed on: 10th March 2021

Easy to save

Easier way to save and not feel the pinch from. Chip has allowed me to grow my savings pot by putting away money without me noticing! Reviewed on: 10th March 2021

Easy and works

Happy with chip and able to effortlessly save money without effort. I am less happy with the fees for the auto save feature. Reviewed on: 10th March 2021

Great way to save

I love the ai that works out savings for you. The slow trickle of money being saved isn't felt in my bank, but a considerable amount can be saved on a short time. Reviewed on: 10th March 2021

Great Savings account

Saving made easy. Saving the pennies for a rainy day or have your eye on something to buy, chip helps you save automatically with little payments depending on your account balance and the level you can set it to. Reviewed on: 10th March 2021

Easy saving, great rate, good app.

Everything is nice and simple. Really helpful in terms of goals and options to save. Reviewed on: 10th March 2021

The app is far too complex.

Constantly having to go into the app to correct various settings and transactions that the app carries out. Reviewed on: 10th March 2021

Very easy to use, great rates, with more to come . . .

I was recommended to this product via Snoop (also a great app). It was very easy to get set up, rates are clear and uncomplicated and are pretty good based on interest rates today. They are expanding the app to include uncomplicated investing options and I expect more will follow. Reviewed on: 10th March 2021

Save the optimal amount with no admin

I really appreciate the automated approach to Chip, which lets you connect the app and forget about it, while it gradually amasses savings for you in the background. In my experience this has been much better than the "round-up" style features in many other apps since the amount is dynamic. Reviewed on: 10th March 2021

So easy to save

This is such an easy and clever way to build up a savings pot through a 'little and often' approach. Easy to use platform and you can change the frequency of auto top ups or even turn them off if needed. Total control when you need it and easy automated saving when you don't. Ideal. Reviewed on: 10th March 2021

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