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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Best way of saving around

5
Not been the best saver but this app has given me focus on putting money away without thinking about it. Interest rate is a awesome and ease of set up is easy. I don’t miss money that it takes out of my account which normally I would waste on rubbish after using app for several months managed to save for holiday for when we come out of lock down rest of year money will be used for Christmas fund all in all top app Reviewed on: 10th March 2021

Great and easy to use .

5
Easy way to save automatically, simple and easy to use . Deposit and withdraw at an instant. Reviewed on: 10th March 2021

Great and easy to use

5
I love how effortless saving is with Chip. The automatic savings feature allows me to save amounts that I can afford but may not have saved on my own. Another great feature is the ability to see how much your bonus payout will be. Reviewed on: 10th March 2021

Perfect savings app

5
I've always been bad at savings admin. My spend varies month to month so I struggle to calculate and budget how much I can save each month. Chip does all this for me, and never leaves me short. The money can then go into savings accounts that offer world-leading interest rates, and potentially investment funds to come. Reviewed on: 10th March 2021

Great Way to Save

5
I've been using the app for a few years now. I've always found it hard to regularly put money away, but Chip takes care of all of that for me. Since using the app I've been able to watch my savings grow, and have amassed a significant amount of savings that I'm really happy with. The recently introduced interest in savings only motivates me more. Definitely recommend this one! Reviewed on: 10th March 2021

Easy

4
Quick, easy and intuitive experience. Reviewed on: 10th March 2021

Revolutionary

5
It’s so easy to save! Thank you for being so innovative Reviewed on: 10th March 2021

Greatest savings app in the world!

5
Chip is the most amazing savings app. I don't notice the auto saves going out of my bank but the savings grow quickly and I can treat myself without feeling it in my pocket. Reviewed on: 10th March 2021

Excellent for saving

5
So easy to use and navigate around the app, my queries were answered quickly and I’ve saved loads. Reviewed on: 10th March 2021

Easy Savings

5
Easy way to save without thinking with the Chip Autobot Reviewed on: 10th March 2021

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