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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving made easy

I have always struggled to save and felt I couldn’t put a a worthwhile amount of money aside. The chip app has made this so easy with the automatic saves. Small amounts that you don’t notice and the option of setting a goal to save towards has been great. Reviewed on: 10th March 2021

Great service and interest account

Really easy to use app, great interest account. The savings add up quickly and it’s barely noticeable Reviewed on: 10th March 2021

Best interest rate

Good interest rate abd easy to link with bank account. Reviewed on: 10th March 2021

Save and forget

If you are like me and find it hard to same each month, Chip is for you. With out even noticing I have managed to save over £5000 since I joined Chip in 2018. Give it a try, you won't forget it. Reviewed on: 10th March 2021

Saving made easy

It is the 1st time I had used an app based saving system but it is so incredibly easy! The app is very easy to navigate and depositing and withdrawing money is simple. I have used the chat room a couple of times to ask questions and response has been prompt and very helpful. The only reason why I haven't given it 5*'s is because I would have like to have been given the chance to have also been able to open the easy access account with HTB currently at 0.3% but I was told that the account is at full capacity which is a shame as it could have prevented me from opening an account elsewhere. Hopefully they will expand the capacity soon though. Otherwise can't fault them. Reviewed on: 10th March 2021

Chip - brilliant saving!

I’ve had a chip account for just over 1yr and what a great idea this app is. I’ve saved £6000+ when historically I’d always struggled. The way it works, the functionality, and even the light hearted encouragement they give customers is brilliant: Go Chip! Reviewed on: 10th March 2021

Saving without the pain

Chip has been a wonderful addition to my personal finances. The micro saves feature has let me build up and nice savings pot without having to think ‘I need to keep this much money back this month’, even at the same time as being a new homeowner and the sole earner. The ease and flexibility of cancelling saves is a bonus if needed but for the most part it is savings out of sight and out of mind. Love it! Reviewed on: 10th March 2021

Very easy to use, good passive saving, innovation coming all the time

Chip is great whether using proactively or passively to save small or large amounts. Great to save without feeling it, or for putting money away in high fixed rates of interest. With new innovative features launched all the time, and lots in the pipeline, I cannot recommend highly enough, Reviewed on: 10th March 2021

Easy regular savings

I’ve always struggled to put money aside for savings, chip’s automatic savings feature has allowed me to build up a healthy amount of savings for the first time in my life. Reviewed on: 10th March 2021

Makes saving effortless and rewarding

Chip honestly is an absolutely amazing product. I do my own manual saves on my own bank account, but generally those saves are for well defined goals with well defined timelines. Chip is amazing for building up that buffer for a rainy day, without noticing. Absolutely brilliant! Reviewed on: 10th March 2021

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Chip: Savings app reviews

12300% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings app now

Chip Savings app reviews (18462)

Saving made easy

Great service and interest account

Best interest rate

Save and forget

Saving made easy

Chip - brilliant saving!

Saving without the pain

Very easy to use, good passive saving, innovation coming all the time

Easy regular savings

Makes saving effortless and rewarding

Do you have a different Chip product?

Want to see more from Chip?

Cash ISA

Instant access savings

Easy access savings

Join Smart Money People

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