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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Converted saver !

5
My wife and I have never been savers but Chip has helped us save a decent slush fund for the unexpected and luxuries. Reviewed on: 10th March 2021

Great

5
Surprised how much I’ve saved after year’s thinking I’d never get into saving money always thought it was for more wealthy people Reviewed on: 10th March 2021

Slick Platform with potential to grow!

4
Innovative and slick Platform with clever savings features. Market beating 'interest' rates up to £5k. Looking forward to seeing how the partnership with BlackRock pans out to increase offering to investment products. Reviewed on: 10th March 2021

Chips and Ease

5
Chip is an easy to use application with a great interface. The auto save feature which links to your bank account is really helpful for financial planning across the month. Also a nice little surprise if you let this build up. Would highly recommend. Reviewed on: 10th March 2021

Does what it says

5
Seems to be an excellent way of saving. They do all the hard work. Just sit back and let them get on with it. Whilst still feeling in control Reviewed on: 10th March 2021

Clear way of saving with good rates.

5
Always had a great time with chip. The autosave function is great. It really has helped me save without realising. I have been with chip since the early days and the additional services theyvhave provided since have been fantastic. Keep going! Reviewed on: 10th March 2021

Best saving app ever

5
Easy to use and has helped me save thousands without me even realising I could! Informative and plenty of incentives! Reviewed on: 10th March 2021

It does everything for you!

5
I've been using Chip for about about 2 years now and managed to save a substantial amount of money. You can set up the level of savings you're after and even set objectives for specific projects. Also you have "pay-day put away" option which saves extra money on top of the ongoing ones you make regularly. Super useful and seamless experience. Reviewed on: 10th March 2021

Love it!

5
Chip is an amazing way to save, I love that it is all automated yet I still have control and instant access. When I want something I know save for it rather than getting in debt and that has been life changing! Reviewed on: 10th March 2021

Great bank app for savings

5
I have never been able to save money in my life. Chip enables me to save without even realising it. And because it’s a different app to my bank, I’m not tempted to spend it. I love this app. Reviewed on: 10th March 2021

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