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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Amazing!

Very smart and organised app that gives you great returns! Miles better than most savings apps Reviewed on: 10th March 2021

Saving without noticing.

Super easy to use. It moves my money to savings when I can afford it. I’m saving money without noticing it. Reviewed on: 10th March 2021

Savings without the hassle!

I've recommended chip to loads of people! It's genuinely helped me to save by working out what I can afford to save and transferring it into my chip account! I don't notice it going and have a lovely savings pot now! I highly recommend you refer somone to join +1, the best savings account rate out there! Reviewed on: 10th March 2021

Chipping away

Love this little app, which squirrels away bits and bobs of money from my current account, and before I know it I’ve saved quite a bit of cash for future goodies like holidays etc. And it’s flexible so if you don’t want to put away their calculated savings you can either increase or decrease them as you wish. Great product. Reviewed on: 10th March 2021

No 1

Brilliant save without realising it Reviewed on: 10th March 2021

easy to use and save and a great interest rate.

easy to use and save and a great interest rate. At times when the interest rates are plummeting, its great to be able to save a few ££s either as a regular amount or by the auto save Reviewed on: 10th March 2021

Quick and Easy saving

I love chip, it’s brilliant, easy to save and the interest rate is fantastic Reviewed on: 10th March 2021

Savvy saver for the financially flummoxed

This app has helped me save thousands, and I haven’t felt the pinch at all. Easy access, automatic, intelligent saves; for someone who thought ‘I don’t earn enough to save’, this subtle saving method has been a life-changer. Reviewed on: 10th March 2021

Great platform for saving

A great platform for saving as it gives one of the highest interest rates for a saving account compared to high street banks or building societies. Reviewed on: 10th March 2021

Easy to use & great rates

Chip was recommended in the Money Saving Expert newsletter so I had a look. I have found the app to be very straightforward and at 2.5% the rates are great. I recommended it to my friend who is now using it as well. Top marks all round. Reviewed on: 10th March 2021

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