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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Chip - brilliant saving!

I’ve had a chip account for just over 1yr and what a great idea this app is. I’ve saved £6000+ when historically I’d always struggled. The way it works, the functionality, and even the light hearted encouragement they give customers is brilliant: Go Chip! Reviewed on: 10th March 2021

Saving without the pain

Chip has been a wonderful addition to my personal finances. The micro saves feature has let me build up and nice savings pot without having to think ‘I need to keep this much money back this month’, even at the same time as being a new homeowner and the sole earner. The ease and flexibility of cancelling saves is a bonus if needed but for the most part it is savings out of sight and out of mind. Love it! Reviewed on: 10th March 2021

Very easy to use, good passive saving, innovation coming all the time

Chip is great whether using proactively or passively to save small or large amounts. Great to save without feeling it, or for putting money away in high fixed rates of interest. With new innovative features launched all the time, and lots in the pipeline, I cannot recommend highly enough, Reviewed on: 10th March 2021

Easy regular savings

I’ve always struggled to put money aside for savings, chip’s automatic savings feature has allowed me to build up a healthy amount of savings for the first time in my life. Reviewed on: 10th March 2021

Makes saving effortless and rewarding

Chip honestly is an absolutely amazing product. I do my own manual saves on my own bank account, but generally those saves are for well defined goals with well defined timelines. Chip is amazing for building up that buffer for a rainy day, without noticing. Absolutely brilliant! Reviewed on: 10th March 2021

Best easy-access savings account at the moment

Best interest rate available at the moment. The app is excellently made, very easy to navigate, design is pleasing to look at. Reviewed on: 10th March 2021

Sensational savings app

The auto-saving facility has helped revolutionise my saving by taking small manageable chunks which overtime amount to a good amount of servings whether for a rainy day or large purchase. Functional, sleek and would/have recommended to all friends and family! Reviewed on: 10th March 2021

Innovative and relevant

Chip has entirely changed my relationship to money. It ensures I save extra every month, regardless of my financial situation. The customer service is so quick, helpful and present. They are constantly evolving their services to adapt to the wider landscape of 'high street' banking. Their newest account offering 1.25% is the highest non-paid for account I have been able to find by far. They also offer a further account with a lower interest rate which helps me to manage and look at my funds with them. Reviewed on: 10th March 2021

Does what it says on the tin and more

Clean, sleek interface. Brilliant algorithm that saves just enough. Upcoming products will turn this into a powerhouse. Reviewed on: 10th March 2021

Makes it easy to save

The install and setup of the pp is easy and it means that I can save regularly to multiple different savings pots and also different types of savings. Also they pay a reasonable interest rate Reviewed on: 10th March 2021

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