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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app

Such a great way to save money without ever really noticing it! Love this app Reviewed on: 10th March 2021

Chip is really hip

Chip is the only saving app I’ve used that has effectively and easily, helped me save a sufficient amount. With various saving options that’s easy to control and monitor, it really is an easy to use and use friendly app. With interest available on your accounts and savings, it provides a good incentive with Chip staff always keeping you up to date with opportunities, changes and improvements. Reviewed on: 10th March 2021

easy to use, save in the background

Great way to save, good interest rate, easy to use. Excellent customer support, really impressed by this banking companion app. TOP stuff. Reviewed on: 10th March 2021

Savings Bank

Easy to set up with good returns. Which is saying something from an 'old' (well oldish!) guy who's not very computer savvy! Reviewed on: 10th March 2021

Its made me save with out knowing!

Really good app makes little impact to my bankbalance but puts money into a saving account! Reviewed on: 10th March 2021

Chip gives you that little push needed to boost your savings

Automatic savings (Chip’s key feature) transform how savings are viewed, soon enough the habit builds and you’ve reached your goal (another great feature). Chip’s excellent customer service team is always on hand to solve any issue. And just quietly - their 1.25% bonus rate on savings is also worth a look! Reviewed on: 10th March 2021

Best on the market right now

Offers the best returns on your money with the current interest deflation on all banks Reviewed on: 10th March 2021

Great way to save money

I’ve never been great at saving this app makes it so easy and I’ve managed to save over £2000 in one year. I only wished I joined up earlier. Reviewed on: 10th March 2021

Super easy savings, helping me pay to be at medical school...

Chip was recommended to me >4 years ago now and I have recommended it to countless others since. I think it's a brilliant bank and I'm looking forward to seeing how it progresses in the future! Reviewed on: 10th March 2021

Awesome app which allows me to automatically save without any thinking

I have managed to save more money than previously before with the chip app, it is brilliant effortless extension to my finances which has helped me on my way to save for house deposit. Reviewed on: 10th March 2021

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