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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip has been fantastic - I have saved over £500 without even realising it!

Chip just quietly works away in the background saving money for me without me having to forecast or plan in advance. The interest allocated as part of the premium plans are a nice bonus too! Reviewed on: 10th March 2021

Excellent easy to use app and good rate of return

Saving with Chip+ account - easy to access app with good return in the current climate. Transfers always expedited on time Reviewed on: 10th March 2021

Easy

Managed to save for a few treats using this, love how can schedule saves for payday too Reviewed on: 10th March 2021

Easy Saving!

Chip calculates how much you should be able to save based on your spending habits. The autosave features are great (although maybe not for everyone), you can choose how much you want to save too, and withdrawal is painless! Reviewed on: 10th March 2021

Amazing

Chip has hekped me save heaps of money and i don't even notice it. It has really helped when it comes to those lifes little emergencies. The customer service has been fantastic. Quick at responding and easy to access your money. I have recommended this to loads of people who all now use chip to save. Every little helps Reviewed on: 10th March 2021

Easy way to save

Chip has made saving a lot easier. I don’t really have to think about it and don’t notice the amounts leaving me short. If I do, I can stop them or reschedule anyway. Also, it’s the best interest rate on an instant savings account currently. Reviewed on: 10th March 2021

Great automatic saving

The auto save feature is fantastic and allows me to save substantial amounts without really noticing! Love the way it can also adjust to your spending habits throughout the month. Reviewed on: 10th March 2021

Saving by stealth

Used friendly app that continues to evolve and grow. Have so much faith that have chosen to invest in it, twice. Looking forward to Chip X when it launches. Reviewed on: 10th March 2021

Excellent app to help you save for the future

This app really does all the hard work for you by automatically saving those pounds for you. The auto save feature is a really useful function. You can choose to have this turned on or off. Brilliant! Reviewed on: 10th March 2021

A rate that deserves to be called a savings rate

At a time when savings rates are thin on the ground to say the least, Chip provides an extremely simple to use product, one which I have no doubts about recommending to others. Reviewed on: 10th March 2021

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