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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Chip gives you that little push needed to boost your savings

Automatic savings (Chip’s key feature) transform how savings are viewed, soon enough the habit builds and you’ve reached your goal (another great feature). Chip’s excellent customer service team is always on hand to solve any issue. And just quietly - their 1.25% bonus rate on savings is also worth a look! Reviewed on: 10th March 2021

Best on the market right now

Offers the best returns on your money with the current interest deflation on all banks Reviewed on: 10th March 2021

Great way to save money

I’ve never been great at saving this app makes it so easy and I’ve managed to save over £2000 in one year. I only wished I joined up earlier. Reviewed on: 10th March 2021

Super easy savings, helping me pay to be at medical school...

Chip was recommended to me >4 years ago now and I have recommended it to countless others since. I think it's a brilliant bank and I'm looking forward to seeing how it progresses in the future! Reviewed on: 10th March 2021

Awesome app which allows me to automatically save without any thinking

I have managed to save more money than previously before with the chip app, it is brilliant effortless extension to my finances which has helped me on my way to save for house deposit. Reviewed on: 10th March 2021

Saving made easy

I have always struggled to save and felt I couldn’t put a a worthwhile amount of money aside. The chip app has made this so easy with the automatic saves. Small amounts that you don’t notice and the option of setting a goal to save towards has been great. Reviewed on: 10th March 2021

Great service and interest account

Really easy to use app, great interest account. The savings add up quickly and it’s barely noticeable Reviewed on: 10th March 2021

Best interest rate

Good interest rate abd easy to link with bank account. Reviewed on: 10th March 2021

Save and forget

If you are like me and find it hard to same each month, Chip is for you. With out even noticing I have managed to save over £5000 since I joined Chip in 2018. Give it a try, you won't forget it. Reviewed on: 10th March 2021

Saving made easy

It is the 1st time I had used an app based saving system but it is so incredibly easy! The app is very easy to navigate and depositing and withdrawing money is simple. I have used the chat room a couple of times to ask questions and response has been prompt and very helpful. The only reason why I haven't given it 5*'s is because I would have like to have been given the chance to have also been able to open the easy access account with HTB currently at 0.3% but I was told that the account is at full capacity which is a shame as it could have prevented me from opening an account elsewhere. Hopefully they will expand the capacity soon though. Otherwise can't fault them. Reviewed on: 10th March 2021

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Chip: Savings App reviews

23300% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings App now

Chip Savings App reviews (18447)

Chip gives you that little push needed to boost your savings

Best on the market right now

Great way to save money

Super easy savings, helping me pay to be at medical school...

Awesome app which allows me to automatically save without any thinking

Saving made easy

Great service and interest account

Best interest rate

Save and forget

Saving made easy

Do you have a different Chip product?

Want to see more from Chip?

Stocks & Shares ISA

Cash ISA

Instant access savings

Join Smart Money People

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