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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant

I’ve saved more than I ever have plus it’s easily accessible if I need some money quick. I love the app and Chip. Reviewed on: 10th March 2021

Saving without thinking

This app has been incredibly helpful over the past 12 months or so and has had a really positive impact on my personal finances during a difficult time globally. The ability to adjust the saving level and to be able to override any savings in ideal as it means I can save based on my personal circumstances. It has allowed me to put aside money without feeling the pinch and this has been a great help. Really recommended this to anyone who struggles with saving Reviewed on: 10th March 2021

Easy savings with great interest rate

I had no problem setting up the account and am happily regularly saving money with no issues. The rate of return in higher than savings elsewhere Reviewed on: 10th March 2021

It helped me buy a house

The automatic saving really helped me to become more conscious of my spending and spurred me on to make more manual savings and analyse outgoings. It is fun to use and gives clarity on your goals and how long it will take to meet them! I still use it after I achieved my goal because who know what is around the corner...at least I will be prepared with Chip! Reviewed on: 10th March 2021

Great for Savings

Easy to set up account, use the app and manage my savings Reviewed on: 10th March 2021

Best savings app ever

I’ve saved over £3000 with chip and now have the best returns available Reviewed on: 10th March 2021

Get customer service via Chat

Nice and easy way to get decent interest on a couple thousand pounds. Just throw it in there and leave it to earn. Looking forward to them raising the threshold in time. Reviewed on: 10th March 2021

Smart and easy saving for everyone

Really like how user friendly chip is. I love that it makes saving easy and fun. Banking has always seemed like it speaks to a different audience to me - Chip is a bank for everyone! Reviewed on: 10th March 2021

Great for saving

For someone who isn't the best at specific, regular saving, Chip is great as it does it for you without you even realising or missing the money you're putting away. Reviewed on: 10th March 2021

Great %

Good pay back for saving easy to use app Reviewed on: 10th March 2021

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