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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy way to save

Chip has made saving a lot easier. I don’t really have to think about it and don’t notice the amounts leaving me short. If I do, I can stop them or reschedule anyway. Also, it’s the best interest rate on an instant savings account currently. Reviewed on: 10th March 2021

Great automatic saving

The auto save feature is fantastic and allows me to save substantial amounts without really noticing! Love the way it can also adjust to your spending habits throughout the month. Reviewed on: 10th March 2021

Saving by stealth

Used friendly app that continues to evolve and grow. Have so much faith that have chosen to invest in it, twice. Looking forward to Chip X when it launches. Reviewed on: 10th March 2021

Excellent app to help you save for the future

This app really does all the hard work for you by automatically saving those pounds for you. The auto save feature is a really useful function. You can choose to have this turned on or off. Brilliant! Reviewed on: 10th March 2021

A rate that deserves to be called a savings rate

At a time when savings rates are thin on the ground to say the least, Chip provides an extremely simple to use product, one which I have no doubts about recommending to others. Reviewed on: 10th March 2021

Great app

Such a great way to save money without ever really noticing it! Love this app Reviewed on: 10th March 2021

Chip is really hip

Chip is the only saving app I’ve used that has effectively and easily, helped me save a sufficient amount. With various saving options that’s easy to control and monitor, it really is an easy to use and use friendly app. With interest available on your accounts and savings, it provides a good incentive with Chip staff always keeping you up to date with opportunities, changes and improvements. Reviewed on: 10th March 2021

easy to use, save in the background

Great way to save, good interest rate, easy to use. Excellent customer support, really impressed by this banking companion app. TOP stuff. Reviewed on: 10th March 2021

Savings Bank

Easy to set up with good returns. Which is saying something from an 'old' (well oldish!) guy who's not very computer savvy! Reviewed on: 10th March 2021

Its made me save with out knowing!

Really good app makes little impact to my bankbalance but puts money into a saving account! Reviewed on: 10th March 2021

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